s2consultants
ActiveThe computed 12-month bankruptcy probability of s2consultants is 3.6% (moderate). The 2025 annual accounts show negative equity (€-27k) and a net result of €-24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 11206 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency33▼-7
Growth32=
Stability94
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.16 against 0.8 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-542.1%
Return on assets
-471.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€27k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
8 d early
2024
22 d late
2023
6 d early
2022
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-27k▼ 669%
2024 · €-4k
2022: €15k
2023: €50k
2024: €-4k
2022 → 2025
Total assets
€5k▼ 64.5%
2024 · €14k
2022: €28k
2023: €82k
2024: €14k
2022 → 2025
Net result
€-24k▲ 56.0%
2024 · €-54k
2022: €11k
2023: €36k
2024: €-54k
2022 → 2025
Working capital
€-27k▼ 669%
2024 · €-4k
2022: €16k
2023: €50k
2024: €-4k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€15k-€50k▲ 227%€-4k€-27k▼ 669%
Operating result€15k-€47k▲ 207%€-53k€-21k▲ 59.4%
Net result€11k-€36k▲ 220%€-54k€-24k▲ 56.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21k in 2025 against €53k in 2024; the loss shrinks.
Key figures and ratios
Solvency
-542.1%▼
2024 · -25.0%
Current ratio
0.16▼
2024 · 0.80
Quick ratio
0.16▼
2024 · 0.80
Debt / equity
-1.18▲
2024 · -4.99
ROE
87.0%
ROA
-471.6%▼
2024 · -381.2%
Debt
€32k▲
2024 · €18k
Debt ≤ 1 year
€32k▲
2024 · €18k
Income taxes
€141▲
2024 · €128
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€14k€5k▼
Current assets29/58€14k€5k▼
Amounts receivable within one year40/41€863€1k▲
Trade receivables40€247€1k▲
Other amounts receivable41€616€0▼
Cash at bank and in hand54/58€13k€2k▼
Deferred charges and accrued income490/1€509€1k▲
Equity and liabilities
Total equity and liabilities10/49€14k€5k▼
Equity10/15€-4k€-27k▼
Contributions10/11€5k€5k=
Reserves13€0-
Distributable reserves133€0-
Profit (loss) carried forward14€-9k€-32k▼
Amounts payable17/49€18k€32k▲
Amounts payable within one year42/48€18k€32k▲
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€10k€356▼
Taxes450/3€10k€356▼
Other amounts payable47/48€4k€28k▲
Income statement
Code20242025
Other operating charges640/8€76€898▲
Gross operating margin9900€-53k€-21k▲
Operating profit (loss)9901€-53k€-21k▲
Financial income75/76B€16€0▼
Recurring financial income75€16€0▼
Financial charges65/66B€968€2k▲
Recurring financial charges65€968€2k▲
Profit (loss) for the period before taxes9903€-54k€-24k▲
Income taxes67/77€128€141▲
Profit (loss) for the period9904€-54k€-24k▲
Profit (loss) for the period to be appropriated9905€-54k€-24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-54k€-32k▲
Profit (loss) brought forward from the previous period14P-€-9k
Transfer from equity791/2€45k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet €-54k ▼251%
Net result drops to €-54k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €36k ▲220%
Operating result €47k, net result €36k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tweebruggenstraat 163118 RotselaarGround area
2,720 m²
Building footprint
438 m²
Volume, LiDAR
3,507 m³
Parcel 24121E0125/00Z000, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
s2consultants
since 20222.328.373.053
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24121E0125/00Z000 | Flanders | 2,720 m² | 1 · 438 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0543.354.903
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Henk Carrijn
BE 0893.171.149
Torhout · Eq €50k
SMART CABLING SYSTEMS
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HAIL SHIELD
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Hamme (Vl.) · Eq €49k
Of 1,070 companies in sector 46140 we hold annual accounts for 640. 450 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-02-2022
Fiscal year end31-12
Activities, NACEBEL
46140Agents in the wholesale of industrial machinery, ships and aircraft
45112
95316Washing and cleaning of motor vehicles
46180Agents specialised in the wholesale of other particular products
46190Agents in non-specialised wholesale trade
81210General cleaning of buildings
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.