S73
ActiveS73 has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €782k and a net result of €33k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 55% of 479 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-2
Solvency75▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.05 in 2024; short-term debt: 24% and cash: 0.3% of total assets), and 50.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.9%
Return on assets
2.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
45 d early
2023
19 d early
2022
30 d early
2021
21 d late
2020
4 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€33k▼ 33.5%
2024 · €50k
2018: €47k
2019: €39k
2020: €43k
2021: €35k
2022: €63k
2023: €49k
2024: €50k
2018 → 2025
Working capital
€-366k▼ 0.2%
2024 · €-366k
2018: €-46k
2019: €-232k
2020: €-252k
2021: €-145k
2022: €-398k
2023: €-378k
2024: €-366k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€587k-€650k▲ 10.7%€699k▲ 7.6%€748k▲ 7.1%€782k▲ 4.4%
Operating result€45k-€67k▲ 48.7%€66k▼ 2.4%€71k▲ 7.9%€52k▼ 27.3%
Net result€35k-€63k▲ 77.7%€49k▼ 21.5%€50k▲ 1.5%€33k▼ 33.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.56M
Fixed assets
€1.56M=
Current assets
€9k▼ 50.2%
Equity and liabilities €1.56M
Equity
€782k▲ 4.4%
Debt
€783k▼ 5.0%
The debt ratio falls from 52.4% to 50.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€147k▼
2024 · €165k
Cash flow
€129k▼
2024 · €144k
Solvency
49.9%▲
2024 · 47.6%
Current ratio
0.02▼
2024 · 0.05
Quick ratio
0.02▼
2024 · 0.05
Debt / equity
1.00▼
2024 · 1.10
ROE
4.2%▼
2024 · 6.7%
ROA
2.1%▼
2024 · 3.2%
Interest coverage
16.97▼
2024 · 22.39
Debt
€783k▼
2024 · €825k
Debt ≤ 1 year
€376k▼
2024 · €384k
Debt > 1 year
€408k▼
2024 · €441k
Income taxes
€10k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.57M€1.56M▼
Fixed assets21/28€1.56M€1.56M=
Tangible fixed assets22/27€1.55M€1.55M=
Land and buildings22€1.10M€1.09M▼
Plant, machinery and equipment23€452k€464k▲
Furniture and vehicles24€3k-
Financial fixed assets28€5k€5k=
Current assets29/58€18k€9k▼
Amounts receivable within one year40/41€11k€4k▼
Trade receivables40€11k€4k▼
Cash at bank and in hand54/58€7k€5k▼
Deferred charges and accrued income490/1€341€283▼
Equity and liabilities
Total equity and liabilities10/49€1.57M€1.56M▼
Equity10/15€748k€782k▲
Contributions10/11€137k€137k=
Outside capital11€137k€137k=
Share premium1100/10€137k€137k=
Reserves13€603k€643k▲
Tax-exempt reserves132€3k€3k=
Distributable reserves133€600k€640k▲
Profit (loss) carried forward14€8k€1k▼
Investment grants15€614€461▼
Amounts payable17/49€825k€783k▼
Amounts payable after more than one year17€441k€408k▼
Financial debts170/4€241k€208k▼
Other amounts payable178/9€200k€200k=
Amounts payable within one year42/48€384k€376k▼
Current portion of amounts payable after more than one year42€44k€40k▼
Trade debts44€10k€210▼
Suppliers440/4€10k€210▼
Taxes, remuneration and social security45€15k€18k▲
Taxes450/3€15k€18k▲
Other amounts payable47/48€315k€318k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€94k€96k▲
Other operating charges640/8€5k€6k▲
Gross operating margin9900€170k€153k▼
Operating profit (loss)9901€71k€52k▼
Financial income75/76B€86€81▼
Recurring financial income75€86€81▼
Financial charges65/66B€7k€9k▲
Recurring financial charges65€7k€9k▲
Profit (loss) for the period before taxes9903€64k€43k▼
Income taxes67/77€14k€10k▼
Profit (loss) for the period9904€50k€33k▼
Profit (loss) for the period to be appropriated9905€50k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€58k€41k▼
Profit (loss) brought forward from the previous period14P€8k€8k▼
Transfer to equity691/2€50k€40k▼
To other reserves6921€50k€40k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €33k ▼33.5%
Net result drops to €33k, the lowest in the series.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €63k ▲77.7%
Net result €63k, the highest in the series.
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 21 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €500kEq €509k ▲8.7%
2 profitable years in a row build equity to €509k.
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tervurenlaan 242A1150 Sint-Pieters-WoluweGround area
3,300 m²
Building footprint
442 m²
Volume, LiDAR
8,223 m³
2 parcels, Brussels, Wallonia · tallest building 29.4 m, ±9 floors. Linked by address, not a title deed.
2 establishment units
Tervurenlaan 242A, 1150 Sint-Pieters-Woluwe
since 20082.168.535.661
S73
since 20192.360.148.570
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92083B0459/00C002 | Wallonia | 2,316 m² | 1 · 112 m² | - |
| 21019A0199/02B002 | Brussels | 984 m² | 1 · 330 m² | 29.4 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMarche-les-Dames
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Of 20,591 companies in sector 01500 we hold annual accounts for 1,149. 833 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2008
Fiscal year end31-12
Activities, NACEBEL
01500Mixed farming
70200Business and other management consultancy
70220Business consulting
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0479/77.77.95