SA ISOCLEANING
ActiveSA ISOCLEANING has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €136k and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 47% of 36376 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability47▼-33
Solvency69▲+6
Growth68▼-17
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.3 against 2.04 in 2023; short-term debt: 39% and cash: 2.8% of total assets), but 56% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €136k
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-09-2025, 43 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
43 d late
2023
122 d early
2022
6 d early
2021
11 d early
2020
2 d early
2019
122 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€412k▲ 31.9%
2019 · €312k
2018: €251k
2019: €312k
2018 → 2020
EBIT margin
3.6%▲ 9.6pp
2019 · -6.0%
2018: 8.6%
2019: -6.0%
2018 → 2020
Net result
€6k▼ 80.3%
2023 · €32k
2018: €15k
2019: €-19k
2020: €12k
2021: €1k
2022: €60k
2023: €32k
2018 → 2024
Working capital
€157k▼ 0.5%
2023 · €158k
2018: €25k
2019: €8k
2020: €23k
2021: €26k
2022: €65k
2023: €158k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€412k-
Equity€37k-€38k▲ 2.9%€98k▲ 157%€130k▲ 32.8%€136k▲ 4.9%
Operating result€15k-€5k▼ 62.7%€85k▲ 1,460%€58k▼ 32.0%€21k▼ 64.1%
Net result€12k-€1k▼ 91.0%€60k▲ 5,434%€32k▼ 46.3%€6k▼ 80.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 64% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €310k
Fixed assets
€32k▼ 7.6%
Current assets
€278k▼ 10.2%
Equity and liabilities €310k
Equity
€136k▲ 4.9%
Debt
€174k▼ 19.0%
The debt ratio falls from 62.2% to 56.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▼
2023 · €68k
Cash flow
€18k▼
2023 · €43k
Solvency
44.0%▲
2023 · 37.8%
Current ratio
2.30▲
2023 · 2.04
Quick ratio
2.10▲
2023 · 1.89
Debt / equity
1.27▼
2023 · 1.65
ROE
4.6%▼
2023 · 24.7%
ROA
2.0%▼
2023 · 9.3%
Interest coverage
3.09▼
2023 · 10.10
Debt
€174k▼
2023 · €215k
Debt ≤ 1 year
€121k▼
2023 · €152k
Debt > 1 year
€53k▼
2023 · €63k
Income taxes
€5k▼
2023 · €19k
Staff costs
€49k▼
2023 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€345k€310k▼
Fixed assets21/28€35k€32k▼
Tangible fixed assets22/27€32k€29k▼
Land and buildings22€14k€14k▲
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€14k€11k▼
Financial fixed assets28€3k€3k=
Current assets29/58€310k€278k▼
Stocks and contracts in progress3€22k€24k▲
Stocks30/36€22k€24k▲
Amounts receivable within one year40/41€251k€238k▼
Trade receivables40€251k€232k▼
Other amounts receivable41€185€6k▲
Cash at bank and in hand54/58€33k€9k▼
Deferred charges and accrued income490/1€3k€7k▲
Equity and liabilities
Total equity and liabilities10/49€345k€310k▼
Equity10/15€130k€136k▲
Contributions10/11€6k€6k=
Reserves13€124k€130k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€122k€128k▲
Amounts payable17/49€215k€174k▼
Amounts payable after more than one year17€63k€53k▼
Financial debts170/4€63k€53k▼
Amounts payable within one year42/48€152k€121k▼
Current portion of amounts payable after more than one year42€9k€10k▲
Financial debts43€10k€50k▲
Credit institutions430/8€10k€50k▲
Trade debts44€6k€11k▲
Suppliers440/4€6k€11k▲
Advances received on contracts in progress46€60k-
Taxes, remuneration and social security45€65k€50k▼
Taxes450/3€61k€43k▼
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€758-
Income statement
Code20232024
Non-recurring operating income76A-€7k
Remuneration, social security and pensions62€55k€49k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€127k€85k▼
Operating profit (loss)9901€58k€21k▼
Financial income75/76B€373€439▲
Recurring financial income75€373€439▲
Financial charges65/66B€7k€10k▲
Recurring financial charges65€7k€10k▲
Profit (loss) for the period before taxes9903€52k€11k▼
Income taxes67/77€19k€5k▼
Profit (loss) for the period9904€32k€6k▼
Profit (loss) for the period to be appropriated9905€32k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€6k▼
Transfer to equity691/2€32k€6k▼
To other reserves6921€32k€6k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
2024
31-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €130k ▲32.8%
4 profitable years in a row build equity to €130k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €60k ▲5434%
Operating result €85k, net result €60k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-19k ▼225%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hechtel-Eksel · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lommelsebaan 583940 Hechtel-EkselGround area
379 m²
Building footprint
227 m²
Volume, LiDAR
913 m³
Parcel 72013A0147/00L005, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
YILMAZ RAMEN
since 20112.204.581.653
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72013A0147/00L005 | Flanders | 379 m² | 1 · 227 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CG-C
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Of 4,271 companies in sector 43230 we hold annual accounts for 1,241. 1,029 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-10-2011
Fiscal year end31-12
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.