Compagnons
ActiveCompagnons has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €906k and a net result of €72k. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 65% of 454 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-30
Solvency100▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 2.31 against 2.49 in 2024), and 35% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65%
Return on assets
5.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
43 d early
2023
99 d early
2022
98 d early
2021
94 d early
2020
75 d early
2019
94 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€72k▼ 40.2%
2024 · €121k
2018: €50k
2019: €63k
2020: €11k
2021: €13k
2022: €-27k
2023: €88k
2024: €121k
2018 → 2025
Working capital
€292k▼ 28.6%
2024 · €409k
2018: €97k
2019: €147k
2020: €270k
2021: €362k
2022: €449k
2023: €415k
2024: €409k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€390k-€485k▲ 24.1%€743k▲ 53.4%€858k▲ 15.4%€906k▲ 5.6%
Operating result€-1k-€-42k▼ 3,796%€68k€93k▲ 36.1%€41k▼ 55.5%
Net result€13k-€-27k€88k€121k▲ 37.1%€72k▼ 40.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.39M
Fixed assets
€879k▼ 5.4%
Current assets
€516k▼ 24.5%
Equity and liabilities €1.39M
Equity
€906k▲ 5.6%
Debt
€489k▼ 35.2%
The debt ratio falls from 46.8% to 35.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€104k▼
2024 · €157k
Cash flow
€135k▼
2024 · €185k
Solvency
65.0%▲
2024 · 53.2%
Current ratio
2.31▼
2024 · 2.49
Quick ratio
2.31▼
2024 · 2.49
Debt / equity
0.54▼
2024 · 0.88
ROE
8.0%▼
2024 · 14.1%
ROA
5.2%▼
2024 · 7.5%
Interest coverage
40.81▼
2024 · 51.52
Debt
€489k▼
2024 · €755k
Debt ≤ 1 year
€224k▼
2024 · €274k
Debt > 1 year
€261k▼
2024 · €286k
Income taxes
€216▲
2024 · €215
Staff costs
€1.30M▲
2024 · €1.21M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.61M€1.39M▼
Fixed assets21/28€929k€879k▼
Tangible fixed assets22/27€918k€867k▼
Land and buildings22€873k€840k▼
Plant, machinery and equipment23€17k€12k▼
Furniture and vehicles24€28k€16k▼
Financial fixed assets28€11k€11k▲
Current assets29/58€683k€516k▼
Amounts receivable within one year40/41€132k€51k▼
Trade receivables40€130k€51k▼
Other amounts receivable41€2k-
Cash at bank and in hand54/58€542k€448k▼
Deferred charges and accrued income490/1€9k€17k▲
Equity and liabilities
Total equity and liabilities10/49€1.61M€1.39M▼
Equity10/15€858k€906k▲
Contributions10/11€36k€36k=
Capital10€36k€36k=
Profit (loss) carried forward14€330k€402k▲
Investment grants15€492k€468k▼
Amounts payable17/49€755k€489k▼
Amounts payable after more than one year17€286k€261k▼
Financial debts170/4€286k€261k▼
Amounts payable within one year42/48€274k€224k▼
Current portion of amounts payable after more than one year42€24k€24k▲
Trade debts44€10k€11k▲
Suppliers440/4€10k€11k▲
Taxes, remuneration and social security45€175k€177k▲
Taxes450/3€278€213▼
Remuneration and social security454/9€175k€177k▲
Accrued charges and deferred income492/3€195k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.21M€1.30M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€63k▼
Other operating charges640/8€24k€16k▼
Non-recurring operating charges66A€500-
Gross operating margin9900€1.40M€1.42M▲
Operating profit (loss)9901€93k€41k▼
Financial income75/76B€31k€33k▲
Recurring financial income75€31k€33k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€121k€72k▼
Income taxes67/77€215€216▲
Profit (loss) for the period9904€121k€72k▼
Profit (loss) for the period to be appropriated9905€121k€72k▼
Appropriation of the result
Profit (loss) to be appropriated9906€330k€402k▲
Profit (loss) brought forward from the previous period14P€209k€330k▲
Social balance
Average headcount (FTE)908717.720.8▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €121k ▲37.1%
Operating result €93k, net result €121k, both a record.
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €88k
Net result €88k after one loss-making year.
31-12
Financial
Equity above €500kEq €743k ▲53.4%
Equity rises from €485k to €743k.
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-27k ▼310%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 142 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 directors, no change since 2025
Joane Père
CurrentDelegate · since 01-07-2024
26-06-2025
Valérie Hofmans: Resigned as Director
01-07-2024
Joane Père: Appointed as Delegate
01-07-2024
Cynthia Dujardin: Resigned as Delegate
03-06-2024
Carine Merjavec: Resigned as Delegate
Location & real-estate footprint
Registered office, Mons · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Square Franklin Delano Roosevelt 87000 MonsGround area
3,006 m²
Building footprint
444 m²
Volume, LiDAR
2,643 m³
2 parcels, Wallonia · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Compagnons
since 20072.165.565.382
Compagnons
since 20072.165.565.877
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51004A0080/00E060 | Wallonia | 2,801 m² | 1 · 210 m² | 15.1 m · 4 fl. |
| 53403E0696/00G002 | Wallonia | 205 m² | 1 · 234 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| Valérie Laurent Statutory auditor | - → 03-06-2024 |
Recognitions · licences · registrations
Food safety, FASFC
2 sitesAth2.165.565.877
Mons2.165.565.382
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Of 138 companies in sector 88109 we hold annual accounts for 36. 16 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded03-05-1989
Fiscal year end31-12
Activities, NACEBEL
85323
88109Social work activities without accommodation
88999Other social work without accommodation
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.