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Generated 17-07-2026
Active BE 1032.035.359Private limited company

S. System

Harmoniestraat 47 ·2018 Antwerpen, Belgium· 0 yrs active
Sector: Human health (86220)
Conclusion Checked

S. System is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €1k and a net result of €-456. Its solvency ranks better than 32% of 2191 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €1k
Net result €-456
Better than sector 32%
Active 0 yrs
Snowflake analysis 5 axes · computed by Checked
Health25Profitability0Solvency28Growth50Stability50
31 / 100

Fragile profile, watch profitability in particular.

Health 25
Profitability 0
Solvency 28
Growth 50
Stability 50
Bankruptcy probability (12 mo) Checked model v1 · free

This company is younger than 12 months. There is no public track record yet to base a reliable estimate on, so we'd rather not show a number.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2025, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
25 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 26-05-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 86, Human health · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 25.9% 58.0%
better than 32% of 2191 sector peers
Net result €-456 €60k
better than 5% of 2189 sector peers
Equity €1k €74k
better than 6% of 2191 sector peers
Gross operating margin €-431 €96k
better than 5% of 2191 sector peers
Total assets €4k €186k
better than 5% of 2191 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Revenue-
EBITDA€-431
Net profit€-456
Cash flow€-431
Staff costs-
Income taxes-
Dividends-
Total assets€4k
Equity€1k
Debt€3k
of which ≤ 1y€3k
of which > 1y-
Working capital€-1k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.50
Quick ratio0.50
Working capital ratio-36.8%
Solvency25.9%
Debt / equity2.85
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-11.3%
ROE-43.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€4k
Formation expenses 20€3k
Current assets 29/58€2k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€4k
Equity 10/15€1k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€-456
Amounts payable 17/49€3k
Amounts payable within one year 42/48€3k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€-431
Operating result 9901€-456
Result before taxes 9903€-456
Net result for the period 9904€-456
Result to be appropriated 9905€-456
Ratios computed by Checked.
Legal Structure
NACE primary Human health(86220)
Legal form Private limited company(610)
Incorporation22-12-2025
StatusActive
Postal code2018
Establishment units 1 location
S. System
Harmoniestraat 47, 2018 AntwerpenActiviteiten van medisch specialisten
since 20252.383.732.537
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11810K1589/00K009 Flanders 269 m² 1 · 281 m² 21.4 m · 6 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
26-05-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
24-12-2025
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 6 months ago
2025
24-12-2025 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "2018 Antwerpen, Harmoniestraat 47 bus 6",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "STAPPERS Sofie Hilde Koen",
        "niss": null,
        "address": "2018 Antwerpen, Harmoniestraat 47"
      },
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 1500,
      "holder_person_name": "STAPPERS Sofie Hilde Koen",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 1500,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 1500,
  "subject_company": {
    "kbo": "1032.035.359",
    "name_full": "S. System",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2025-12-19",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Activiteiten van medisch specialisten86220
Primary activity highlighted.
Names & trade names
Legal nameNL S. System
Registered office
Harmoniestraat 47 bus 6
2018 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative