S.L. CONSTRUCT
ActiveS.L. CONSTRUCT has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €9k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 83% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+4
Solvency100▲+4
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 7.11 against 3.51 in 2024; short-term debt: 13.7% and cash: 86.7% of total assets), and 13.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.3%
Return on assets
12.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €61k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
60 d late
2023
70 d late
2022
5 d early
2021
11 d late
2020
12 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€61k▲ 17.6%
2024 · €52k
2018: €55k
2019: €63k
2020: €61k
2021: €59k
2022: €62k
2023: €53k
2024: €52k
2018 → 2025
Total assets
€71k▼ 3.0%
2024 · €73k
2018: €67k
2019: €74k
2020: €85k
2021: €87k
2022: €73k
2023: €82k
2024: €73k
2018 → 2025
Net result
€9k▲ 23.3%
2024 · €7k
2018: €19k
2019: €8k
2020: €9k
2021: €11k
2022: €3k
2023: €10k
2024: €7k
2018 → 2025
Working capital
€60k▲ 13.8%
2024 · €52k
2018: €48k
2019: €58k
2020: €55k
2021: €54k
2022: €59k
2023: €52k
2024: €52k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€62k▲ 4.6%€53k▼ 14.3%€52k▼ 1.0%€61k▲ 17.6%
Operating result€17k-€5k▼ 70.6%€15k▲ 191%€12k▼ 18.6%€14k▲ 18.0%
Net result€11k-€3k▼ 75.4%€10k▲ 258%€7k▼ 23.2%€9k▲ 23.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€2k▲ 968%
Current assets
€69k▼ 5.2%
Equity and liabilities €71k
Equity
€61k▲ 17.6%
Debt
€10k▼ 53.9%
The debt ratio falls from 28.9% to 13.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▲
2024 · €13k
Cash flow
€10k▲
2024 · €9k
Solvency
86.3%▲
2024 · 71.1%
Current ratio
7.11▲
2024 · 3.51
Quick ratio
7.11▲
2024 · 3.51
Debt / equity
0.16▼
2024 · 0.41
ROE
15.0%▲
2024 · 14.3%
ROA
12.9%▲
2024 · 10.2%
Interest coverage
45.14▲
2024 · 34.10
Debt
€10k▼
2024 · €21k
Debt ≤ 1 year
€10k▼
2024 · €21k
Income taxes
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€73k€71k▼
Fixed assets21/28€166€2k▲
Tangible fixed assets22/27€166€2k▲
Furniture and vehicles24€166€2k▲
Current assets29/58€73k€69k▼
Amounts receivable within one year40/41€10k€8k▼
Trade receivables40€10k€8k▼
Cash at bank and in hand54/58€64k€62k▼
Equity and liabilities
Total equity and liabilities10/49€73k€71k▼
Equity10/15€52k€61k▲
Contributions10/11€6k€6k=
Reserves13€46k€55k▲
Distributable reserves133€46k€55k▲
Amounts payable17/49€21k€10k▼
Amounts payable within one year42/48€21k€10k▼
Trade debts44€1k€33▼
Suppliers440/4€1k€33▼
Taxes, remuneration and social security45€12k€8k▼
Taxes450/3€12k€8k▼
Other amounts payable47/48€8k€2k▼
Accrued charges and deferred income492/3€342-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€320▼
Other operating charges640/8€449€462▲
Gross operating margin9900€14k€15k▲
Operating profit (loss)9901€12k€14k▲
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€391€319▼
Recurring financial charges65€391€319▼
Profit (loss) for the period before taxes9903€12k€14k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€7k€9k▲
Profit (loss) for the period to be appropriated9905€7k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€9k▲
Transfer from equity791/2€8k-
Transfer to equity691/2€7k€9k▲
To other reserves6921€7k€9k▲
Profit to be distributed694/7€8k-
Return on contributions (dividend)694€8k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 7.11
Current ratio from 3.51 to 7.11; short-term debt falls from €21k to €10k.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 70 days late
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €3k ▼75.4%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 6.22
Current ratio from 2.92 to 6.22; short-term debt falls from €28k to €11k.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aldestraat 403500 HasseltGround area
1,455 m²
Building footprint
316 m²
Volume, LiDAR
2,699 m³
Parcel 71022H1475/00A000, Flanders · tallest building 15.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
S.L. CONSTRUCT
since 19982.085.507.423
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71022H1475/00A000 | Flanders | 1,455 m² | 1 · 316 m² | 15.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,368 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-1997
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
72600
74855
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.