S&T
The computed 12-month bankruptcy probability of S&T is 5.5% (elevated). The 2024 annual accounts show negative equity (€-22k) and a net result of €-23k. Its solvency ranks better than 12% of 2254 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-22k |
| Net result | €-23k |
| Better than sector | 12% |
| Active | 2 yrs |
Mixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -22.1% | 27.4% | |
| Net result | €-23k | €6k | |
| Equity | €-22k | €17k | |
| Gross operating margin | €48k | €28k | |
| Staff costs | €44k | €36k |
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €2k |
| Net profit | €-23k |
| Cash flow | €-4k |
| Staff costs | €44k |
| Income taxes | - |
| Dividends | - |
| Total assets | €101k |
| Equity | €-22k |
| Debt | €124k |
| of which ≤ 1y | €68k |
| of which > 1y | €56k |
| Working capital | €-46k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.32 |
| Quick ratio | 0.32 |
| Working capital ratio | -45.8% |
| Solvency | -22.1% |
| Debt / equity | -5.53 |
| Long-term debt ratio | -2.49 |
| Interest coverage | 0.31 |
| Gross margin | - |
| Net margin | - |
| ROA | -22.8% |
| ROE | 103.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €101k |
| Fixed assets | 21/28 | €80k |
| Tangible fixed assets | 22/27 | €71k |
| Financial fixed assets | 28 | €9k |
| Current assets | 29/58 | €22k |
| Amounts receivable within one year | 40/41 | €19k |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €101k |
| Equity | 10/15 | €-22k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €-32k |
| Amounts payable | 17/49 | €124k |
| Amounts payable after one year | 17 | €56k |
| Amounts payable within one year | 42/48 | €68k |
| Trade debts payable within one year | 44 | €5k |
| Income statement | ||
| Gross operating margin | 9900 | €48k |
| Operating result | 9901 | €-17k |
| Financial charges | 65 | €6k |
| Result before taxes | 9903 | €-23k |
| Net result for the period | 9904 | €-23k |
| Result to be appropriated | 9905 | €-23k |
| NACE primary | Road freight transport(49410) |
| Legal form | Private limited company(610) |
| Incorporation | 04-09-2023 |
| Status | Active |
| Postal code | 9400 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41073A0641/00Z000 | Flanders | 1,451 m² | 1 · 238 m² | 11.4 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
05-12-2025 Registered office moved from NINOVE to Voorde
- Pamelstraat 324, 9400 NINOVE → Geraardsbergsesteenweg 605, 9400 Voorde
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Voorde",
"region": null,
"street": "Geraardsbergsesteenweg",
"country": "BE",
"postcode": "9400",
"box_number": null,
"street_number": "605"
},
"old_address": {
"city": "NINOVE",
"region": null,
"street": "Pamelstraat",
"country": "BE",
"postcode": "9400",
"box_number": null,
"street_number": "324"
},
"effective_date": "2025-11-23",
"evidence_quote": "Er werd unaniem besloten om het adres van de onderneming naar nieuwe adres te veranderen. Het nieuwe adres is Geraardsbergsesteenweg 605, 9400 Voorde."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0805.450.287",
"name_full": "S \u0026 T",
"legal_form": "BV"
}
}06-09-2023 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "9400 Ninove, Pamelstraat 324",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1981-04-20",
"name": "De heer TER-EGANYAN Armen",
"niss": null,
"address": "9400 Ninove, Pamelstraat 324"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 0,
"holder_person_name": "De heer TER-EGANYAN Armen",
"is_subscriber_only": true,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 5000,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1971-10-03",
"name": "De heer SAROYAN Artur",
"niss": null,
"address": "1090 Jette, Spruytstraat 18 bte 0001"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 0,
"holder_person_name": "De heer SAROYAN Artur",
"is_subscriber_only": true,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 5000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 10000,
"subject_company": {
"kbo": "0805.450.287",
"name_full": "S\u0026T",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2023-09-01",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | S&T |