S.M.B.E.
ActiveSummary
S.M.B.E. has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,696 and a net result of -€91. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 15% of 3505 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability37=
Solvency27=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2%
Return on assets
-0.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 3505 sector peers (2025).
NBB · sector comparisonPosition among 3505 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
27 d late
2023
30 d late
2022
29 d late
2021
32 d late
2020
4 d early
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€2,696▼ 3.2%
2024 · €2,787
Total assets
€133,196▼ 1.0%
2024 · €134,559
Net result
-€91▼ 68.3%
2024 · -€54
Working capital
-€127,064▼ 0.1%
2024 · -€126,974
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€377▼ 92.0%€92▼ 75.5%-€11-€30▼ 180%-€67▼ 123%
Net result€261▼ 56.7%€50▼ 80.8%-€35-€54▼ 55.4%-€91▼ 68.3%
Equity€2,825▲ 10.2%€2,875▲ 1.8%€2,841▼ 1.2%€2,787▼ 1.9%€2,696▼ 3.2%
Total assets€141,933▲ 2.9%€133,360▼ 6.0%€133,490▲ 0.1%€134,559▲ 0.8%€133,196▼ 1.0%
Debt€139,108▲ 2.8%€130,485▼ 6.2%€130,649▲ 0.1%€131,772▲ 0.9%€130,500▼ 1.0%
Working capital-€126,936▲ 0.2%-€126,885=-€126,920=-€126,974=-€127,064▼ 0.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €67 in 2025 against €30 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133,196
Fixed assets
€129,761 =
Current assets
€3,436 ▼ 28.4%
Equity and liabilities €133,196
Equity
€2,696 ▼ 3.2%
Debt
€130,500 ▼ 1.0%
Debt's share of the balance-sheet total stays at 98.0%.
Key figures and ratios
Current ratio
0.03▼
2024 · 0.04
Debt to equity
48.40▲
2024 · 47.28
ROE
-3.4%▼
2024 · -1.9%
ROA
-0.1%▼
2024 · 0.0%
Debt ≤ 1 year
€130,500▼
2024 · €131,772
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €407 | €408 | €449 | €456 | €471 | ▲ 3.3% |
| Gross operating margin9900 | €784 | €500 | €439 | €426 | €404 | ▼ 5.1% |
| Operating profit (loss)9901 | €377 | €92 | -€11 | -€30 | -€67 | ▼ 123% |
| Financial charges65/66B | €21 | €24 | €24 | €24 | €24 | = |
| Recurring financial charges65 | €21 | €24 | €24 | €24 | €24 | = |
| Profit (loss) for the period before taxes9903 | €356 | €68 | -€35 | -€54 | -€91 | ▼ 68.3% |
| Income taxes67/77 | €95 | €18 | - | - | - | - |
| Profit (loss) for the period9904 | €261 | €50 | -€35 | -€54 | -€91 | ▼ 68.3% |
| Profit (loss) for the period to be appropriated9905 | €261 | €50 | -€35 | -€54 | -€91 | ▼ 68.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €141,933 | €133,360 | €133,490 | €134,559 | €133,196 | ▼ 1.0% |
| Fixed assets21/28 | €129,761 | €129,761 | €129,761 | €129,761 | €129,761 | = |
| Financial fixed assets28 | €129,761 | €129,761 | €129,761 | €129,761 | €129,761 | = |
| Current assets29/58 | €12,172 | €3,599 | €3,729 | €4,798 | €3,436 | ▼ 28.4% |
| Amounts receivable within one year40/41 | €11,500 | €3,200 | €3,500 | €4,500 | €3,300 | ▼ 26.7% |
| Trade receivables40 | €11,500 | €3,200 | €3,500 | €4,500 | €3,300 | ▼ 26.7% |
| Cash at bank and in hand54/58 | €480 | €330 | €156 | €188 | €54 | ▼ 71.2% |
| Deferred charges and accrued income490/1 | €192 | €70 | €74 | €110 | €81 | ▼ 26.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €141,933 | €133,360 | €133,490 | €134,559 | €133,196 | ▼ 1.0% |
| Equity10/15 | €2,825 | €2,875 | €2,841 | €2,787 | €2,696 | ▼ 3.2% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €1,092 | €1,092 | €1,092 | €1,092 | €1,092 | = |
| Tax-exempt reserves132 | €1,092 | €1,092 | €1,092 | €1,092 | €1,092 | = |
| Profit (loss) carried forward14 | -€16,859 | -€16,809 | -€16,843 | -€16,897 | -€16,988 | ▼ 0.5% |
| Amounts payable17/49 | €139,108 | €130,485 | €130,649 | €131,772 | €130,500 | ▼ 1.0% |
| Amounts payable within one year42/48 | €139,108 | €130,485 | €130,649 | €131,772 | €130,500 | ▼ 1.0% |
| Taxes, remuneration and social security45 | €314 | €113 | - | - | - | - |
| Taxes450/3 | €314 | €113 | - | - | - | - |
| Other amounts payable47/48 | €138,793 | €130,371 | €130,649 | €131,772 | €130,500 | ▼ 1.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €261 | €50 | -€35 | -€54 | -€91 | ▼ 68.3% |
| Operating cash flow (approximation) | €261 | €50 | -€35 | -€54 | -€91 | ▼ 68.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€151 | -€174 | €32 | -€134 | ▼ 514% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€91
Net result drops to -€91, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Remicourt · 1 establishment unit since 1992
Ground area
892 m²
Building footprint
117 m²
Volume, LiDAR
1,107 m³
Parcel 64063A0169/00B003, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Nouvelle Percée(REM) 13 A, 4350 Remicourt
since 19922.055.604.006
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64063A0169/00B003 | Wallonia | 892 m² | 1 · 117 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,526 companies in sector 74301 we hold annual accounts for 720. 189 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-12-1991
Fiscal year end31-12
Activities, NACEBEL 2025
74301Translation services
46500Wholesale of information and communication equipment
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.