Checked.be · Company dossierhttps://checked.be/en/c/uman-architect-0779276818 · as of 02-10-2026
UMAN ARCHITECT
Active
Public limited company · founded 2021 · 4 yrs activeRue du Fort 7, 4460 Grâce-Hollogne, BelgiumKBO/BCE: BE 0779.276.818
Summary
UMAN ARCHITECT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €420,427 and a net result of €55,573. Equity is growing by ~37.7% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Why 49Latest accounts filed on timeShow the evidence
Checked score
Score 2025
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. Without a figure, the card says why. A low score is a reason to look closely at payment terms and security.
49/ 100
Fair▼ -15 vs 2024
Without a bankruptcy probability: score from the figures alone
How strong the balance sheet and results are, apart from the score: solvency, liquidity and profitability from the latest accounts, each out of 100. The score itself is the bankruptcy probability.
Average
Solvency41-1
equity 15.9% of total assets
Liquidity34-10
short-term debt 48.9% · cash 6.8%
Profitability71-24
return on assets 2.1%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that this company goes bankrupt within twelve months. A low chance is reassuring; with a higher one, agree shorter payment terms or an advance.
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit up to €20,000 at 30 days acceptable
Liquidity tight (current ratio 1.12 against 0.62 in 2024; short-term debt: 48.9% and cash: 6.8% of total assets), and 84.1% of the assets are financed with debt.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
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neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (3 of the last 4 filed years within 30 days of that day).