Financials
- Financial year
- 2025
- Total assets
- €1.9m
- Profit
- €4,621
- Solvency
- 49.1%
Total assets▼ 7.9%
Net result
20192025
SAAMO Brussel
ActiveSummary
SAAMO Brussel has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €918,210 and a net result of €4,621. Equity remains stable across the filed financial years (±0.9% per year). Its solvency ranks better than 43% of 482 sector peers (NACE 88, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Activity
Other social work without accommodation
NACE 88999
8th oldest company in Sint-Jans-Molenbeek, Health and social work sector2 sites
Size
€1.9mtotal assets 2025
- Staff
- 25.9 FTE
- Equity
- €918,210
- Surplus
- €4,621
Turnover not published (abbreviated format)
Structure
- Berwaerts ChristineDirector
- L'Enfant RitaDirector
- Ludo MoyersoenDirector
Auditor: Mazars Bedrijfsrevisoren CVBAAccounts 70 days early2 of 15 deeds read
Why 93lowers riskLegal form: non-profit associationLiquidity: current ratio 2.48, cash €989,822Sector: Social work activities without accommodation (NACE 88)Founded in 1985Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 45% of its sector peers (NACE 88, small)
Financial strength · tick = 2024
Strong
Solvency
74-13
equity 49.1% of total assets
Liquidity
88-6
short-term debt 29.8% · cash 52.9%
Profitability
69-9
return on assets 0.2%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%
12-2024: < 0.1%● unchanged vs 11-2024
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025highest value
06-2025: < 0.1%● unchanged vs 05-2025lowest value
07-2025: < 0.1%● unchanged vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €85,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.48, compared with 3.88 in 2024, above the usual 1.5; short-term debt: 29.8% and cash: 52.9% of total assets), but 50.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, small): better than 46% on solvency, 80% on liquidity, 44% on profitability and 9% on growth.
The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
70 days early
2024
73 days early
2023
75 days early
2022
77 days early
2021
36 days late
2020
99 days early
2019
77 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 62 days before the deadline; the sector median (NACE 88) for financial year 2024 is 24 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
22-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · abbreviated…
- Back to profitnet €156,920
Key points
- Caution: Result fell in 2025from €156,920 to €4,621 ▼ 97.1% View
- Positive: 8th oldest company in Sint-Jans-Molenbeek, Health and social work sectorin the Checked rankings No. 8 View
- Flemish supportawarded from 2022 to 2025 €6.9m View
- Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View
By topic
Board & ownership
- Board
- 3 members
- Auditor
- Mazars Bedrijfsrevisoren CVBA
- Berwaerts ChristineDirector
- L'Enfant RitaDirector
- Ludo MoyersoenDirector
Network & group
- Connected companies
- 1
Timeline
- Events
- 25
- Since
- 2007
- Next accounts
- by 31-07-2027
- 18-07-2024Reappointments: MAZARS Bedrijfsrevisoren CVBA, Berwaerts Christine and…
- 17-05-2024Annual accounts filed
- 25-03-2024Resignations: Meys Frank (director) and Collingwoode Williams…
Company details
- Sites
- 2
- Legal form
- Non-profit association
- Activity
- Other social work without accommodationNACE 88999
- Founded
- 31-01-1985
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies
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