GESTEKO
ActiveGESTEKO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €49k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 36% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+19
Solvency58▲+12
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.22 in 2024; short-term debt: 67.4% and cash: 38.2% of total assets), and 67.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €102k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
on the day
2021
10 d early
2020
2 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€102k▲ 71.8%
2024 · €59k
2019: €60k
2020: €60k
2021: €85k
2022: €86k
2023: €59k
2024: €59k
2019 → 2025
Total assets
€313k▲ 11.0%
2024 · €282k
2019: €264k
2020: €348k
2021: €272k
2022: €284k
2023: €302k
2024: €282k
2019 → 2025
Net result
€49k▲ 8,678%
2024 · €561
2019: €4k
2020: €393
2021: €25k
2022: €672
2023: €6k
2024: €561
2019 → 2025
Working capital
€83k▲ 66.5%
2024 · €50k
2019: €44k
2020: €30k
2021: €51k
2022: €55k
2023: €32k
2024: €50k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€86k▲ 0.8%€59k▼ 31.4%€59k▲ 1.0%€102k▲ 71.8%
Operating result€28k-€458▼ 98.4%€9k▲ 1,786%€795▼ 90.8%€74k▲ 9,212%
Net result€25k-€672▼ 97.3%€6k▲ 773%€561▼ 90.4%€49k▲ 8,678%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9,212% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €313k
Fixed assets
€19k▲ 99.3%
Current assets
€294k▲ 7.9%
Equity and liabilities €313k
Equity
€102k▲ 71.8%
Debt
€211k▼ 5.2%
The debt ratio falls from 79.0% to 67.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82k▲
2024 · €28k
Cash flow
€57k▲
2024 · €28k
Solvency
32.6%▲
2024 · 21.0%
Current ratio
1.39▲
2024 · 1.22
Quick ratio
1.39▲
2024 · 0.75
Debt / equity
2.07▼
2024 · 3.75
ROE
48.3%▲
2024 · 0.9%
ROA
15.7%▲
2024 · 0.2%
Interest coverage
440.65▲
2024 · 78.30
Debt
€211k▼
2024 · €223k
Debt ≤ 1 year
€211k▼
2024 · €223k
Income taxes
€25k▲
2024 · €631
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€282k€313k▲
Fixed assets21/28€10k€19k▲
Tangible fixed assets22/27€10k€19k▲
Plant, machinery and equipment23€7k€7k▼
Furniture and vehicles24€2k€12k▲
Current assets29/58€272k€294k▲
Stocks and contracts in progress3€106k€0▼
Contracts in progress37€106k€0▼
Amounts receivable within one year40/41€155k€169k▲
Trade receivables40€153k€157k▲
Other amounts receivable41€2k€13k▲
Cash at bank and in hand54/58€5k€120k▲
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€282k€313k▲
Equity10/15€59k€102k▲
Contributions10/11€19k€19k=
Reserves13€41k€83k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€41k€83k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€223k€211k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€223k€211k▼
Current portion of amounts payable after more than one year42€8k€0▼
Trade debts44€167k€142k▼
Suppliers440/4€167k€142k▼
Taxes, remuneration and social security45€629€25k▲
Taxes450/3€629€25k▲
Other amounts payable47/48€48k€44k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€8k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€31k€84k▲
Operating profit (loss)9901€795€74k▲
Financial income75/76B€759€830▲
Recurring financial income75€759€830▲
Financial charges65/66B€363€186▼
Recurring financial charges65€363€186▼
Profit (loss) for the period before taxes9903€1k€75k▲
Income taxes67/77€631€25k▲
Profit (loss) for the period9904€561€49k▲
Profit (loss) for the period to be appropriated9905€561€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€561€49k▲
Transfer from equity791/2€0€7k▲
Transfer to equity691/2€561€49k▲
To other reserves6921€561€49k▲
Profit to be distributed694/7€0€7k▲
Return on contributions (dividend)694€0€7k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Highest result since 2019net €49k ▲8678%
Operating result €74k, net result €49k, both a record.
31-03
Financial
Equity above €100kEq €102k ▲71.8%
7 profitable years in a row build equity to €102k.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Weakest financial yearnet €393 ▼89.6%
Net result drops to €393, the lowest in the series; recovery starts the following year.
2019
16-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
23-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
2015
08-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kaprijke · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gravin Mad. d'Alcantaralaan 359971 KaprijkeGround area
1,053 m²
Building footprint
36 m²
Volume, LiDAR
4 m³
Parcel 43009B0912/00L003, Flanders · tallest building 3.0 m. Linked by address, not a title deed.
1 establishment unit
GESTEKO
since 20122.210.131.340
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43009B0912/00L003 | Flanders | 1,052 m² | 1 · 36 m² | 3.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EXCLUSIVE WOOD CREATIONS
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ISO-PROJECTS PK
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Of 4,270 companies in sector 43230 we hold annual accounts for 1,240. 1,048 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2012
Fiscal year end31-03
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.