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S&S GROUP

Active
Private limited companyfounded 20251 year activeKernenergiestraat 19, 2610 Antwerpen, BelgiumKBO/BCE: BE 1021.923.110
Summary

The computed 12-month bankruptcy probability of S&S GROUP is 4.2% (elevated). The 2025 annual accounts show equity of €438 and a net result of -€562. Its solvency ranks better than 13% of 5,488 sector peers (NACE 81, fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Other building cleaning and industrial cleaning
NACE 81220
1 site
Size
€28,999total assets 2025
Equity
€438
Loss
-€562
Turnover not published (abridged schema)
Financial health
46 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
4.2%
Structure
Accounts filed 31 days late1 of 2 deeds read
Why 46- Founded in 2025- Liquidity: current ratio 0.89, cash €23- 1 change of registered office in 24 months+ Figures for FY 2025 (filed 31-08-2026)Show the evidence

Checked score

Score 2025
46 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 15% of its sector peers (NACE 46, micro)
Financial strength
Weak
Solvency 27
equity 1.5% of total assets
Liquidity 0
short-term debt 98.5% · cash 0.1%
Profitability 33
return on assets -1.9%
Bankruptcy probability, 12 months
4.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,860 companies)
Last 24 months 05-2026: 1.6%lowest value 06-2026: 1.7%▲ +0.1 percentage points vs 05-2026 07-2026: 2.0%▲ +0.3 percentage points vs 06-2026 08-2026: 4.3%▲ +2.3 percentage points vs 07-2026highest value 09-2026: 4.2%▼ -0.1 percentage points vs 08-2026 10-2026: 4.2%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.89; short-term debt: 98.5% and cash: 0.1% of total assets), and 98.5% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 17% on solvency, 2% on liquidity and 27% on profitability.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Founded in 2025
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 0.89, cash €23
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 31-08-2026)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 5488 sector peers (2025).
NBB · sector comparison
Position among 5488 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 days late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Registered officeRegistered-office move · Director in…

Key points

  • Caution: Among the weakest 13% on equitysector median €44,862 · 5,494 companies €438 View
  • Total assets 2025first fiscal year filed €28,999 View
  • Active since 2025founded 03-04-2025 1 years View

By topic

Financials

Fiscal year
2025
Total assets
€28,999
Loss
-€562
Solvency
1.5%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Other building cleaning and industrial cleaningNACE 81220
Founded
03-04-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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