Financials
- Fiscal year
- 2025
- Total assets
- €2.6m
- Profit
- €55,573
- Solvency
- 15.9%
Total assets▲ 8.5%
Net result
20222025
UMAN ARCHITECT
ActiveSummary
UMAN ARCHITECT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €420,427 and a net result of €55,573. Equity is growing by ~37.7% per year across the filed fiscal years. Its solvency ranks better than 21% of 784 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of building architects
NACE 71111
#8 company by total assets in Grâce-Hollogne, Professional and technical services sector1 site
Size
€2.6mtotal assets 2025
- Staff
- 9.2 FTE
- Equity
- €420,427
- Profit
- €55,573
Structure
- Holdings
- 4
Accounts 31 d early1 of 6 deeds read
Why 49- Weak solvency vs sectorLatest accounts filed on timeShow the evidence
Checked score
Score 2025
49
/ 100
Fair▼ -15 vs 2024
Without a bankruptcy probability: score from the figures alone
Financial strength · tick = 2024
Average
Solvency
41-1
equity 15.9% of total assets
Liquidity
34-10
short-term debt 48.9% · cash 6.8%
Profitability
71-24
return on assets 2.1%
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit up to €20,000 at 30 days acceptable
Liquidity tight (current ratio 1.12 against 0.62 in 2024; short-term debt: 48.9% and cash: 6.8% of total assets), and 84.1% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 784 sector peers (2025).
NBB · sector comparisonPosition among 784 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
31 d early
2024
56 d early
2023
27 d early
2022
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Resignation: Pierre Maes (director)Director discharge
- Annual accounts filedfiscal year 2024 · full…
Key points
By topic
Network & group
- Subsidiaries
- 4
4 subsidiaries
Timeline
- Events
- 7
- Since
- 2023
- Next accounts
- by 31-07-2027
- 30-06-2026Annual accounts filed
- 08-05-2026Resignation: Pierre Maes (director)
- 05-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Activities of building architectsNACE 71111
- Founded
- 23-12-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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