Turnover
≈ €410,000 estimated
The micro format states no turnover.
S.R.-Construct
Overview
Lifetime
1 annual account with figurespeak €78,799 (2024)
€78,799
peak €75,899 (2024)
€75,899
peak €78,399 (2024)
€78,399
€73,431
Board1 name since 2023
1 directorRAVACHE Steve
Documentsfilings and deeds
03-03-2026215 days late
2024micro format
First year with figures
Key points
from the 2024 annual accountsAt the same address
281 companies
Position in the sector
€75,899
Higher net result than 93% of companies in construction of buildings. Sector median €7,912 · 9,823 companies.
2024 accounts filed 215 days after the deadline
Checked score
18
Critical
Financially stronger than 52% of micro companies in construction of buildings (NACE 41)
Probability in this band: over 15.0%
Bankruptcy probability within 12 months
16.3% High
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 1 in 6 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.2%lowest value
01-2025: 4.2%● unchanged vs 12-2024
02-2025: 4.6%▲ +0.4 percentage points vs 01-2025
03-2025: 5.0%▲ +0.4 percentage points vs 02-2025
04-2025: 5.0%● unchanged vs 03-2025
05-2025: 4.8%▼ -0.2 percentage points vs 04-2025
06-2025: 4.8%● unchanged vs 05-2025
07-2025: 5.1%▲ +0.3 percentage points vs 06-2025
08-2025: 5.3%▲ +0.2 percentage points vs 07-2025
09-2025: 5.3%● unchanged vs 08-2025
10-2025: 5.3%● unchanged vs 09-2025
11-2025: 5.3%● unchanged vs 10-2025
01-2026: 5.3%
02-2026: 5.3%● unchanged vs 01-2026
03-2026: 8.5%▲ +3.2 percentage points vs 02-2026
04-2026: 13.5%▲ +5.0 percentage points vs 03-2026
05-2026: 14.0%▲ +0.5 percentage points vs 04-2026
06-2026: 13.9%▼ -0.1 percentage points vs 05-2026
07-2026: 13.7%▼ -0.2 percentage points vs 06-2026
08-2026: 13.7%● unchanged vs 07-2026
09-2026: 13.9%▲ +0.2 percentage points vs 08-2026
10-2026: 16.3%▲ +2.4 percentage points vs 09-2026highest value
11-2026: 16.3%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 215 days late; 1 of the last 3 accounts late
1 change of registered office in 24 months
Size: total assets €151,830
Figures for financial year 2024 (filed on 06-03-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 60% of them on solvency, 4% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the high class on 30-06-2025, 14.6% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as S.R.-Construct has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of S.R.-Construct itself is higher: 16.3% within 12 months. It rests on far more data about S.R.-Construct than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for S.R.-Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Cash is 0.9% of total assets. 48.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises riskneutral
raises risk · 2024 accounts filed 215 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-03-2026, 215 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 1 filingDeviation from the deadline
2024
215 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its 2024 accounts 215 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered office moved from Antwerp to Wommelgem
New registered office: Nijverheidsstraat 70 2160 Wommelgem · Previous registered office: Noorderlaan 147 bus 9 2030 Antwerpen · Board meeting of 27-02-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0804835229
Bankruptcy reversal
Enterprise Court of Antwerp, Antwerp division · judgment of 24-12-2025 · Bankruptcy
Bankruptcy published
Enterprise Court of Antwerp, Antwerp division · judgment of 13-11-2025 · Bankruptcy
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| S.R.-Construct Wommelgem | €151,830 | €78,799 | 51.6% | - |
| Algemene bouwwerken WDK Mechelen | €137,541 | €83,404 | 43.2% | - |
| Van Calster F. Beerse | €154,970 | €70,044 | 61.3% | - |
| Allround-Projects Lier | €146,566 | €93,383 | 79.3% | - |
| Heda Projects Herenthout | €151,590 | €71,378 | 59.5% | - |
| WF Projects Mechelen | €152,601 | €66,991 | 68.5% | - |
| GEOBUILD Brecht | €150,020 | €87,445 | 48.6% | 0.7 |
These companies have the same main activity as S.R.-Construct: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €138,000 and €155,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 16-08-2023Normal situation
- Registered office
- 282 active companies are registered at this address24 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- General construction of residential buildingsNACE 41001
- Establishment unit
- 2.349.705.8282030 Antwerp, since 16-08-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 07-01-2026
Insights on S.R.-Construct
The file of S.R.-Construct contains 2 historical bankruptcy publications, as published in the Belgian Official Gazette. The computed 12-month bankruptcy probability is 16.3% (high).
The 2024 annual accounts show equity of €78,399 and a net result of €75,899. Its solvency ranks better than 60% of 9,833 sector peers (NACE 41, financial year 2024).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2024
micro format, filed on 03-03-2026, 215 days late€78,799
€75,036
€75,899
-
51.6%
-
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €410,000. Estimated: probably between €300,000 and €680,000.
Balance sheet
balance sheet total €151,830 on 31-12-2024What the company ownsHow it is paid for
Position in the sector
51.6%
Higher than 60% of 9,833 companies in 2024.
50.0%
Higher than 94% of 9,646 companies in 2024.
S.R.-Construct
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2024 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
151,830 | |
21/28 |
228 | |
28 |
228 | |
29/58 |
151,602 | |
40/41 |
150,283 | |
40 |
11,335 | |
41 |
138,949 | |
54/58 |
1,319 | |
| Balance sheet: equity and liabilities | ||
10/49 |
151,830 | |
10/15 |
78,399 | |
10/11 |
2,500 | |
14 |
75,899 | |
17/49 |
73,431 | |
492/3 |
73,431 | |
| Income statement | ||
9900 |
78,799 | |
640/8 |
3,763 | |
9901 |
75,036 | |
75/76B |
1,743 | |
75 |
1,743 | |
65/66B |
880 | |
65 |
880 | |
9903 |
75,899 | |
9904 |
75,899 | |
9905 |
75,899 | |
| Appropriation of the result | ||
9906 |
75,899 | |
| Document | ||
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 03-03-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2024 annual accounts filed 215 days after the deadline. Filed on 3 March 2026, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2026-00049527.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 03-03-2026 | 2026-00049527 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2024 |
|---|---|---|
| 228 | ||
| 51.6% | ||
| 0.94 | ||
| 96.8% | ||
| 50.0% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2024 |
|---|---|
| Financial fixed assets | €228 |
Source: notes to the 2024 annual accounts (statement of fixed assets)
Insights on S.R.-Construct
Debt's share of the balance-sheet total is 48.4%.
Board & ownership
Curator
1 mandateCurator, Haantjeslei 69A, 2018 Antwerpen 1
from 13-11-2025 to 24-12-2025
Also on 94 other cases
Board
1 director, since incorporationDirector
since 10-08-2023
term without a fixed end
listed in the 2024 annual accounts, filed on 03-03-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Vertegenwoordigingsbevoegdheid Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder…”deed of 18-08-2023
Mandates through the years
1 name, the dashed line is todayControl
Capital
- Contribution
- €2,500
- Shares
- 100
- Contribution per share
- €25
- Equity per share
- €784 in 2024
- Source
- deed of 18-08-2023
Articles of association
deed of 18-08-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 19:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Founder
At incorporation
deed of 18-08-2023 ↗
- RAVACHE Steve sole founder · 100% at incorporation
Network & group
No group
S.R.-Construct has no parent and no holdings in its annual accounts. RAVACHE Steve is the only director. S.R.-Construct shares no director with another company.
At the same address
Nijverheidsstraat 70, 2160 Wommelgem · 281 other companies| MAKRO CASH & CARRY BELGIUM
registered office since 01-01-1970 · founded in 1969 |
1,827 FTE (2021) 0406.952.018 |
| TRESCAL
registered office since 01-09-1974 · founded in 1974 |
221 FTE (2025) 0414.459.224 |
| THALYS SHIPPING
registered office since 27-09-2005 · founded in 2005 |
total assets €32.0m (2025) 0876.291.961 |
| RANOMAX
registered office since 14-06-2007 · founded in 2007 |
total assets €17.8m (2025) 0890.065.565 |
| FOCUM BELGIUM
registered office since 02-01-2014 · founded in 2014 |
turnover €1.3m (2025) 0544.382.707 |
| INTEROFFICES
establishment since 01-12-2016 · founded in 2014 · negative equity (2025) · group DORIAN GROEP |
8.9 FTE (2025) 0507.698.394 |
| De Biehal
registered office since 24-04-2008 · founded in 2008 |
total assets €2.4m (2025) 0897.508.831 |
| CORPULS BELGIUM
registered office since 11-08-1999 · founded in 1999 |
2.8 FTE (2025) 0466.225.451 |
| TBL MANAGEMENT
registered office since 04-10-1996 · founded in 1996 |
total assets €1.5m (2025) 0458.560.372 |
| ProWelding
registered office since 06-09-2019 · founded in 2019 |
15 FTE (2022) 0733.795.793 |
Timeline
Timeline
7 events since 2023Filings
Establishments
Insolvency
Address
2023202420252026
2026
Registered office moved from Antwerp to WommelgemNew registered office: Nijverheidsstraat 70 2160 Wommelgem · Previous registered office: Noorderlaan 147 bus 9 2030 Antwerpen · Board meeting of 27-02-20262 points ▸
- Board meeting, 27-02-2026
- Registered-office move, Nijverheidsstraat 70 2160 Wommelgem
Annual accounts 2024 filed PDFmicro format · 215 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0804835229
2025
Bankruptcy reversal Enterprise Court of Antwerp, Antwerp division · judgment of 24-12-2025
Bankruptcy published Enterprise Court of Antwerp, Antwerp division · judgment of 13-11-2025
2023
IncorporationFounding capital of €2,500, 100 shares · Founder: RAVACHE Steve · Appointment: RAVACHE Steve (director) · published on 18-08-20235 points ▸
- Founder, RAVACHE Steve
- Founding capital, €2,500, 100 shares
- Director appointment, RAVACHE Steve
- Power of attorney, Lepisma S.L
- Power of attorney, Philippe Aerts
- The deed holds 3 more points.
First establishment Noorderlaan 147, Antwerp
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
S.R.-Construct was incorporated on 16 August 2023 as a private limited company by one natural person, with a starting capital of €2,500.12 The registered office was moved to Wommelgem in 2026.3 Since 2023, RAVACHE Steve has served as director.4 On 13 November 2025 the company was declared bankrupt.5
Company details
Identity
- Enterprise number
- 0804.835.229
- VAT number
- BE 0804.835.229
- Peppol ID
- 0208:0804835229
- Other Peppol ID
- 9925:BE0804835229
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 16-08-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 19:00deed of 18-08-2023 (in Dutch)
- Peppol
- Reachable since 07-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- S.R.-Construct in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 18-08-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Noorderlaan 147 bus 9 2030 Antwerpen”deed of 18-08-2023 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
Codes under NACEBEL 2008
41201
General construction of buildings main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Verspanend bewerken van metalen; Reparatie van machines; Overige werkzaamheden in verband met de afwerking van gebouwen; Overige reiniging…”deed of 18-08-2023 (in Dutch)
5 activities
- Verspanend bewerken van metalen
- Reparatie van machines
- Overige werkzaamheden in verband met de afwerking van gebouwen
- Overige reiniging van gebouw, industriële reiniging
- Overige gespecialiseerde bouwwerkzaamheden
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Nijverheidsstraat 70 registered office 2160 Wommelgem | ||
| Noorderlaan 147 2030 Antwerp | 16-08-2023 | 2.349.705.828 |
1 former office
- Noorderlaan 147 bus 9, 2030 Antwerpen until 27-02-2026 · deed of 23-03-2026
Buildings and parcels at the addresses
- Ground area
- 2.0 ha
- Buildings
- 4,056 m²
- Volume, LiDAR
- 125,440 m³
- Tallest building
- 64.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11807G1698/02C000 | 1.0 ha | 1 · 1,768 m² | 64.4 m · 19 |
| 11052C0585/00T002 | 1.0 ha | 1 · 2,288 m² | 14.7 m · 4 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0804.835.229