ISM GROUP

Active

Private limited companyfounded 20242 yrs activeThéodore Verhaegenstraat 196, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 1005.382.531

The computed 12-month bankruptcy probability of ISM GROUP is 3.0% (moderate). The 2025 annual accounts show equity of €4k and a net result of €2k. Its solvency ranks better than 64% of 11195 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

93 / 100

Excellent▲ +8 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+50

Solvency98▼-2

Growth78

Stability82

Bankruptcy probability, 12 months

3.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 2.49), and 40.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Sector 46

higher

← fewer bankruptcies more bankruptcies →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

31 d late

2024

29 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

14-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€11k

EBIT margin

2.6%

Net result

€2k▲ 611%

2024 · €284

2024: €284

2024 → 2025

Working capital

€4k▲ 88.6%

2024 · €2k

2024: €2k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Turnover€11k-

Equity€2k-€4k▲ 88.6%

Operating result€286-€2k▲ 647%

Net result€284-€2k▲ 611%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 647% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €7k

59.8%

40.2%

Equity €4k▲ 88.6%

Debt €3k▲ 676%

The debt ratio rises from 14.1% to 40.2%: debt grows faster than equity.

Key figures and ratios

2025 value · change against 2024

Solvency

59.8%

Current ratio

2.49

Quick ratio

2.49

Debt / equity

0.67

ROE

47.0%

ROA

28.1%

Debt

€3k▲

2024 · €374

Debt ≤ 1 year

€3k▲

2024 · €374

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€3k€7k▲

Current assets29/58€3k€7k▲

Cash at bank and in hand54/58€3k€7k▲

Equity and liabilities

Total equity and liabilities10/49€3k€7k▲

Equity10/15€2k€4k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€284€2k▲

Amounts payable17/49€374€3k▲

Amounts payable within one year42/48€374€3k▲

Taxes, remuneration and social security45€374-

Remuneration and social security454/9€374-

Other amounts payable47/48-€3k

Income statement Code20242025

Turnover70€11k-

Non-recurring operating income76A€77-

Goods, raw materials, services and sundry goods60/61€11k-

Other operating charges640/8€15-

Gross operating margin9900€301€2k▲

Operating profit (loss)9901€286€2k▲

Financial charges65/66B€2€116▲

Recurring financial charges65€2€116▲

Profit (loss) for the period before taxes9903€284€2k▲

Profit (loss) for the period9904€284€2k▲

Profit (loss) for the period to be appropriated9905€284€2k▲

Appropriation of the result

Profit (loss) to be appropriated9906€284€2k▲

Profit (loss) brought forward from the previous period14P-€284

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

2025

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

NBB filing

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Théodore Verhaegenstraat 1961060 Sint-Gillis (bij-Brussel)

Ground area

938 m²

Building footprint

626 m²

Volume, LiDAR

9,770 m³

2 parcels, Brussels · tallest building 22.6 m, ±6 floors. Linked by address, not a title deed.

1 establishment unit

ISM GROUP

Onafhankelijkheidstraat 123, 1080 Sint-Jans-MolenbeekAgents in non-specialised wholesale trade

since 20242.355.199.986

2 parcels

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21562A0329/00R012	Brussels	801 m²	1 · 441 m²	22.6 m · 6 fl.
21523B0788/00S005 ProtectedArchitectural ensembleBois WatteauSource ↗	Brussels	137 m²	1 · 185 m²	14.0 m · 3 fl.