Financials
- Financial year
- 2025
- Total assets
- €23,752
- Loss
- -€35,780
- Solvency
- 60.3%
IMPERMEO-PROTECT
ActiveSummary
The computed 12-month bankruptcy probability of IMPERMEO-PROTECT is 8.1% (elevated). The annual accounts of IMPERMEO-PROTECT for financial year 2025 show a net loss of 151% of total assets. The 2025 annual accounts show equity of €14,320 and a net result of -€35,780. Its solvency ranks better than 71% of 5,548 sector peers (NACE 81, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Other building cleaning and industrial cleaning
NACE 81220
Size
€23,752total assets 2025
- Equity
- €14,320
- Loss
- -€35,780
Turnover not published (micro format)
Structure
- Largest shareholder
- BALTEAU GROUP · 25.1%
Accounts filed 59 days late
Why 33raises riskNo registered site in the KBO1 change of registered office in 24 monthsFounded in 2025Latest accounts 59 days late; 1 of the last 3 lateShow the evidence
Checked score
Score 2025
33
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 34% of its sector peers (NACE 81, micro)
Financial strength
Weak
Solvency
85
equity 60.3% of total assets
Liquidity
36
short-term debt 39.7% · cash 3.5%
Profitability
0
return on assets -150.6%
Bankruptcy probability, 12 months
8.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 6.4%lowest value
04-2026: 6.4%● unchanged vs 03-2026lowest value
05-2026: 6.5%▲ +0.1 percentage points vs 04-2026
06-2026: 7.2%▲ +0.7 percentage points vs 05-2026
07-2026: 7.5%▲ +0.3 percentage points vs 06-2026
08-2026: 8.2%▲ +0.7 percentage points vs 07-2026highest value
09-2026: 8.2%● unchanged vs 08-2026highest value
10-2026: 8.1%▼ -0.1 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.83, above the usual 1.5; short-term debt: 39.7% and cash: 3.5% of total assets), and 39.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro): better than 71% on solvency, 27% on liquidity and 4% on profitability.
The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
raises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
59 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move
- IncorporationAppointments: ICAM (director) and BELGIAN…
Key points
By topic
Board & ownership
- Largest shareholder
- BALTEAU GROUP · 25.1%
Timeline
- Events
- 3
- Since
- 2025
Company details
- Legal form
- Private limited company
- Activity
- Other building cleaning and industrial cleaningNACE 81220
- Founded
- 27-02-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 31
- Purpose
- “Au placement de revêtements de sols et murs; A l’étanchéité de…” (deed in French)
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