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Complete company report
Generated 16-08-2026
Active BE 0765.851.622Private limited companyOpen bankruptcy

S&S AUTO

· 5 yrs active
Conclusion Checked

A bankruptcy procedure is open for S&S AUTO according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2022 annual accounts show equity of €91k and a net result of €68k.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €91k
Net result €68k
Active 5 yrs
Locations 1
Financial profile 5 of 5 axes measured · computed by Checked
Health24Profitability100Solvency75Growth58Stability0
51 / 100

Mixed profile: strong on profitability, weaker on stability.

All 5 axes are computed from data Checked has read.

Health 24
Profitability 100
Solvency 75
Growth 58
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
53 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
· 1 administrative flag (+3)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags1 events
Address struck
Health barometer FY 2022 · computed
24 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 01-06-2023 with the NBB · fiscal year 2022 · micro
€0€100k€200k€300kRevenue 2021: €275k€275kOperating result 2021: €8k€8kNet result 2021: €8k€8kRevenue 2022: €264k€264kOperating result 2022: €70k€70kNet result 2022: €68k€68k20212022
RevenueOperating resultNet result
Revenue
€264k
-4.0% 21-22
Net profit
€68k
+717.7% 21-22
Total assets
€224k
+862.5% 21-22
Equity
€91k
+291.4% 21-22
Working capital
€74k
- 21-22
Staff costs
€67k
- 21-22
Debt
€133k
- 21-22
Debt ≤ 1y
€133k
- 21-22
Show 7 other metrics
Current ratio
1.56
- 21-22
Quick ratio
1.56
- 21-22
Solvency
40.7%
-59.3% 21-22
Debt / equity
1.46
- 21-22
ROE
74.5%
+108.9% 21-22
ROA
30.3%
-15.0% 21-22
Net margin
25.7%
+751.9% 21-22
Figures by fiscal year
Fiscal year2022
Depositmicro
Revenue€264k
EBITDA-
Net profit€68k
Cash flow-
Staff costs€67k
Income taxes-
Dividends-
Total assets€224k
Equity€91k
Debt€133k
of which ≤ 1y€133k
of which > 1y-
Working capital€74k
Employees (FTE)-
Ratios (computed)
2022
Current ratio1.56
Quick ratio1.56
Working capital ratio33.1%
Solvency40.7%
Debt / equity1.46
Long-term debt ratio-
Interest coverage-
Gross margin54.1%
Net margin25.7%
ROA30.3%
ROE74.5%
EBITDA margin-
Days sales outstanding242d
Days payable outstanding153d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€224k
Fixed assets 21/28€17k
Tangible fixed assets 22/27€16k
Financial fixed assets 28€1k
Current assets 29/58€207k
Amounts receivable within one year 40/41€175k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€224k
Equity 10/15€91k
Contributions / capital 10/11€15k
Reserves 13€2k
Accumulated profits (losses) 14€74k
Amounts payable 17/49€133k
Amounts payable within one year 42/48€133k
Trade debts payable within one year 44€51k
Income statement
Turnover 70€264k
Gross operating margin 9900€143k
Operating result 9901€70k
Financial charges 65€2k
Result before taxes 9903€68k
Net result for the period 9904€68k
Result to be appropriated 9905€68k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator CAROLINE DE LEPELEIRE
KUNSTLAAN 24/9 A, 1000 BRUSSEL 1
 13-05-2025 → present Belgian State Gazette
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation30-03-2021
StatusActive
Postal code-
First BS signal 20-05-2025
Latest BS signal 20-05-2025
Establishment units 1 location
S&S Auto
Vervaardiging van carrosserieën (inclusief cabines) voor auto's
since 20212.315.184.419
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23094D0036/00P002 Flanders 3,135 m² 1 · 889 m² 12.3 m · 4 fl.
11682F0048/00Z014 Flanders 1,800 m² 1 · 229 m² 5.6 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
20-05-2025
Bankruptcy Opening
Ondernemingsrechtbank Brussel · S&S AUTO BV EXCELSIOR- LAAN 36-3, 1930 ZAVENTEM · event 13-05-2025
04-04-2025
KBO administration Address struck
Excelsiorlaan 36-38 Die Sitzadresse Excelsiorlaan 36-38 1930 Zaventem · event 24-03-2025
2024
22-02-2024
State Gazette act Registered-office change
2023
01-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
24-03-2023
State Gazette act Registered-office change
Joost DE POTTER
17-03-2023
NBB filing Annual accounts filed
fiscal year 2021 · micro
Lifecycle & Insolvency Signals2 events
20-05-2025
Bankruptcy Opening
Date: 13-05-2025 · Ondernemingsrechtbank Brussel · S&S AUTO BV EXCELSIOR- LAAN 36-3, 1930 ZAVENTEM · Publications in State Gazette ↗
Full insolvency chronology

The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.

We hold 1 further earlier event in this file, covering 24-03-2025 to 13-05-2025.

Available in Kantoor S. See plans →
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-04-04 · KBO administration · Address struck2025-05-20 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Address history · 2
22-02-2024
Registered-office move
24-03-2023
Registered-office move
All acts · 2 updated 2 years ago
2024
22-02-2024 Registered office moved from DIEGEM to Zaventem Registered-office change
  • kerktorenstraat 1, 1831 DIEGEM → excelsiorlaan 36-38 1930 Zaventem
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "excelsiorlaan 36-38 1930 Zaventem",
        "city": "Zaventem",
        "region": "vlaams_gewest",
        "street": "excelsiorlaan",
        "country": "BE",
        "postcode": "1930",
        "box_number": null,
        "street_number": "36-38",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "kerktorenstraat 1, 1831 DIEGEM",
        "city": "DIEGEM",
        "region": "vlaams_gewest",
        "street": "kerktorenstraat",
        "country": "BE",
        "postcode": "1831",
        "box_number": null,
        "street_number": "1",
        "locality_suffix": null
      },
      "effective_date": "2023-11-01",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Zaventem",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": null,
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "date": "2022-06-02",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0765.851.622",
    "name_full": "S\u0026S Auto",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Sefki Salievski",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [
    "Bijlagen.bij het Belgisch.Staatsblad.-.22/02/2024- Annexes.du.Moniteur. belge"
  ]
}
2023
24-03-2023 Registered office moved from Wuustwezel to Diegem Registered-office change·Joost DE POTTER
  • 2990 Wuustwezel, Kalmthoutse Steenweg 201 → 1831 Diegem, Kerktorenstraat 1
Notary: Joost DE POTTER · Luik
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "1831 Diegem, Kerktorenstraat 1",
        "city": "Diegem",
        "region": "vlaams_gewest",
        "street": "Kerktorenstraat",
        "country": "BE",
        "postcode": "1831",
        "box_number": null,
        "street_number": "1",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "2990 Wuustwezel, Kalmthoutse Steenweg 201",
        "city": "Wuustwezel",
        "region": "vlaams_gewest",
        "street": "Kalmthoutse Steenweg",
        "country": "BE",
        "postcode": "2990",
        "box_number": null,
        "street_number": "201",
        "locality_suffix": null
      },
      "effective_date": "2022-06-02",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": "Joost DE POTTER",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Luik",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2022-06-02",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2022-06-02",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0765.851.622",
    "name_full": "S\u0026S AUTO",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad"
  ]
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL S&S AUTO
AbbreviationNL S&S A
Registration history
  1. 24-03-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative