ÔME ARCHITECT
ActiveÔME ARCHITECT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €-117. Its solvency ranks better than 11% of 1986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency7▲+1
Growth32
Stability82
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.71 against 0.63 in 2024), and 96.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.6%
Return on assets
-0.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 1986 sector peers (2025).
NBB · sector comparisonPosition among 1986 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 d early
2024
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€5k▼ 2.3%
2024 · €5k
2024: €5k
2024 → 2025
Total assets
€138k▲ 3.4%
2024 · €133k
2024: €133k
2024 → 2025
Net result
€-117
2024 · €3k
2024: €3k
2024 → 2025
Working capital
€-35k▲ 21.3%
2024 · €-44k
2024: €-44k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€5k-€5k▼ 2.3%
Operating result€5k-€3k▼ 46.0%
Net result€3k-€-117
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120k
Fixed assets
€33k▼ 4.1%
Current assets
€87k▲ 14.4%
Equity and liabilities €138k
Equity
€5k▼ 2.3%
Debt
€133k▲ 3.7%
The debt ratio rises from 96.2% to 96.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€11k▲
2024 · €8k
Cash flow
€8k▲
2024 · €6k
Solvency
3.6%▼
2024 · 3.8%
Current ratio
0.71▲
2024 · 0.63
Quick ratio
0.71▲
2024 · 0.63
Debt / equity
26.57▲
2024 · 25.05
ROE
-2.3%▼
2024 · 60.8%
ROA
-0.1%▼
2024 · 2.3%
Interest coverage
3.90▼
2024 · 4.59
Debt
€133k▲
2024 · €128k
Debt ≤ 1 year
€122k▲
2024 · €120k
Debt > 1 year
€11k▲
2024 · €8k
Income taxes
€263▼
2024 · €487
Staff costs
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€138k▲
Formation expenses20€23k€18k▼
Fixed assets21/28€35k€33k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€20k€18k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€18k€17k▼
Financial fixed assets28€15k€15k=
Current assets29/58€76k€87k▲
Amounts receivable within one year40/41€76k€86k▲
Trade receivables40€76k€86k▲
Other amounts receivable41€3-
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€133k€138k▲
Equity10/15€5k€5k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€3k€3k▼
Amounts payable17/49€128k€133k▲
Amounts payable after more than one year17€8k€11k▲
Financial debts170/4€8k€11k▲
Amounts payable within one year42/48€120k€122k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Financial debts43€4k€28k▲
Credit institutions430/8€4k€28k▲
Trade debts44€39k€12k▼
Suppliers440/4€39k€12k▼
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€5k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€71k€71k=
Accrued charges and deferred income492/3€404€572▲
Income statement
Code20242025
Remuneration, social security and pensions62-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€8k▲
Other operating charges640/8-€30
Gross operating margin9900€8k€19k▲
Operating profit (loss)9901€5k€3k▼
Financial income75/76B€88€0▼
Recurring financial income75€88€0▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€4k€147▼
Income taxes67/77€487€263▼
Profit (loss) for the period9904€3k€-117▼
Profit (loss) for the period to be appropriated9905€3k€-117▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€3k▼
Profit (loss) brought forward from the previous period14P-€3k
Social balance
Average headcount (FTE)90870.00.4▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nandrin · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route du Condroz 1254550 NandrinGround area
421 m²
Building footprint
148 m²
Volume, LiDAR
1,209 m³
Parcel 61078C0047/00L003, Wallonia · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ÔME ARCHITECT
since 20242.359.703.459
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61078C0047/00L003 | Wallonia | 421 m² | 1 · 148 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,213 companies in sector 71111 we hold annual accounts for 6,294. 2,257 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-05-2024
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.