Safe Care is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €41k and a net result of €15k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 56% of 2430 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €41k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
59 d early
2024
59 d early
2023
14 d late
2022
31 d late
2021
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 60.7%
2024 · €26k
2021: €28k
2022: €29k
2023: €27k
2024: €26k
2021 → 2025
Net result
€15k
2024 · €-973
2021: €13k
2022: €2k
2023: €-3k
2024: €-973
2021 → 2025
Total assets
€72k▲ 38.1%
2024 · €52k
2021: €60k
2022: €61k
2023: €52k
2024: €52k
2021 → 2025
Solvency
56.9%▲ 8.0pp
2024 · 48.9%
2021: 46.3%
2022: 47.9%
2023: 51.3%
2024: 48.9%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€29k▲ 6.0%€27k▼ 9.2%€26k▼ 3.7%€41k▲ 60.7%
Operating result€13k-€2k▼ 86.9%€1k▼ 24.1%€212▼ 84.1%€21k▲ 10,029%
Net result€13k-€2k▼ 86.8%€-3k€-973▲ 63.7%€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10,029% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€29k▲ 2.8%
Current assets
€43k▲ 79.7%
Equity and liabilities €72k
Equity
€41k▲ 60.7%
Debt
€31k▲ 16.6%
The debt ratio falls from 51.1% to 43.1%. Equity and debt are higher.
Key figures and ratios
Solvency
56.9%▲
2024 · 48.9%
ROE
37.8%▲
2024 · -3.8%
ROA
21.5%▲
2024 · -1.9%
Debt
€31k▲
2024 · €27k
Debt ≤ 1 year
€17k▲
2024 · €10k
Debt > 1 year
€14k▼
2024 · €17k
Income taxes
€5k▲
2024 · €585
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€72k▲
Fixed assets21/28€28k€29k▲
Intangible fixed assets21€28k€24k▼
Tangible fixed assets22/27-€5k
Furniture and vehicles24-€5k
Current assets29/58€24k€43k▲
Amounts receivable within one year40/41€18k€32k▲
Trade receivables40€2k€294▼
Other amounts receivable41€17k€32k▲
Current investments50/53-€8k
Cash at bank and in hand54/58€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€52k€72k▲
Equity10/15€26k€41k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€11k€26k▲
Amounts payable17/49€27k€31k▲
Amounts payable after more than one year17€17k€14k▼
Financial debts170/4€17k€14k▼
Amounts payable within one year42/48€10k€17k▲
Current portion of amounts payable after more than one year42€3k€3k▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€4k€10k▲
Taxes450/3€4k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1k
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€81€25▼
Gross operating margin9900€6k€29k▲
Operating profit (loss)9901€212€21k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€600€534▼
Recurring financial charges65€600€534▼
Profit (loss) for the period before taxes9903€-388€21k▲
Income taxes67/77€585€5k▲
Profit (loss) for the period9904€-973€15k▲
Profit (loss) for the period to be appropriated9905€-973€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€26k▲
Profit (loss) brought forward from the previous period14P€12k€11k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Weakest financial yearnet €-3k ▼262%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
IJzerenpoortkaai 32000 AntwerpenGround area
2,016 m²
Building footprint
597 m²
Volume, LiDAR
5,619 m³
2 parcels, Flanders · tallest building 20.1 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Safe Care
since 20202.305.383.756
Safe Care
since 20252.374.080.146
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24039B0077/00D000 | Flanders | 1,567 m² | 1 · 159 m² | 6.6 m · 2 fl. |
| 11811L3958/00T000 | Flanders | 449 m² | 1 · 438 m² | 20.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 136 EUR awarded · 136 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 38 EUR | 38 EUR |
| 2024 | 1 | 38 EUR | 38 EUR |
| 2023 | 1 | 60 EUR | 60 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,683 companies in sector 66220 we hold annual accounts for 3,228. 2,149 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-2020
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.safecare.be
E-mail:info@safecare.be