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Complete company report
Generated 02-08-2026
Active BE 0795.151.263Private limited company

SAFE WALLET

Rue Duhainaut(JB) 36 ·5100 Namur, Belgium· 3 yrs active
Sector: NACE 82910 (82910)
Conclusion Checked

The computed 12-month bankruptcy probability of SAFE WALLET is 2.6% (moderate). The 2024 annual accounts show negative equity (€-6k) and a net result of €-4k. Its solvency ranks better than 5% of 3170 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €-6k
Net result €-4k
Better than sector 5%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health15Profitability100Solvency33Growth58Stability94
60 / 100

Strong profile, led by profitability.

Health 15
Profitability 100
Solvency 33
Growth 58
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.6% Moderate
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Young company +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
15 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 20-08-2025 with the NBB · fiscal year 2024 · micro
€-8k€-6k€-4k€-2k€0Operating result 2023: €-6k€-6kNet result 2023: €-7k€-7kOperating result 2024: €-3k€-3kNet result 2024: €-4k€-4k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 82 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -151.6% 53.7%
better than 5% of 3170 sector peers
Net result €-4k €18k
better than 15% of 3169 sector peers
Equity €-6k €40k
better than 9% of 3172 sector peers
Gross operating margin €-941 €36k
better than 11% of 3169 sector peers
Total assets €4k €93k
better than 5% of 3175 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-2k
+55.2% far below sector median
Net profit
€-4k
+45.6% far below sector median
Cash flow
€-2k
+49.8% far below sector median
Total assets
€4k
-36.5% -97% vs sector
Equity
€-6k
-136.7% far below sector median
Working capital
€-10k
-29.6% far below sector median
Debt
€10k
+13.5% -83% vs sector
Debt ≤ 1y
€10k
+14.1% -74% vs sector
Current ratio
0.02
-88.6% -100% vs sector
Quick ratio
0.02
-88.6% -100% vs sector
Solvency
-151.6%
-273.0% far below sector median
Debt / equity
-1.66
+52.0% far below sector median
ROE
57.8%
-77.0% +135% vs sector
ROA
-87.6%
+14.2% far below sector median
Interest coverage
-5.05
+64.9% far below sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€-2k
Net profit€-4k
Cash flow€-2k
Staff costs-
Income taxes-
Dividends-
Total assets€4k
Equity€-6k
Debt€10k
of which ≤ 1y€10k
of which > 1y-
Working capital€-10k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.02
Quick ratio0.02
Working capital ratio-247.8%
Solvency-151.6%
Debt / equity-1.66
Long-term debt ratio-
Interest coverage-5.05
Gross margin-
Net margin-
ROA-87.6%
ROE57.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€4k
Fixed assets 21/28€4k
Intangible fixed assets 21€4k
Current assets 29/58€157
Amounts receivable within one year 40/41€131
Cash & bank 54/58€26
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€4k
Equity 10/15€-6k
Contributions / capital 10/11€4k
Accumulated profits (losses) 14€-10k
Amounts payable 17/49€10k
Amounts payable within one year 42/48€10k
Trade debts payable within one year 44€157
Income statement
Gross operating margin 9900€-941
Operating result 9901€-3k
Financial charges 65€378
Result before taxes 9903€-4k
Net result for the period 9904€-4k
Result to be appropriated 9905€-4k
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Ratios computed by Checked.
Directors & mandates 1 directors
Former directors (1)
  • David Henry
    Director
    State Gazette act 26010497 (21-01-2026)
    Former
    - → 04-12-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary 82910
Legal form Private limited company(610)
Incorporation21-12-2022
StatusActive
Postal code5100
Establishment units 1 location
SAFE WALLET
Rue Duhainaut(JB) 36, 5100 NamurOntwerpen en programmeren van computerprogramma's
since 20232.340.026.911
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
21-01-2026
State Gazette act Director changes
v3.2
2025
20-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
06-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2022
23-12-2022
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 6 months ago
2026
21-01-2026 David Henry resigns as director Director changes
  • David Henry, Bestuurder
Summary: v3.2
Technical details 
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  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "David Henry",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-12-04",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de r\u00E9voquer David Henry de son mandat d\u0027administrateur. Celui-ci prendra fin le 04/12/2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0795.151.263",
    "name_full": "SAFE WALLET",
    "legal_form": "SRL"
  }
}
2022
23-12-2022 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "5100 Jambes (Namur), Rue Duhainaut 36 bte 14",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1986-02-03",
        "name": "Antoine MARLIER",
        "niss": null,
        "address": "5100 Jambes (Namur), Rue Duhainaut 36 bte 14"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2000,
      "holder_person_name": "Antoine MARLIER",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 2000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1983-06-04",
        "name": "David HENRY",
        "niss": null,
        "address": "5100 Jambes (Namur), Rue d\u2019Enhaive 217 bo\u00EEte 0022"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2000,
      "holder_person_name": "David HENRY",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 2000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 4000,
  "subject_company": {
    "kbo": "0795.151.263",
    "name_full": "SAFE WALLET",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2022-12-21",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Incasso- en kredietbureaus82910Activiteiten van incasso- en kredietbureaus82910Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110Rechtstreekse verzekeringsverrichtingen niet-leven65121Rechtstreekse verzekeringsverrichtingen niet-leven65121Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Adviesbureaus op het gebied van public relations en communicatie70210Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300
Primary activity highlighted.
Names & trade names
Legal nameFR SAFE WALLET
Registered office
Rue Duhainaut(JB) 36 bus 14
5100 Namur, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative