S&T Reno
The computed 12-month bankruptcy probability of S&T Reno is 4.5% (elevated). The 2024 annual accounts show negative equity (€-6k) and a net result of €-19k. Equity is shrinking by ~96.4% per year across the filed fiscal years. Its solvency ranks better than 7% of 11120 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-6k |
| Net result | €-19k |
| Better than sector | 7% |
| Active | 4 yrs |
Mixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -12.6% | 40.9% | |
| Net result | €-19k | €11k | |
| Equity | €-6k | €34k | |
| Gross operating margin | €-12k | €35k | |
| Total assets | €46k | €94k |
Show 9 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-15k |
| Net profit | €-19k |
| Cash flow | €-18k |
| Staff costs | - |
| Income taxes | €0 |
| Dividends | - |
| Total assets | €46k |
| Equity | €-6k |
| Debt | €52k |
| of which ≤ 1y | €44k |
| of which > 1y | €8k |
| Working capital | €-9k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.79 |
| Quick ratio | 0.79 |
| Working capital ratio | -20.0% |
| Solvency | -12.6% |
| Debt / equity | -8.95 |
| Long-term debt ratio | -1.40 |
| Interest coverage | -4.79 |
| Gross margin | - |
| Net margin | - |
| ROA | -41.9% |
| ROE | 333.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (23 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €46k |
| Fixed assets | 21/28 | €12k |
| Tangible fixed assets | 22/27 | €12k |
| Current assets | 29/58 | €35k |
| Amounts receivable within one year | 40/41 | €25k |
| Cash & bank | 54/58 | €0 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €46k |
| Equity | 10/15 | €-6k |
| Contributions / capital | 10/11 | €2k |
| Reserves | 13 | €12k |
| Accumulated profits (losses) | 14 | €-19k |
| Amounts payable | 17/49 | €52k |
| Amounts payable after one year | 17 | €8k |
| Amounts payable within one year | 42/48 | €44k |
| Trade debts payable within one year | 44 | €9k |
| Income statement | ||
| Gross operating margin | 9900 | €-12k |
| Operating result | 9901 | €-16k |
| Financial income | 75 | €85 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €-19k |
| Income taxes | 67/77 | €0 |
| Net result for the period | 9904 | €-19k |
| Result to be appropriated | 9905 | €-19k |
Former directors (1)
-
Former- → 01-12-2025
| NACE primary | Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit(43222) |
| Legal form | Private limited company(610) |
| Incorporation | 17-12-2021 |
| Status | Active |
| Postal code | 2520 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11010C0022/00H000 | Flanders | 932 m² | 1 · 125 m² | 9.0 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
16-12-2025 Sam Op de Beeck resigns as director
- Sam Op de Beeck, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Sam Op de Beeck",
"address": null,
"birth_date": null
},
"effective_date": "2025-12-01",
"evidence_quote": "De buitengewone algemene vergadering heeft kennis genomen van het ontslag van Sam Op de Beeck als bestuurder per 1 december 2025 en aanvaard."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0778.772.220",
"name_full": "S \u0026 T RENO",
"legal_form": "BV"
}
}21-12-2021 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "2960 Brecht, Kerkhofstraat 99",
"schema": "v3.2",
"act_meta": {
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},
"founders": [
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"person": {
"dob": "1984-05-02",
"name": "Sam Op De Beeck",
"niss": null,
"address": "2960 Brecht, Kerkhofstraat 99"
},
"share_class": "Ordinary",
"partner_role": null,
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"contribution_type": "cash",
"amount_paid_in_eur": 1000,
"holder_person_name": "Sam Op De Beeck",
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},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1987-03-11",
"name": "Tim Op De Beeck",
"niss": null,
"address": "2520 Ranst, Antwerpsesteenweg 85"
},
"share_class": "Ordinary",
"partner_role": null,
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"contribution_type": "cash",
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"is_anonymous_silent_partner": false
}
],
"capital_eur": 2000,
"subject_company": {
"kbo": "0778.772.220",
"name_full": "S\u0026T RENO",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2021-12-17",
"post_incorporation_mandates": []
}| Legal nameNL | S&T Reno |