Sabamo
ActiveSabamo has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €115k. Equity is growing by ~135.2% per year across the filed fiscal years. Its solvency ranks better than 85% of 11238 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+11
Solvency100▲+4
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 6.07 against 2.92 in 2024; short-term debt: 14.8% and cash: 59% of total assets), and 14.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.2%
Return on assets
60.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
28 d early
2024
44 d early
2023
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€162k▲ 249%
2024 · €46k
2023: €36k
2024: €46k
2023 → 2025
Total assets
€190k▲ 189%
2024 · €66k
2023: €59k
2024: €66k
2023 → 2025
Net result
€115k▲ 964%
2024 · €11k
2023: €32k
2024: €11k
2023 → 2025
Working capital
€142k▲ 285%
2024 · €37k
2023: €29k
2024: €37k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€36k-€46k▲ 27.4%€162k▲ 249%
Operating result€45k-€18k▼ 59.9%€152k▲ 745%
Net result€32k-€11k▼ 66.4%€115k▲ 964%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 745% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€20k▲ 108%
Current assets
€170k▲ 203%
Equity and liabilities €190k
Equity
€162k▲ 249%
Debt
€28k▲ 45.3%
The debt ratio falls from 29.4% to 14.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€157k▲
2024 · €21k
Cash flow
€120k▲
2024 · €14k
Solvency
85.2%▲
2024 · 70.6%
Current ratio
6.07▲
2024 · 2.92
Quick ratio
6.07▲
2024 · 2.92
Debt / equity
0.17▼
2024 · 0.42
ROE
71.3%▲
2024 · 23.4%
ROA
60.8%▲
2024 · 16.5%
Interest coverage
61.41▲
2024 · 6.20
Debt
€28k▲
2024 · €19k
Debt ≤ 1 year
€28k▲
2024 · €19k
Income taxes
€34k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€190k▲
Fixed assets21/28€9k€20k▲
Tangible fixed assets22/27€9k€20k▲
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€4k€15k▲
Current assets29/58€56k€170k▲
Amounts receivable within one year40/41€18k€56k▲
Trade receivables40€14k€56k▲
Other amounts receivable41€4k€36▼
Cash at bank and in hand54/58€36k€112k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€66k€190k▲
Equity10/15€46k€162k▲
Contributions10/11€5k€5k=
Reserves13€41k€157k▲
Distributable reserves133€41k€157k▲
Profit (loss) carried forward14€0€1▲
Amounts payable17/49€19k€28k▲
Amounts payable within one year42/48€19k€28k▲
Financial debts43€638€647▲
Credit institutions430/8€638€644▲
Other loans439-€3
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€8k€19k▲
Taxes450/3€8k€19k▲
Other amounts payable47/48€8k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€1k€943▼
Non-recurring operating charges66A€990€3k▲
Gross operating margin9900€23k€160k▲
Operating profit (loss)9901€18k€152k▲
Financial income75/76B€196€0▼
Recurring financial income75€196€0▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€15k€149k▲
Income taxes67/77€4k€34k▲
Profit (loss) for the period9904€11k€115k▲
Profit (loss) for the period to be appropriated9905€11k€115k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€115k▲
Profit (loss) brought forward from the previous period14P€5€0▼
Transfer to equity691/2€10k€115k▲
To other reserves6921€10k€115k▲
Profit to be distributed694/7€859€0▼
Return on contributions (dividend)694€859€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €115k ▲964%
Operating result €152k, net result €115k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 6.07
Current ratio from 2.92 to 6.07.
31-12
Financial
Equity above €150kEq €162k ▲249%
3 profitable years in a row build equity to €162k.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €11k ▼66.4%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pottershoek 49185 LochristiGround area
615 m²
Building footprint
145 m²
Volume, LiDAR
805 m³
Parcel 44073A1620/00R000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sabamo
since 20222.338.808.174
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44073A1620/00R000 | Flanders | 615 m² | 1 · 145 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DEMEDTS MARINE
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LAKI'S
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GRITEC
BE 0831.096.493
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Of 4,426 companies in sector 46180 we hold annual accounts for 1,886. 1,396 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2022
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.