Checked.be · Company dossierhttps://checked.be/en/c/uman-architect-0779276818 · as of 31-10-2026
UMAN ARCHITECT
Active
Public limited company · founded 2021 · active for 4 yearsRue du Fort 7, 4460 Grâce-Hollogne, Belgium13 active companies are registered at this addressKBO/BCE: BE 0779.276.818
Summary
UMAN ARCHITECT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €420,427 and a net result of €55,573. Equity is growing by about 38% per year across the filed financial years. Its solvency ranks better than 22% of 890 sector peers (NACE 71, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.
2025 accounts 31 days early5 of 6 deeds summarised
Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. There is no bankruptcy probability for this company, so the score rests on the figures alone.
49/ 100
Fair▼ -15 on 2024
Without a bankruptcy probability: score from the figures alone
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. Without a bankruptcy probability, this company's Checked score rests on these figures.
Average
Solvency41-1
equity 15.9% of total assets
Liquidity34-10
short-term debt 48.9% · cash 6.8%
Profitability71-24
return on assets 2.1%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.12, compared with 0.62 in 2024, below the usual 1.5; short-term debt: 48.9% and cash: 6.8% of total assets), and 84.1% of the assets are financed with debt and provisions.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 23 days before the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (3 of the last 4 filed years within 30 days of that day).