Equity
-€144,489
Debts exceed assets in financial year 2025.
Anna Ferreti
Lifetime
20 annual accounts with figures on one time axis, 28 filings since 1998peak €125,920 (2009)
€3,296▼ 63.3%
lowest -€57,696 (2012)
€2,323▲ €12,617
peak €99,118 (2009)
-€144,489▲ €2,323
€169,277▼ 0.7%
Board1 name since 2024
1 directorVANDERHEYDEN Anne
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
Gross margin from €8,987 to €3,296Back to profit: €2,323
Key points
from the 2025 annual accountsDebts
€169,277 683% of the balance sheet
Suppliers 1%Taxes and wages 27%Other 72%
Position in the sector
-582.9%
Lower solvency than 95% of companies in wholesale trade. Sector median 40.4% · 13,807 companies.
Checked score
55
Fair
Financially stronger than 37% of micro companies in wholesale trade (NACE 46)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.0%● unchanged vs 03-2025
05-2025: 1.2%▲ +0.2 percentage points vs 04-2025
06-2025: 1.2%● unchanged vs 05-2025
07-2025: 1.2%● unchanged vs 06-2025
08-2025: 1.4%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 1.4%● unchanged vs 08-2025highest value
10-2025: 1.4%● unchanged vs 09-2025highest value
11-2025: 0.7%▼ -0.7 percentage points vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.6%▼ -0.1 percentage points vs 12-2025
02-2026: 0.7%▲ +0.1 percentage points vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.6%▼ -0.1 percentage points vs 03-2026
05-2026: 0.7%▲ +0.1 percentage points vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.9%▲ +0.2 percentage points vs 06-2026
08-2026: 0.3%▼ -0.6 percentage points vs 07-2026lowest value
09-2026: 0.3%● unchanged vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€144,489
lowers risk
Size: turnover €39,429, total assets €24,789
Founded in 1998
Liquidity: current ratio 0.15, cash €15,765
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 51% on liquidity, 45% on profitability and 46% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,794 companies had the same profile as Anna Ferreti has now. Each dot stands for 10 companies, two years later.
91.5%
were still trading
5.3%
stopped another way
2.7%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Anna Ferreti itself is lower: 0.3% within 12 months. It rests on far more data about Anna Ferreti than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,794 companies, not a prediction for Anna Ferreti. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.15 (0.14 in 2024), below 1. Short-term debt is 682.9% and cash 63.6% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 13807 sector peers (2025).
NBB · sector comparisonPosition among 13807 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
10 days early
2023
8 days late
2022
30 days late
2021
31 days late
2020
30 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0462372670
Appointment: VANDERHEYDEN Anne (statutory director)
General meeting of 22-12-2023 · Gazette deed
Registered office moved from Grimbergen to Rixensart
New registered office: Rue de la Grande Bruyère 2-1330 Rixensart · Previous registered office: 'S GRAVENMOLENSTRAAT 73- 1850 GRIMBERGEN · General meeting of 17-07-2023 · Gazette deed
First establishment
Rue de la Grande Bruyère 2, Rixensart
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Anna Ferreti Rixensart | €24,789 | €3,296 | -582.9% | - |
| SADELTEX Schaerbeek | €34,558 | €4,939 | 15.0% | - |
| DEV Forest | €33,201 | €3,805 | -216.9% | - |
| Florceramica Erpe-Mere | €36,273 | €2,053 | -39.5% | - |
| PETISSIMO Bilzen-Hoeselt | €15,543 | €7,484 | -137.3% | - |
| A.M. TEX Brussels | €53,327 | €3,109 | 41.8% | - |
| SENUCA Etterbeek | €52,540 | €5,001 | -249.0% | - |
These companies have the same main activity as Anna Ferreti: wholesale of clothing, excluding workwear and underwear (NACE 46423). They are comparable in size and age: total assets between €15,500 and €53,300, founded between 1992 and 2004.
Official details
Source: KBO- Status
- Active since 08-01-1998Normal situation
- Activity
- Wholesale of clothing, excluding workwear and underwearNACE 46423and 1 other
- Establishment unit
- 2.085.083.8881330 Rixensart, since 21-01-1998
- Financial year end
- 31 December
- Peppol
- Reachable since 10-11-2025
Annual accounts 2025
- €24,789▲ 5.0%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on Anna Ferreti
Anna Ferreti files the micro format. That format states no turnover. The gross margin fell from €83,667 in 2006 to €3,296 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Anna Ferreti
- What is the company number of Anna Ferreti?
- The company number of Anna Ferreti is 0462.372.670. The VAT number is the same number with BE in front: BE 0462.372.670.
- Where is Anna Ferreti based?
- The registered office is at Rue de la Grande Bruyère 2, 1330 Rixensart.Company details
- What does Anna Ferreti do?
- According to the KBO register, the main activity is wholesale of clothing, excluding workwear and underwear (NACE 46423).
- What is the legal form of Anna Ferreti?
- Anna Ferreti is a private limited company (BV).
- When was Anna Ferreti founded?
- Anna Ferreti was founded on 08-01-1998.
- Is Anna Ferreti still active?
- Yes, Anna Ferreti is an active enterprise in the KBO register.
- What is the turnover of Anna Ferreti?
- The turnover of Anna Ferreti was €39,429 in financial year 2025, according to the filed annual accounts.Financials
- Is Anna Ferreti profitable?
- In financial year 2025, Anna Ferreti made a profit of €2,323.
- Where can I find the annual accounts of Anna Ferreti?
- Anna Ferreti filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Anna Ferreti due?
- Anna Ferreti must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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