Skip to content

S & R CONSTRUCTION

Active
Private limited companyfounded 2019active for 7 yearsGieterijstraat 51, 1601 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0727.885.525
Summary

The computed 12-month bankruptcy probability of S & R CONSTRUCTION is 3.6% (moderate). The 2025 annual accounts show equity of €19,028 and a net result of -€3,419. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 22% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 07-06-2019 Normal situation
Activity
General construction of residential buildings NACE 41001and 5 others
Establishment units
2.290.833.162 1601 Sint-Pieters-Leeuw, since 07-06-2019
2.358.731.974 1601 Sint-Pieters-Leeuw, since 13-10-2022
Financial year end
31 December
Peppol
Reachable since 02-04-2025

Board and ownership

Board
  • DA SILVA ROCHA SamuelDirector · since 27-05-2019

Financial position

48 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.6%
Annual accounts 2025
Gross margin
€51,969
Turnover
≈ €270,000
estimated
Loss
€3,419
▼ 92.5%
Equity
€19,028
▼ 15.2%
Total assets
€134,105
▲ 107%
Employees on 31-12-2025
1
=
  • 2025 accounts filed 79 days after the deadline
Filed on 18-10-2026
Score breakdownraises riskLast filed accounts filed 79 days late; 3 of the last 3 accounts lateSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2019lowers riskLiquidity: current ratio 1.16, cash €60,428Show the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 30% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 39-21
equity 14.2% of total assets
Liquidity 53+5
short-term debt 85.8% · cash 45.1%
Profitability 31+31
return on assets -2.5%
Bankruptcy probability within 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 1.6% 01-2025: 1.6%● unchanged vs 12-2024 02-2025: 1.5%▼ -0.1 percentage points vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.4%▼ -0.1 percentage points vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025lowest value 07-2025: 1.5%▲ +0.1 percentage points vs 06-2025 08-2025: 2.1%▲ +0.6 percentage points vs 07-2025 09-2025: 2.2%▲ +0.1 percentage points vs 08-2025 10-2025: 3.1%▲ +0.9 percentage points vs 09-2025 11-2025: 3.8%▲ +0.7 percentage points vs 10-2025 12-2025: 3.8%● unchanged vs 11-2025 01-2026: 3.7%▼ -0.1 percentage points vs 12-2025 02-2026: 3.7%● unchanged vs 01-2026 03-2026: 3.6%▼ -0.1 percentage points vs 02-2026 04-2026: 3.7%▲ +0.1 percentage points vs 03-2026 05-2026: 3.6%▼ -0.1 percentage points vs 04-2026 06-2026: 3.5%▼ -0.1 percentage points vs 05-2026 07-2026: 3.5%● unchanged vs 06-2026 08-2026: 5.1%▲ +1.6 percentage points vs 07-2026 09-2026: 5.5%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 3.6%▼ -1.9 percentage points vs 09-2026 11-2026: 3.6%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.16 (1.51 in 2024), below the usual 1.5. Short-term debt is 85.8% and cash 45.1% of total assets. 85.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 21% of them on solvency, 56% on liquidity, 20% on profitability and 22% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · Last filed accounts filed 79 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Liquidity: current ratio 1.16, cash €60,428
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
202122232425
2020 to 2025 · latest year -€3,419
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 9380 sector peers (2025).
NBB · sector comparison
Position among 9380 sector peers
Solvency
better than 22%
← weakest strongest →
raises risk · 2025 accounts filed 79 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-10-2026, 79 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
79 days late
2024
61 days late
2023
75 days late
2022
61 days late
2021
32 days late
2020
289 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 100 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€3,419 View
  • Caution: Lower net result than 80% of companies in construction of buildingssector median €8,543 · 9,370 companies -€3,419 View

Recent changes

  1. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as S & R CONSTRUCTION: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €121,000 and €145,000, founded between 2019 and 2020.

CompanyTotal assetsGross margin
S & R CONSTRUCTION Sint-Pieters-Leeuw€134,105€51,969
ZELE CONCEPT Dilbeek€144,667€55,063
TO-LUX Asse€141,992€55,555
PROFI TEAM Dilbeek€136,177€54,994
FERREINOX Sint-Genesius-Rode€137,203€59,341
M&P RENOV Merchtem€127,568€57,304
DEMIG Overijse€121,206€48,216
Full comparison

Key facts about S & R CONSTRUCTION

What is the company number of S & R CONSTRUCTION?
The company number of S & R CONSTRUCTION is 0727.885.525. The VAT number is the same number with BE in front: BE 0727.885.525.
Where is S & R CONSTRUCTION based?
The registered office is at Gieterijstraat 51, 1601 Sint-Pieters-Leeuw.Company details
What does S & R CONSTRUCTION do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of S & R CONSTRUCTION?
The legal form of S & R CONSTRUCTION is Private limited company (BV).
When was S & R CONSTRUCTION founded?
S & R CONSTRUCTION was founded on 07-06-2019.
Is S & R CONSTRUCTION still active?
Yes, S & R CONSTRUCTION is an active enterprise in the KBO register.
How many employees does S & R CONSTRUCTION have?
S & R CONSTRUCTION had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of S & R CONSTRUCTION?
The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €51,969 and 107 comparable companies (NACE 41001). It probably lies between €190,000 and €480,000.
Is S & R CONSTRUCTION profitable?
In financial year 2025, S & R CONSTRUCTION made a loss of €3,419.
Where can I find the annual accounts of S & R CONSTRUCTION?
S & R CONSTRUCTION filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of S & R CONSTRUCTION due?
S & R CONSTRUCTION must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.