PIGNA
ActivePIGNA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €7k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 89% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▲+44
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 9.58 against 17.59 in 2024), and 9.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.8%
Return on assets
8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-02-2026, 177 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
177 d early
2024
31 d early
2023
22 d early
2023
110 d early
2022
78 d early
2021
16 d early
2020
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▲ 8.4%
2024 · €74k
2019: €72k
2020: €88k
2021: €85k
2022: €66k
2023: €70k
2023: €78k
2024: €74k
2019 → 2025
Total assets
€88k▲ 14.1%
2024 · €77k
2019: €82k
2020: €93k
2021: €86k
2022: €85k
2023: €86k
2023: €87k
2024: €77k
2019 → 2025
Net result
€7k
2024 · €-5k
2019: €17k
2020: €17k
2021: €-3k
2022: €-49
2023: €15k
2023: €9k
2024: €-5k
2019 → 2025
Working capital
€70k▲ 22.8%
2024 · €57k
2019: €71k
2020: €87k
2021: €84k
2022: €66k
2023: €69k
2023: €55k
2024: €57k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202320242025Trend
Equity€66k-€70k▲ 5.6%€78k▲ 11.6%€74k▼ 5.9%€80k▲ 8.4%
Operating result€86-€19k▲ 22,249%€13k▼ 31.3%€-5k€9k
Net result€-49-€15k€9k▼ 39.3%€-5k€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88k
Fixed assets
€10k▼ 39.6%
Current assets
€78k▲ 29.3%
Equity and liabilities €88k
Equity
€80k▲ 8.4%
Debt
€8k▲ 138%
The debt ratio rises from 4.4% to 9.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€15k▲
2024 · €2k
Cash flow
€14k▲
2024 · €2k
Solvency
90.8%▼
2024 · 95.6%
Current ratio
9.58▼
2024 · 17.59
Quick ratio
9.58▼
2024 · 17.59
Debt / equity
0.10▲
2024 · 0.05
ROE
8.8%▲
2024 · -6.3%
ROA
8.0%▲
2024 · -6.0%
Interest coverage
103.26▲
2024 · 15.50
Debt
€8k▲
2024 · €3k
Debt ≤ 1 year
€8k▲
2024 · €3k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€77k€88k▲
Fixed assets21/28€17k€10k▼
Tangible fixed assets22/27€17k€10k▼
Plant, machinery and equipment23€1k€343▼
Furniture and vehicles24€16k€10k▼
Current assets29/58€60k€78k▲
Amounts receivable within one year40/41€6k€6k▼
Trade receivables40€6k€6k▲
Other amounts receivable41€405-
Cash at bank and in hand54/58€54k€72k▲
Equity and liabilities
Total equity and liabilities10/49€77k€88k▲
Equity10/15€74k€80k▲
Contributions10/11€9k€9k=
Reserves13€65k€71k▲
Distributable reserves133€65k€71k▲
Amounts payable17/49€3k€8k▲
Amounts payable within one year42/48€3k€8k▲
Taxes, remuneration and social security45€81€2k▲
Taxes450/3€81€2k▲
Other amounts payable47/48€3k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€580€932▲
Gross operating margin9900€3k€16k▲
Operating profit (loss)9901€-5k€9k▲
Financial income75/76B€217€376▲
Recurring financial income75€217€376▲
Financial charges65/66B€135€150▲
Recurring financial charges65€135€150▲
Profit (loss) for the period before taxes9903€-5k€9k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-5k€7k▲
Profit (loss) for the period to be appropriated9905€-5k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€7k▲
Transfer from equity791/2€5k€833▼
Transfer to equity691/2-€7k
To other reserves6921-€7k
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-5k ▼151%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 17.59
Current ratio from 7.57 to 17.59; short-term debt falls from €8k to €3k.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
28-02
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
14-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
28-02
Financial
Liquidity times 6current ratio 106.96
Current ratio from 17.86 to 106.96; short-term debt falls from €5k to €791.
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
29-02
Financial
Highest result since 2019net €17k ▲0.3%
Operating result €27k, net result €17k, both a record.
29-02
Financial
Liquidity doublescurrent ratio 17.86
Current ratio from 8.20 to 17.86; short-term debt falls from €10k to €5k.
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sluiskensweg 193200 AarschotGround area
1,836 m²
Building footprint
156 m²
Volume, LiDAR
842 m³
Parcel 24662G0119/00G000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PIGNA
since 20012.093.105.194
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662G0119/00G000 | Flanders | 1,836 m² | 1 · 156 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Netbound
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Of 3,204 companies in sector 62900 we hold annual accounts for 1,734. 1,399 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2001
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
72600
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
79901Tourist information services
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:luc_meynckens@hotmail.com
Phone:0473/31.61.86