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SAD SOLUTIONS

Active
Private limited companyfounded 20224 yrs activeWeversstraat 6, 9000 Gent, BelgiumKBO/BCE: BE 0787.825.288
Summary

SAD SOLUTIONS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,570 and a net result of -€25,491. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 52% of 7676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
SAD SOLUTIONSActiveChecked score 91/100
Risk analysis ReportCompare

Overview

What they do
Advertising agencies
NACE 73110
1 site
How big
€57,058total assets 2025
Equity
€32,570
Loss
-€25,491
Turnover not published (abridged schema)
Financially healthy?
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts 79 d early0 of 1 deed read
Why 91- Loss of €25,491 (FY 2025)+ Liquidity: current ratio 2.02, cash €38,034+ Sector Advertising, market research and public relations activities (NACE 73)+ Size: total assets €57,058Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 37% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 82-8
equity 57.1% of total assets
Liquidity 82-4
short-term debt 38.8% · cash 66.7%
Profitability 0-100
return on assets -44.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,097 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▲ +0.8% vs 11-2024 01-2025: 0.1%▲ +7.4% vs 12-2024 02-2025: 0.1%▼ -36.9% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%▼ -13.4% vs 06-2025lowest value 08-2025: 0.1%● 0.0% vs 07-2025lowest value 09-2025: 0.1%● 0.0% vs 08-2025lowest value 10-2025: 0.1%▲ +4.2% vs 09-2025 11-2025: 0.1%▲ +13.5% vs 10-2025 12-2025: 0.2%▲ +118% vs 11-2025highest value 01-2026: 0.2%● 0.0% vs 12-2025highest value 02-2026: 0.2%● 0.0% vs 01-2026highest value 03-2026: 0.1%▼ -32.8% vs 02-2026 04-2026: 0.1%▼ -2.4% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▼ -0.8% vs 05-2026 07-2026: 0.1%▼ -6.7% vs 06-2026 08-2026: 0.1%▼ -1.8% vs 07-2026 09-2026: 0.1%▲ +2.8% vs 08-2026 10-2026: 0.1%▲ +5.4% vs 09-2026
  • Liquidity: current ratio 2.02, cash €38,034 lowers the probability
  • Sector Advertising, market research and public relations activities (NACE 73) lowers the probability
  • Loss of €25,491 (FY 2025) raises the probability
  • Size: total assets €57,058 lowers the probability for this profile
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 2.02 against 2.8 in 2024; short-term debt: 38.8% and cash: 66.7% of total assets), and 42.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 55%, liquidity 74%, profitability 6%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.02, cash €38,034
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Advertising, market research and public relations activities (NACE 73)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Loss of €25,491 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €57,058
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-11-2025, 79 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
79 d early
2024
11 d early
2023
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 41 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 December (3 of the last 3 filed years within 47 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€25,491
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: From profit to loss in 2025after €30,937 in 2024 -€25,491 View
  • Caution: Among the weakest 7% on net resultsector median €14,244 · 7,676 companies -€25,491 View
  • Total assets 20253 fiscal years filed €57,058 View

By topic

Financials

Fiscal year
2025
Total assets
€57,058
Loss
-€25,491
Solvency
57.1%
Total assets▼ 35.9%
Net result
20232025
Go to Financials

Timeline

Events
5
Since
2023
Next accounts
by 31-01-2027
  1. 13-11-2025Annual accounts filed
  2. 30-06-2025Weakest financial year
  3. 20-01-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Advertising agenciesNACE 73110
Founded
29-06-2022
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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