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Complete company report
Generated 01-08-2026
Active BE 0434.313.441Public limited companyOpen bankruptcy

S.M.C.

· 38 yrs active
Conclusion Checked

A bankruptcy procedure is open for S.M.C. according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2022 annual accounts show negative equity (€-64k) and a net result of €2k.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €-64k
Net result €2k
Active 38 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health0Profitability16Solvency33Growth58Stability0
21 / 100

Fragile profile, watch health in particular.

Health 0
Profitability 16
Solvency 33
Growth 58
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
53 / 100
High risk
Components
· Open bankruptcy (+50)
· 1 administrative flag (+3)
Trust signals 1 signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 2 events
Address struckAddress strikeout annulled
Health barometer FY 2022 · computed
0 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 03-06-2024 with the NBB · fiscal year 2023 · micro
€-200k€-100k€0€100kOperating result 2018: €-14k€-14kNet result 2018: €-125k€-125kOperating result 2019: €318€318Net result 2019: €-125k€-125kOperating result 2020: €-6k€-6kNet result 2020: €-131k€-131kRevenue 2021: €117k€117kOperating result 2021: €776€776Net result 2021: €546€546Revenue 2022: €126k€126kOperating result 2022: €2k€2kNet result 2022: €2k€2k20182019202020212022
RevenueOperating resultNet result
Revenue
€126k
+7.8% 18-22
EBITDA
€-3k
- 18-22
Net profit
€2k
+177.4% 18-22
Cash flow
€-128k
-5.3% 18-22
Total assets
€58k
+11.0% 18-22
Equity
€-64k
+2.3% 18-22
Working capital
€-64k
+2.3% 18-22
Income taxes
€219
- 18-22
Debt
€122k
+3.6% 18-22
Debt ≤ 1y
€122k
+3.6% 18-22
Current ratio
0.48
+7.1% 18-22
Quick ratio
0.48
+7.1% 18-22
Solvency
-109.6%
+12.0% 18-22
Debt / equity
-1.91
-6.1% 18-22
ROE
-2.4%
-184.0% 18-22
ROA
2.6%
+150.0% 18-22
Net margin
1.2%
+157.4% 18-22
Figures by fiscal year
Fiscal year2022
Revenue€126k
EBITDA-
Net profit€2k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€58k
Equity€-64k
Debt€122k
of which ≤ 1y€122k
of which > 1y-
Working capital€-64k
Employees (FTE)-
Ratios (computed)
2022
Current ratio0.48
Quick ratio0.48
Working capital ratio-109.6%
Solvency-109.6%
Debt / equity-1.91
Long-term debt ratio-
Interest coverage-
Gross margin1.8%
Net margin1.2%
ROA2.6%
ROE-2.4%
EBITDA margin-
Days sales outstanding96d
Days payable outstanding26d
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€58k
Current assets 29/58€58k
Amounts receivable within one year 40/41€33k
Cash & bank 54/58€25k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€58k
Equity 10/15€-64k
Contributions / capital 10/11€62k
Reserves 13€3k
Accumulated profits (losses) 14€-129k
Amounts payable 17/49€122k
Amounts payable within one year 42/48€122k
Trade debts payable within one year 44€9k
Income statement
Turnover 70€126k
Gross operating margin 9900€2k
Operating result 9901€2k
Financial charges 65€171
Result before taxes 9903€2k
Net result for the period 9904€2k
Result to be appropriated 9905€2k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator EMILIE MICHEL
AVENUE DE FRE 229, 1180 02 UCCLE-
 16-07-2026 → present Belgian State Gazette
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation25-05-1988
StatusActive
Postal code-
First BS signal 24-07-2026
Latest BS signal 24-07-2026
Company structure, linked entities1 linked entities
S.M.C.BE 0434.313.441EMILIE MICHELReceiver ↔ 127SatrexAG BuildMusafiri Mulamba,…
Mandates
↔ 1 of these mandate-holders are active on other cases, click any red card to open that KBO.
Establishment units 1 location
S.M.C.
Boondaalse Steenweg 545, 1050 ElseneAlgemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
since 19882.038.424.613
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21445C0283/00G003 Brussels 1,853 m² 1 · 352 m² 13.9 m · 3 fl.
21807G0120/00H005 Brussels 480 m² 1 · 417 m² 29.8 m · 8 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 17 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
24-07-2026
Bankruptcy Opening
Tribunal de l’entreprise francophone de Bruxelles · SA S.M.C. AVENUE LOUISE 209A, 1050 IXELLES · event 16-07-2026
2025
29-08-2025
KBO administration Address struck
17-01-2025
KBO administration Address strikeout annulled
17-01-2025
State Gazette act Registered-office change
2024
04-07-2024
State Gazette act Director changes
03-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
28-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
27-09-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
27-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
04-11-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
28-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
04-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
29-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
12-06-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
Lifecycle & Insolvency Signals 3 events
24-07-2026
Bankruptcy Opening
Date: 16-07-2026 · Tribunal de l’entreprise francophone de Bruxelles · SA S.M.C. AVENUE LOUISE 209A, 1050 IXELLES · Publications in State Gazette ↗
29-08-2025
KBO administration Address struck
 · Publications in State Gazette ↗
17-01-2025
KBO administration Address strikeout annulled
 · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-01-17 · KBO administration · Address strikeout annulled2025-08-29 · KBO administration · Address struck2026-07-24 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 2 acts
Address history · 1
17-01-2025
Registered-office move
All acts · 2 updated 1 year ago
2025
17-01-2025 Registered office moved from Woluwe-Saint-Lambert to Ixelles Registered-office change
  • Chée de Roodebeek, 206 à 1200 Woluwe-Saint-Lambert → Avenue Louise 209A boîte 7, 1050 Ixelles Belgique
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Avenue Louise 209A bo\u00EEte 7, 1050 Ixelles Belgique",
        "city": "Ixelles",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Avenue Louise",
        "country": "BE",
        "postcode": "1050",
        "box_number": "7",
        "street_number": "209A",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Ch\u00E9e de Roodebeek, 206 \u00E0 1200 Woluwe-Saint-Lambert",
        "city": "Woluwe-Saint-Lambert",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Ch\u00E9e de Roodebeek",
        "country": "BE",
        "postcode": "1200",
        "box_number": null,
        "street_number": "206",
        "locality_suffix": "Woluwe-Saint-Lambert"
      },
      "effective_date": "2024-08-29",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-01-17",
    "filing_date": "2025-01-09",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2024-08-29",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0434.313.441",
    "name_full": "S.M.C.",
    "legal_form": "NV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0480.411.504",
    "org_name": "ASBL UCM Guichet d\u0027entreprises",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "PV d\u0027AG sign\u00E9",
    "procuration"
  ]
}
2024
04-07-2024 1 director appointed, 1 resigning Director changes
  • Eric Désiré Vrydaghs, Gedelegeerd bestuurder
  • Sergio Zuccato, Gedelegeerd bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Sergio Zuccato",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2024-04-29",
      "evidence_quote": "La d\u00E9mission prend effet \u00E0 compter du 29/04/2024 aujourd\u0027hui et il est dispens\u00E9 de l\u0027exercice de son mandat d\u0027administrateur d\u00E9l\u00E9gu\u00E9.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Eric D\u00E9sir\u00E9 Vrydaghs",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2024-04-29",
      "evidence_quote": "ll a \u00E9t\u00E9 d\u00E9c\u00EDd\u00E9 \u00E0 l\u0027unanimit\u00E9 de nommer comme administrateur d\u00E9l\u00E9gu\u00E9 M. Eric D\u00E9sir\u00E9 Vrydagh prend effet \u00E0 compter d\u0027aujourd\u0027hui 29/04/2024",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "board_snapshot",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "Sergio Zuccato",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
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      "compensated": null,
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      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "board_snapshot",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "Eric D\u00E9sir\u00E9 Vrydaghs",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-07-04",
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-04-29",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-04-29",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-04-29",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-04-29",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0434.313.441",
    "name_full": "S.M.C NV",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0480.411.504",
    "org_name": "ASBL UCM Guichet d\u0027entreprises",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "PV d\u0027AG sign\u00E9",
    "procuration"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL S.M.C.
Registration history
  1. 29-08-2025 Address struck
  2. 17-01-2025 Address strikeout annulled
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative