NXT Concept
ActiveNXT Concept has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €93k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 46% of 11185 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
89
/ 100
Excellent▲ +53 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency65▲+1
Growth78=
Stability94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.88 in 2024), and 62.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.8%
Return on assets
54.9%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
82 d late
2023
43 d late
2022
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k
2024 · €-29k
2022: €-37k
2023: €-40k
2024: €-29k
2022 → 2025
Total assets
€170k▲ 66.5%
2024 · €102k
2022: €99k
2023: €109k
2024: €102k
2022 → 2025
Net result
€93k▲ 724%
2024 · €11k
2022: €-57k
2023: €-3k
2024: €11k
2022 → 2025
Working capital
€25k▲ 27.6%
2024 · €20k
2022: €-36k
2023: €11k
2024: €20k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-37k-€-40k▼ 9.0%€-29k▲ 28.0%€64k
Operating result€-56k-€2k€16k▲ 782%€104k▲ 542%
Net result€-57k-€-3k▲ 94.1%€11k€93k▲ 724%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 542% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€50k▼ 16.7%
Current assets
€120k▲ 185%
Equity and liabilities €170k
Equity
€64k
Debt
€106k
Debt finances 62.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€104k▲
2024 · €16k
Cash flow
€93k▲
2024 · €11k
Solvency
37.8%▲
2024 · -28.5%
Current ratio
1.27▼
2024 · 1.88
Quick ratio
1.17▲
2024 · 0.32
Debt / equity
1.65▲
2024 · -4.51
ROE
145.4%▲
2024 · -38.9%
ROA
54.9%▲
2024 · 11.1%
Interest coverage
315.71▲
2024 · 3.31
Debt
€106k▼
2024 · €131k
Debt ≤ 1 year
€95k▲
2024 · €22k
Debt > 1 year
€11k▼
2024 · €100k
Income taxes
€13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€170k▲
Fixed assets21/28€60k€50k▼
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Financial fixed assets28€60k€50k▼
Current assets29/58€42k€120k▲
Stocks and contracts in progress3€35k€9k▼
Stocks30/36€35k€9k▼
Amounts receivable within one year40/41€5k€110k▲
Trade receivables40€2k€10k▲
Other amounts receivable41€3k€100k▲
Cash at bank and in hand54/58€2k€561▼
Deferred charges and accrued income490/1€273€497▲
Equity and liabilities
Total equity and liabilities10/49€102k€170k▲
Equity10/15€-29k€64k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-49k€44k▲
Amounts payable17/49€131k€106k▼
Amounts payable after more than one year17€100k€11k▼
Financial debts170/4€100k€11k▼
Amounts payable within one year42/48€22k€95k▲
Current portion of amounts payable after more than one year42€6k€0▼
Trade debts44€4k€65k▲
Suppliers440/4€4k€65k▲
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€4k€8k▲
Other amounts payable47/48€8k€21k▲
Accrued charges and deferred income492/3€9k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€90k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27€0▼
Other operating charges640/8€951€2k▲
Gross operating margin9900€17k€106k▲
Operating profit (loss)9901€16k€104k▲
Financial income75/76B€1€2k▲
Recurring financial income75€1€2k▲
Financial charges65/66B€5k€331▼
Recurring financial charges65€5k€331▼
Profit (loss) for the period before taxes9903€11k€106k▲
Income taxes67/77-€13k
Profit (loss) for the period9904€11k€93k▲
Profit (loss) for the period to be appropriated9905€11k€93k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€44k▲
Profit (loss) brought forward from the previous period14P€-60k€-49k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-06
Financial
Highest result since 2022net €93k ▲724%
Operating result €104k, net result €93k, both a record.
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 82 days late
2024
30-06
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 43 days late
2023
30-06
Financial
Liquidity doublescurrent ratio 1.29
Current ratio from 0.57 to 1.29; short-term debt falls from €85k to €38k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tussen Beken 219830 Sint-Martens-LatemGround area
3,141 m²
Building footprint
436 m²
Volume, LiDAR
1,996 m³
2 parcels, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NXT Concept
since 20212.318.932.577
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44004C0061/00K000 | Flanders | 1,714 m² | 1 · 172 m² | 8.0 m · 2 fl. |
| 44064B0747/00A000 | Flanders | 1,427 m² | 1 · 264 m² | 4.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Nathan Ryckeboer
BE 0694.670.844
Puurs-Sint-Amands · Eq €64k
AGRAMON
BE 0784.291.817
Poperinge · Eq €64k
KAMEN
BE 0822.469.730
Ottignies-Louvain-la-Neuve · Eq €64k
Erbeau
BE 0431.161.040
Oudenaarde · Eq €64k
HIPPOCATHES
BE 0746.723.915
Brussel · Eq €64k
Of 4,406 companies in sector 46180 we hold annual accounts for 1,875. 1,379 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2021
Fiscal year end30-06
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.