Turnover
The micro format states no turnover.
The micro format states no turnover.
In July 2024, 39,274 companies had the same profile as GIROCA has now. Each dot stands for 99 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,274 companies, not a prediction for GIROCA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| GIROCA Bekkevoort | €118,588 | €70,330 | 30.3% | - |
| LCHP Archi Marche-en-Famenne | €118,011 | €67,738 | 67.5% | - |
| BleST-Architectuur Kasterlee | €109,245 | €68,152 | 32.5% | - |
| A&G CONSTRUCTIONS Pelt | €132,442 | €71,274 | 42.3% | - |
| MIHA STUDIO Roeselare | €100,887 | €64,613 | 47.5% | - |
| Origami Studio Sint-Gillis (bij-Brussel) | €109,147 | €78,463 | 69.4% | - |
| O.S.E architecture Ixelles | €99,322 | €67,105 | 67.4% | - |
These companies have the same main activity as GIROCA: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €99,300 and €132,000, founded in 2024.
GIROCA has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,984 and a net result of €33,817.
Its solvency ranks better than 29% of 12,247 sector peers (NACE 71, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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