Financials
- Fiscal year
- 2025
- Total assets
- €34,558
- Loss
- -€265
- Solvency
- 15.0%
Total assets▲ 13.0%
Net result
20182025
SADELTEX
ActiveSummary
SADELTEX has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,181 and a net result of -€265. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 13507 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Wholesale of clothing, excluding workwear and underwear
NACE 46423Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716NACE 51421
1 site
Size
€34,558total assets 2025
- Staff
- 0.3 FTE
- Equity
- €5,181
- Loss
- -€265
Structure
Accounts 45 d early0 of 3 deeds read
Why 87- Equity €5,181 (15.0% of total assets)+ Founded in 1994+ Size: total assets €34,558+ Liquidity: current ratio 1.05, cash €24,547Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Better than 35% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
40-3
equity 15.0% of total assets
Liquidity
53-2
short-term debt 85.0% · cash 71.0%
Profitability
27-58
return on assets -0.8%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● 0.0% vs 11-2024
01-2025: 0.2%▼ -1.2% vs 12-2024
02-2025: 0.2%● 0.0% vs 01-2025
03-2025: 0.2%▲ +2.5% vs 02-2025
04-2025: 0.2%▲ +5.4% vs 03-2025
05-2025: 0.2%▼ -1.7% vs 04-2025
06-2025: 0.2%▼ -1.2% vs 05-2025
07-2025: 0.1%▼ -13.5% vs 06-2025
08-2025: 0.1%● 0.0% vs 07-2025
09-2025: 0.1%● 0.0% vs 08-2025
10-2025: 0.1%● 0.0% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%▼ -1.4% vs 12-2025lowest value
02-2026: 0.2%▲ +4.8% vs 01-2026
03-2026: 0.2%▲ +2.0% vs 02-2026
04-2026: 0.2%▲ +1.3% vs 03-2026
05-2026: 0.2%▼ -0.6% vs 04-2026
06-2026: 0.2%▼ -1.3% vs 05-2026
07-2026: 0.2%▲ +20.8% vs 06-2026
08-2026: 0.4%▲ +108% vs 07-2026
09-2026: 0.5%▲ +23.1% vs 08-2026highest value
10-2026: 0.2%▼ -59.2% vs 09-2026
- Founded in 1994 lowers the probability for this profile
- Size: total assets €34,558 lowers the probability for this profile
- Liquidity: current ratio 1.05, cash €24,547 lowers the probability
- Equity €5,181 (15.0% of total assets) raises the probability
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 27%, liquidity 58%, profitability 24%, growth against the median 31%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
45 d early
2023
29 d early
2022
56 d early
2021
54 d early
2020
54 d early
2019
17 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 16-06-2026Annual accounts filed
- 16-06-2025Annual accounts filed
- 02-07-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of clothing, excluding workwear and underwearNACE 46423
- Founded
- 23-12-1994
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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