SA INTERIOR PROJECTS
ActiveSA INTERIOR PROJECTS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €200k and a net result of €27k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 620 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
63
/ 100
Healthy▼ -26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-32
Solvency50▼-15
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 1.43 in 2024), but 78.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.3%
Return on assets
2.9%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €200k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
30 d early
2023
35 d early
2022
on the day
2021
33 d early
2020
54 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€200k▲ 15.8%
2024 · €173k
2018: €23k
2019: €11k
2020: €13k
2021: €176k
2022: €9k
2023: €20k
2024: €173k
2018 → 2025
Total assets
€941k▲ 92.4%
2024 · €489k
2018: €72k
2019: €465k
2020: €568k
2021: €2.91M
2022: €1.41M
2023: €1.80M
2024: €489k
2018 → 2025
Net result
€27k▼ 82.2%
2024 · €153k
2018: €8k
2019: €-12k
2020: €2k
2021: €163k
2022: €-173k
2023: €11k
2024: €153k
2018 → 2025
Working capital
€530k▲ 299%
2024 · €133k
2018: €5k
2019: €-10k
2020: €364k
2021: €1.66M
2022: €185k
2023: €-25k
2024: €133k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€176k-€9k▼ 94.8%€20k▲ 117%€173k▲ 766%€200k▲ 15.8%
Operating result€298k-€-146k€39k€192k▲ 388%€101k▼ 47.1%
Net result€163k-€-173k€11k€153k▲ 1,321%€27k▼ 82.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €941k
Fixed assets
€34k▼ 23.6%
Current assets
€907k▲ 104%
Equity and liabilities €941k
Equity
€200k▲ 15.8%
Debt
€741k▲ 134%
The debt ratio rises from 64.7% to 78.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€108k▼
2024 · €212k
Cash flow
€34k▼
2024 · €173k
Solvency
21.3%▼
2024 · 35.3%
Current ratio
2.41▲
2024 · 1.43
Quick ratio
0.81▼
2024 · 1.43
Debt / equity
3.70▲
2024 · 1.83
ROE
13.6%▼
2024 · 88.5%
ROA
2.9%▼
2024 · 31.2%
Interest coverage
1.71▼
2024 · 7.17
Debt
€741k▲
2024 · €316k
Debt ≤ 1 year
€377k▲
2024 · €312k
Debt > 1 year
€361k▲
2024 · €2k
Income taxes
€11k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€489k€941k▲
Fixed assets21/28€45k€34k▼
Tangible fixed assets22/27€45k€34k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€27k€17k▼
Other tangible fixed assets26€14k€14k▲
Current assets29/58€445k€907k▲
Stocks and contracts in progress3€0€603k▲
Stocks30/36€0€603k▲
Amounts receivable within one year40/41€253k€246k▼
Trade receivables40€173k€173k▼
Other amounts receivable41€79k€74k▼
Cash at bank and in hand54/58€192k€48k▼
Deferred charges and accrued income490/1-€10k
Equity and liabilities
Total equity and liabilities10/49€489k€941k▲
Equity10/15€173k€200k▲
Contributions10/11€19k€19k=
Reserves13€164k€182k▲
Non-distributable reserves130/1€530€530=
Reserves not available under the articles1311€530€530=
Distributable reserves133€163k€181k▲
Profit (loss) carried forward14€-9k€0▲
Amounts payable17/49€316k€741k▲
Amounts payable after more than one year17€2k€361k▲
Financial debts170/4€2k€361k▲
Amounts payable within one year42/48€312k€377k▲
Current portion of amounts payable after more than one year42€13k€43k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€53k€85k▲
Suppliers440/4€53k€85k▲
Taxes, remuneration and social security45€16k€29k▲
Taxes450/3€16k€29k▲
Other amounts payable47/48€230k€219k▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€7k▼
Other operating charges640/8€1k€723▼
Gross operating margin9900€213k€109k▼
Operating profit (loss)9901€192k€101k▼
Financial income75/76B€292€159▼
Recurring financial income75€292€159▼
Financial charges65/66B€30k€63k▲
Recurring financial charges65€30k€63k▲
Profit (loss) for the period before taxes9903€162k€39k▼
Income taxes67/77€10k€11k▲
Profit (loss) for the period9904€153k€27k▼
Profit (loss) for the period to be appropriated9905€153k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€18k▲
Profit (loss) brought forward from the previous period14P€-162k€-9k▲
Transfer to equity691/2-€18k
To other reserves6921-€18k
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €200kEq €200k ▲15.8%
3 profitable years in a row build equity to €200k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €150kEq €173k ▲766%
2 profitable years in a row build equity to €173k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-173k ▼206%
Net result drops to €-173k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €163k ▲7708%
Operating result €298k, net result €163k, both a record.
31-12
Financial
Equity above €150kEq €176k ▲1279%
2 profitable years in a row build equity to €176k.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.96
Current ratio from 0.98 to 2.96; short-term debt falls from €446k to €186k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Slozenstraat 441861 MeiseGround area
2,616 m²
Building footprint
243 m²
Volume, LiDAR
1,148 m³
Parcel 23093C0046/00E000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SA INTERIORS PROJECTS
since 20172.262.180.748
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093C0046/00E000 | Flanders | 2,616 m² | 1 · 243 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PROFESSIONAL NETWORK BUSINESS OFFICE
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Of 1,450 companies in sector 74130 we hold annual accounts for 341. 248 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2017
Fiscal year end31-12
Activities, NACEBEL
74104Other professional, scientific and technical activities
74130Interior design
43120Site preparation
43230Insulation installation
43291Specialised construction activities
43350Other building finishing work
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.sa-projects.be
E-mail:info@sa-projects.be