Skip to content

S & J SOVET

Active Risk: not assessed
Private limited companyfounded 2014active for 12 yearsRue des Briqueteries 6, 5590 Ciney, BelgiumKBO/BCE: BE 0552.754.401
Summary

S & J SOVET is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €155,344 and a net result of -€106,030. Equity has been growing by about 4% per year since 2018. Its solvency ranks better than 41% of 3,032 sector peers (NACE 64, financial year 2025). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
S & J SOVETActive
Risk analysis ReportCompare

Overview

Official details

Source: KBO
Status
Active since 15-05-2014 Normal situation
Activity
Activities of holding companies NACE 64210and 1 other
Establishment units
2.231.314.457 5590 Ciney, since 01-07-2014
2.233.035.020 5070 Fosses-la-Ville, since 01-08-2014
Financial year end
30 June
Peppol
Reachable since 10-10-2025
Company details

Board and ownership

Board
  • CLAUDE JulieDirector
  • SOVET SteveDirector
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts to 30-06-2025
Loss
€106,030
▲ 1.0%
Equity
€155,344
▼ 40.6%
Total assets
€309,491
▼ 44.5%
  • 2025 accounts filed 28 days after the deadline
Financials
Signalsraises risk2025 accounts filed 28 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-02-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
39 days late
2023
38 days late
2022
26 days late
2021
22 days late
2019
115 days late
2018
64 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 47 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 28 February (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end04-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 89% of companies in financial servicessector median €5.2m · 3,028 companies €155,344 View
  • Caution: Equity fell in 2025from €261,374 to €155,344 ▼ 40.6% View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€106,030 View

Recent changes

  1. · Gazette deed General meeting · Director resignation
  2. · Gazette deed General meeting · Director resignation
  3. · Gazette deed General meeting · Director resignation
All 20 events

Comparable companies

These companies have the same main activity as S & J SOVET: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €292,000 and €339,000, founded between 2014 and 2015.

CompanyTotal assetsGross margin
S & J SOVET Ciney€309,491-€49,536
BIMAR MANAGEMENT Knokke-Heist€319,255-€328
LCN Oostkamp€292,276-€5,181
DD INVESTMENT Estaimpuis€336,695-€1,692
Neuromedics Hoogstraten€325,187-€22,827
RM-PROJECTS Heist-op-den-Berg€338,644-€22,325
MLAS CONSULTING Lasne€317,633€662
Full comparison

Key facts about S & J SOVET
What is the company number of S & J SOVET?
The company number of S & J SOVET is 0552.754.401. The VAT number is the same number with BE in front: BE 0552.754.401.
Where is S & J SOVET based?
The registered office is at Rue des Briqueteries 6, 5590 Ciney.Company details
What does S & J SOVET do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of S & J SOVET?
The legal form of S & J SOVET is Private limited company (BV).
When was S & J SOVET founded?
S & J SOVET was founded on 15-05-2014.
Is S & J SOVET still active?
Yes, S & J SOVET is an active enterprise in the KBO register.
How many employees does S & J SOVET have?
S & J SOVET had an average of 1 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of S & J SOVET?
The annual accounts for financial year 2025 state no turnover.
Is S & J SOVET profitable?
In financial year 2025, S & J SOVET made a loss of €106,030.
Where can I find the annual accounts of S & J SOVET?
S & J SOVET filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of S & J SOVET due?
S & J SOVET must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See this company's board, registered office and name on a given date.Company as of a date

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure