SABRENO
ActiveThe computed 12-month bankruptcy probability of SABRENO is 1.8% (moderate). The 2025 annual accounts show equity of €57k and a net result of €20k. Equity is growing by ~77% per year across the filed fiscal years. Its solvency ranks better than 88% of 7376 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 5.17 against 4.25 in 2024; short-term debt: 19.4% and cash: 1.5% of total assets), and 19.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.6%
Return on assets
28.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
26 d late
2022
7 d early
2021
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▲ 55.2%
2024 · €37k
2021: €8k
2022: €-20
2023: €21k
2024: €37k
2021 → 2025
Total assets
€70k▲ 47.2%
2024 · €48k
2021: €12k
2022: €5k
2023: €26k
2024: €48k
2021 → 2025
Net result
€20k▲ 32.8%
2024 · €15k
2021: €5k
2022: €-9k
2023: €21k
2024: €15k
2021 → 2025
Working capital
€57k▲ 55.2%
2024 · €37k
2021: €8k
2022: €-20
2023: €21k
2024: €37k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€-20€21k€37k▲ 71.1%€57k▲ 55.2%
Operating result€7k-€-8k€26k€20k▼ 20.8%€30k▲ 45.9%
Net result€5k-€-9k€21k€15k▼ 28.9%€20k▲ 32.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 46% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €70k
Equity
€57k▲ 55.2%
Debt
€14k▲ 21.1%
The debt ratio falls from 23.5% to 19.4%. Equity and debt are higher.
Key figures and ratios
Solvency
80.6%▲
2024 · 76.5%
Current ratio
5.17▲
2024 · 4.25
Quick ratio
5.17▲
2024 · 4.25
Debt / equity
0.24▼
2024 · 0.31
ROE
35.6%▼
2024 · 41.6%
ROA
28.7%▼
2024 · 31.8%
Debt
€14k▲
2024 · €11k
Debt ≤ 1 year
€14k▲
2024 · €11k
Income taxes
€9k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€70k▲
Current assets29/58€48k€70k▲
Amounts receivable within one year40/41€45k€68k▲
Trade receivables40€2k€5k▲
Other amounts receivable41€43k€63k▲
Cash at bank and in hand54/58€1k€1k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€48k€70k▲
Equity10/15€37k€57k▲
Contributions10/11€3k€3k=
Reserves13-€10k
Distributable reserves133-€10k
Profit (loss) carried forward14€34k€44k▲
Amounts payable17/49€11k€14k▲
Amounts payable within one year42/48€11k€14k▲
Trade debts44€3k€203▼
Suppliers440/4€3k€203▼
Taxes, remuneration and social security45€8k€13k▲
Taxes450/3€8k€13k▲
Income statement
Code20242025
Other operating charges640/8€53€425▲
Gross operating margin9900€20k€30k▲
Operating profit (loss)9901€20k€30k▲
Financial charges65/66B€745€637▼
Recurring financial charges65€745€637▼
Profit (loss) for the period before taxes9903€20k€29k▲
Income taxes67/77€4k€9k▲
Profit (loss) for the period9904€15k€20k▲
Profit (loss) for the period to be appropriated9905€15k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€54k▲
Profit (loss) brought forward from the previous period14P€18k€34k▲
Transfer to equity691/2-€10k
To other reserves6921-€10k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 5.33
Current ratio from 1.00 to 5.33; short-term debt falls from €5k to €5k.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-9k ▼255%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rustlaan 221702 DilbeekGround area
243 m²
Building footprint
99 m²
Volume, LiDAR
586 m³
Parcel 23026C0305/00X000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SABRENO
since 20212.317.822.027
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026C0305/00X000 | Flanders | 243 m² | 1 · 99 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NESSA ENTREPRISE
BE 0803.252.941
Sint-Pieters-Leeuw · Eq €57k
VAN INGH HABITAT
BE 0824.902.054
Braine-le-Comte · Eq €57k
VISHTICA
BE 0880.659.733
Evere · Eq €57k
A.J RENOVA
BE 0786.292.490
Brussel · Eq €57k
STAESSENS MAXIM
BE 0784.212.633
Ichtegem · Eq €57k
Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 13,154 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43350Other building finishing work
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43995Specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:george.sabreno@yahoo.com
Phone:+32483050583