S&M BUURTWINKEL
The computed 12-month bankruptcy probability of S&M BUURTWINKEL is 3.0% (moderate). The 2024 annual accounts show equity of €20k and a net result of €5k. Equity is growing by ~24.9% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €20k |
| Net result | €5k |
| Active | 4 yrs |
| Publications | 1 |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Show 11 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | €327k |
| EBITDA | €9k |
| Net profit | €5k |
| Cash flow | €8k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €34k |
| Equity | €20k |
| Debt | €15k |
| of which ≤ 1y | €15k |
| of which > 1y | - |
| Working capital | €20k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 2.35 |
| Quick ratio | 1.22 |
| Working capital ratio | 57.4% |
| Solvency | 57.4% |
| Debt / equity | 0.74 |
| Long-term debt ratio | - |
| Interest coverage | 18.95 |
| Gross margin | 2.7% |
| Net margin | 1.4% |
| ROA | 13.6% |
| ROE | 23.7% |
| EBITDA margin | 2.7% |
| Days sales outstanding | 1d |
| Days payable outstanding | 15d |
| Inventory turnover | 19.24 |
| Days inventory (DSI) | 19d |
Full annual accounts (19 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €34k |
| Current assets | 29/58 | €34k |
| Stocks & contracts in progress | 3 | €17k |
| Amounts receivable within one year | 40/41 | €1k |
| Cash & bank | 54/58 | €17k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €34k |
| Equity | 10/15 | €20k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €10k |
| Amounts payable | 17/49 | €15k |
| Amounts payable within one year | 42/48 | €15k |
| Trade debts payable within one year | 44 | €13k |
| Income statement | ||
| Turnover | 70 | €327k |
| Gross operating margin | 9900 | €9k |
| Operating result | 9901 | €5k |
| Financial charges | 65 | €473 |
| Result before taxes | 9903 | €5k |
| Net result for the period | 9904 | €5k |
| Result to be appropriated | 9905 | €5k |
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 23-09-2021 |
| Status | Active |
| Postal code | 1785 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23602K0028/00T000 | Flanders | 278 m² | 1 · 155 m² | 9.7 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
18-01-2024 Transaction in capital or shares
Technical details
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}| Legal nameNL | S&M BUURTWINKEL |