SAF & CO
The computed 12-month bankruptcy probability of SAF & CO is 4.6% (elevated). The 2022 annual accounts show negative equity (€-10k) and a net result of €-3k. Equity is shrinking by ~60.4% per year across the filed fiscal years. Its solvency ranks better than 14% of 4290 sector peers (fiscal year 2022). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-10k |
| Net result | €-3k |
| Better than sector | 14% |
| Active | 11 yrs |
Mixed profile: strong on stability, weaker on health.
All 5 axes are computed from data Checked has read.
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -29.9% | 20.0% | |
| Net result | €-3k | €3k | |
| Equity | €-10k | €14k | |
| Gross operating margin | €-1k | €19k | |
| Total assets | €34k | €88k |
| Fiscal year | 2022 |
|---|---|
| Deposit | micro |
| Revenue | €47k |
| EBITDA | - |
| Net profit | €-3k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €34k |
| Equity | €-10k |
| Debt | €44k |
| of which ≤ 1y | €44k |
| of which > 1y | - |
| Working capital | €-10k |
| Employees (FTE) | - |
| 2022 | |
|---|---|
| Current ratio | 0.77 |
| Quick ratio | 0.13 |
| Working capital ratio | -29.9% |
| Solvency | -29.9% |
| Debt / equity | -4.35 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | -2.9% |
| Net margin | -6.7% |
| ROA | -9.2% |
| ROE | 30.8% |
| EBITDA margin | - |
| Days sales outstanding | 34d |
| Days payable outstanding | 66d |
| Inventory turnover | 1.70 |
| Days inventory (DSI) | 215d |
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €34k |
| Current assets | 29/58 | €34k |
| Stocks & contracts in progress | 3 | €28k |
| Amounts receivable within one year | 40/41 | €4k |
| Cash & bank | 54/58 | €1k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €34k |
| Equity | 10/15 | €-10k |
| Contributions / capital | 10/11 | €11k |
| Accumulated profits (losses) | 14 | €-21k |
| Amounts payable | 17/49 | €44k |
| Amounts payable within one year | 42/48 | €44k |
| Trade debts payable within one year | 44 | €9k |
| Income statement | ||
| Turnover | 70 | €47k |
| Gross operating margin | 9900 | €-1k |
| Operating result | 9901 | €-3k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €457 |
| Result before taxes | 9903 | €-3k |
| Net result for the period | 9904 | €-3k |
| Result to be appropriated | 9905 | €-3k |
-
Agharbi HafsaManaging directorState Gazette act 25041394 (28-03-2025)Current28-03-2025 → present
| NACE primary | Detailhandel in damesbovenkleding(47711) |
| Legal form | Private limited company(610) |
| Incorporation | 30-10-2014 |
| Status | Active |
| Postal code | 1000 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N0273/00B000 | Brussels | 143 m² | 1 · 233 m² | 17.4 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
22-04-2026 Act object · General meeting · Officer appointment · Mandate compensation
- Filing: 2025-04-15 · ROXY MR
- Publication: 2026-04-22 · ROXY MR
- Act object: DEMISSION ADMINISTRATEUR+ NOMINATION ADMINISTRATEUR + TRANSFERT D ACTION · ROXY MR
- General meeting: 2026-03-30 · ROXY MR
- Officer appointment: role: administrateur, effective_date: 2026-04-01 · Jabone Nabil
- Mandate compensation: gratuit · Jabone Nabil
- Officer resignation: role: administrateur, effective_date: 2026-03-31 · Al Haroche Bilal
- Share transfer: shares: 100, description: totalité de ces actions · Al Haroche Bilal
- Share distribution: Jabone Nabil: 100 · ROXY MR
- Power of attorney: mandate: faire les demarches de publication au moniteur belge, mandator: Jabone Nabil · Coppens Amélie
Technical details
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}22-09-2025 Registered office moved to Bruxelles
- rue de Flandre 57 à 1000 Bruxelles
Technical details
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}28-03-2025 1 director appointed, 1 resigning
- Agharbi Hafsa, Gedelegeerd bestuurder
- AMERNISS Hajar, Commissaris
Technical details
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}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | SAF & CO |
| Trade nameFR | SAF & CO |