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Saferoads

Active
Private limited company·Activiteiten van auto- en motorrijscholen· 4 yrs active
Moorsemsestraat 6 ·3128 Tremelo, Belgium
KBO/BCE: BE 0777.518.643
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Saferoads is 0.3% (very low). The 2025 annual accounts show equity of €122k and a net result of €46k. Equity is growing by ~55.6% per year across the filed fiscal years. Its solvency ranks better than 75% of 237 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

2 signals · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend
Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-02-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 28-02-2026 28 d late 2026-00045969
30-06-2024 31-01-2025 29-12-2024 33 d early 2024-00626362
30-06-2023 31-01-2024 08-01-2024 23 d early 2024-00544632

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€46k+20.8%
Working capital€95k+148.3%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 28-02-2026 with the NBB · fiscal year 2025 · micro
€0€20k€40k€60kOperating result 2023: €48k€48kNet result 2023: €33k€33kOperating result 2024: €58k€58kNet result 2024: €38k€38kOperating result 2025: €69k€69kNet result 2025: €46k€46k202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Net result: growth of ~17.6%/year over 3 fiscal years, indicative, assuming unchanged policy.
€30k€40k€50k€60k€70k2026: €53k (€49k - €57k)2027: €60k (€56k - €63k)2028: €66k (€63k - €70k)2023: €33k2024: €38k2025: €46k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 85 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 74.1% 43.1%
better than 75% of 237 sector peers
Net result €46k €11k
better than 84% of 236 sector peers
Equity €122k €26k
better than 87% of 237 sector peers
Gross operating margin €114k €29k
better than 83% of 236 sector peers
Total assets €165k €78k
better than 77% of 237 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P75
2023: P50 · n=6522024: P78 · n=8022025: P75 · n=2372023 2025
Improving position over 2023-2025 · n=237-802
Net result P84
2023: P87 · n=6482024: P85 · n=8002025: P84 · n=2362023 2025
Stable position over 2023-2025 · n=236-800
Equity P87
2023: P73 · n=6522024: P84 · n=8022025: P87 · n=2372023 2025
Improving position over 2023-2025 · n=237-802
Gross operating margin P83
2023: P88 · n=6482024: P88 · n=8012025: P83 · n=2362023 2025
Stable position over 2023-2025 · n=236-801
Describes the position versus peers, not a forecast.
EBITDA
€83k
+22.4% 23-25
Net profit
€46k
+20.8% 23-25
Cash flow
€60k
+26.6% 23-25
Total assets
€165k
+56.7% 23-25
Equity
€122k
+60.8% 23-25
Working capital
€95k
+148.3% 23-25
Income taxes
€19k
+7.3% 23-25
Debt
€43k
+46.0% 23-25
Debt ≤ 1y
€43k
+46.0% 23-25
Current ratio
3.21
+39.6% 23-25
Quick ratio
3.21
+39.6% 23-25
Solvency
74.1%
+2.6% 23-25
Debt / equity
0.35
-9.2% 23-25
ROE
37.8%
-24.9% 23-25
ROA
28.0%
-22.9% 23-25
Interest coverage
19.78
-14.2% 23-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€83k
Net profit€46k
Cash flow€60k
Staff costs-
Income taxes€19k
Dividends-
Total assets€165k
Equity€122k
Debt€43k
of which ≤ 1y€43k
of which > 1y-
Working capital€95k
Employees (FTE)-
Ratios (computed)
2025
Current ratio3.21
Quick ratio3.21
Working capital ratio57.3%
Solvency74.1%
Debt / equity0.35
Long-term debt ratio-
Interest coverage19.78
Gross margin-
Net margin-
ROA28.0%
ROE37.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€165k
Fixed assets 21/28€28k
Tangible fixed assets 22/27€28k
Current assets 29/58€137k
Amounts receivable within one year 40/41€18k
Cash & bank 54/58€116k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€165k
Equity 10/15€122k
Contributions / capital 10/11€5k
Reserves 13€112k
Accumulated profits (losses) 14€5k
Amounts payable 17/49€43k
Amounts payable within one year 42/48€43k
Trade debts payable within one year 44€9k
Income statement
Gross operating margin 9900€114k
Operating result 9901€69k
Financial income 75€1
Financial charges 65€4k
Result before taxes 9903€65k
Income taxes 67/77€19k
Net result for the period 9904€46k
Result to be appropriated 9905€46k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
14 companies at this address See who is registered here

Establishment units

1 location
Saferoads
Moorsemsestraat 6, 3128 TremeloHandelsbemiddeling in de niet-gespecialiseerde groothandel
since 20212.324.410.703
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,560 m²
Buildings1
Building footprint493 m²
Volume (LiDAR)550 m³
Tallest building9.1 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24006D0633/00C000 Flanders 3,560 m² 1 · 493 m² 9.1 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Autorijscholen85531Activiteiten van auto- en motorrijscholen85531Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110
Primary activity highlighted.
Names & trade names
Legal nameNL Saferoads
Registered office
Moorsemsestraat 6 bus B 0101
3128 Tremelo, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.