RM-PROJECTS
ActiveSummary
RM-PROJECTS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €247,934 and a net result of -€51,835. Equity is shrinking by ~17% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 70% of 8074 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
34 d early
2023
30 d late
2022
31 d late
2021
31 d late
2020
16 d early
2019
46 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€247,934▼ 17.3%
2024 · €299,769
Net result
-€51,835
2024 · €103,869
Total assets
€338,644▲ 12.1%
2024 · €302,210
Solvency
73.2%▼ 26.0pp
2024 · 99.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€28,659▼ 21.3%€30,292▲ 5.7%-€22,839-€64,995▼ 185%-€48,026▲ 26.1%
Net result€16,122within the sector's middle half▼ 71.7%-€638,365below the sector's middle half-€25,596below the sector's middle half▲ 96.0%€103,869above the sector's middle half-€51,835below the sector's middle half
Equity€859,862within the sector's middle half▲ 1.9%€221,497within the sector's middle half▼ 74.2%€195,901within the sector's middle half▼ 11.6%€299,769within the sector's middle half▲ 53.0%€247,934within the sector's middle half▼ 17.3%
Total assets€1.1mwithin the sector's middle half▲ 3.9%€399,650below the sector's middle half▼ 64.6%€321,627below the sector's middle half▼ 19.5%€302,210within the sector's middle half▼ 6.0%€338,644within the sector's middle half▲ 12.1%
Debt€268,118▲ 10.7%€178,153▼ 33.6%€125,727▼ 29.4%€2,441▼ 98.1%€90,710▲ 3,616%
Working capital€98,577▼ 3.7%€224,126▲ 127%€183,104▼ 18.3%€299,043▲ 63.3%€197,232▼ 34.0%
Solvency76.2%within the sector's middle half▼ 1.5pp55.4%within the sector's middle half▼ 20.8pp60.9%within the sector's middle half▲ 5.5pp99.2%above the sector's middle half▲ 38.3pp73.2%within the sector's middle half▼ 26.0pp
Staff (FTE)0below the sector's middle half0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €48,026 in 2025 against €64,995 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €338,644
Fixed assets
€115,081 ▲ 15,747%
Current assets
€223,562 ▼ 25.8%
Equity and liabilities €338,644
Equity
€247,934 ▼ 17.3%
Debt
€90,710 ▲ 3,616%
Debt's share of the balance-sheet total rises from 0.8% to 26.8%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-20.9%▼
2024 · 34.6%
ROA
-15.3%▼
2024 · 34.4%
Debt ≤ 1 year
€26,330▲
2024 · €2,441
Debt > 1 year
€64,380▲
2024 · €0
Income taxes
€199▲
2024 · €104
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €945 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,317 | €3,208 | €1,468 | €1,142 | €16,664 | ▲ 1,359% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €25,267 | -€25,267 | €0 | ▲ 100% |
| Other operating charges640/8 | €3,502 | €3,522 | €3,464 | €26,728 | €9,036 | ▼ 66.2% |
| Gross operating margin9900 | €35,478 | €37,023 | €7,360 | -€62,392 | -€22,325 | ▲ 64.2% |
| Operating profit (loss)9901 | €28,659 | €30,292 | -€22,839 | -€64,995 | -€48,026 | ▲ 26.1% |
| Financial income75/76B | €1,102 | €1,264 | €1,350 | €833,582 | €981 | ▼ 99.9% |
| Recurring financial income75 | €1,102 | €1,264 | €1,350 | €0 | €981 | ▲ 445,895% |
| Non-recurring financial income76B | - | - | - | €833,582 | €0 | ▼ 100% |
| Financial charges65/66B | €4,953 | €662,780 | €3,977 | €664,615 | €4,591 | ▼ 99.3% |
| Recurring financial charges65 | €4,953 | €2,780 | €3,977 | €4,615 | €4,591 | ▼ 0.5% |
| Non-recurring financial charges66B | - | €660,000 | €0 | €660,000 | €0 | ▼ 100% |
| Profit (loss) for the period before taxes9903 | €24,808 | -€631,224 | -€25,466 | €103,973 | -€51,636 | ▼ 150% |
| Income taxes67/77 | €8,687 | €7,140 | €130 | €104 | €199 | ▲ 91.5% |
| Profit (loss) for the period9904 | €16,122 | -€638,365 | -€25,596 | €103,869 | -€51,835 | ▼ 150% |
| Profit (loss) for the period to be appropriated9905 | €16,122 | -€638,365 | -€25,596 | €103,869 | -€51,835 | ▼ 150% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €399,650 | €321,627 | €302,210 | €338,644 | ▲ 12.1% |
| Fixed assets21/28 | €859,061 | €77,417 | €74,838 | €726 | €115,081 | ▲ 15,747% |
| Tangible fixed assets22/27 | €7,036 | €4,448 | €1,869 | €726 | €115,081 | ▲ 15,747% |
| Plant, machinery and equipment23 | €1,241 | €765 | €289 | €0 | - | - |
| Furniture and vehicles24 | €5,795 | €3,682 | €1,580 | €726 | €3,951 | ▲ 444% |
| Leasing and similar rights25 | - | - | - | - | €109,332 | - |
| Other tangible fixed assets26 | - | - | - | - | €1,799 | - |
| Financial fixed assets28 | €852,025 | €72,970 | €72,970 | €0 | - | - |
| Current assets29/58 | €268,918 | €322,233 | €246,789 | €301,484 | €223,562 | ▼ 25.8% |
| Amounts receivable after more than one year29 | €0 | - | - | - | - | - |
| Other amounts receivable291 | €0 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €257,337 | €313,613 | €242,227 | €14,073 | €19,619 | ▲ 39.4% |
| Trade receivables40 | €777 | €29,820 | €0 | - | - | - |
| Other amounts receivable41 | €256,560 | €283,793 | €242,227 | €14,073 | €19,619 | ▲ 39.4% |
| Current investments50/53 | - | - | - | - | €200,000 | - |
| Cash at bank and in hand54/58 | €6,434 | €1,846 | €3,576 | €284,167 | €3,314 | ▼ 98.8% |
| Deferred charges and accrued income490/1 | €5,147 | €6,774 | €985 | €3,244 | €629 | ▼ 80.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €399,650 | €321,627 | €302,210 | €338,644 | ▲ 12.1% |
| Equity10/15 | €859,862 | €221,497 | €195,901 | €299,769 | €247,934 | ▼ 17.3% |
| Contributions10/11 | €666,200 | €666,200 | €666,200 | €666,200 | €666,200 | = |
| Reserves13 | €193,662 | €193,388 | €193,388 | €193,388 | €193,388 | = |
| Non-distributable reserves130/1 | €15,860 | €15,860 | €15,860 | €15,860 | €15,860 | = |
| Reserves not available under the articles1311 | €15,860 | €15,860 | €15,860 | €15,860 | €15,860 | = |
| Distributable reserves133 | €177,802 | €177,528 | €177,528 | €177,528 | €177,528 | = |
| Profit (loss) carried forward14 | €0 | -€638,091 | -€663,687 | -€559,819 | -€611,654 | ▼ 9.3% |
| Amounts payable17/49 | €268,118 | €178,153 | €125,727 | €2,441 | €90,710 | ▲ 3,616% |
| Amounts payable after more than one year17 | €97,777 | €80,046 | €62,042 | €0 | €64,380 | - |
| Financial debts170/4 | €97,777 | €80,046 | €62,042 | €0 | €64,380 | - |
| Amounts payable within one year42/48 | €170,341 | €98,107 | €63,685 | €2,441 | €26,330 | ▲ 979% |
| Current portion of amounts payable after more than one year42 | €17,461 | €17,731 | €18,004 | €0 | €26,199 | - |
| Trade debts44 | €28,721 | €64,577 | €28,074 | €2,337 | €102 | ▼ 95.6% |
| Suppliers440/4 | €28,721 | €64,577 | €28,074 | €2,337 | €102 | ▼ 95.6% |
| Taxes, remuneration and social security45 | €15,531 | €15,800 | €2,258 | €104 | €28 | ▼ 73.1% |
| Taxes450/3 | €15,531 | €15,800 | €2,258 | €104 | €28 | ▼ 73.1% |
| Other amounts payable47/48 | €108,628 | €0 | €15,349 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,122 | -€638,365 | -€25,596 | €103,869 | -€51,835 | ▼ 150% |
| + Depreciation and write-downs630 | €3,317 | €3,208 | €1,468 | €1,142 | €16,664 | ▲ 1,359% |
| Operating cash flow (approximation) | €19,438 | -€635,156 | -€24,128 | €105,011 | -€35,171 | ▼ 133% |
| Investment in fixed assets (approximation) | - | €778,436 | €1,111 | €72,970 | -€131,019 | ▼ 280% |
| Change in cash | - | -€4,588 | €1,730 | €280,590 | -€280,852 | ▼ 200% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €103,869
Net result €103,869 after 2 loss-making years.
31-12
Financial
Liquidity times 32current ratio 123.52
Current ratio from 3.88 to 123.52; short-term debt falls from €63,685 to €2,441.
31-12
Financial
Equity above €200,000Eq €299,769 ▲53%
Equity rises from €195,901 to €299,769.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet -€638,365
Net result drops to -€638,365, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 3.28
Current ratio from 1.58 to 3.28; short-term debt falls from €170,341 to €98,107.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2014
Ground area
1,829 m²
Building footprint
196 m²
Volume, LiDAR
1,407 m³
Parcel 12014B0612/00A000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RM-PROJECTS
since 20142.227.528.586
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014B0612/00A000 | Flanders | 1,829 m² | 1 · 196 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 31-12-2022 list no shareholders, and no other source names one.
Holdings 2
-
99.97%
-
19%
According to the 2022 annual accounts of RM-PROJECTS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 13,650 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded12-02-2014
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
46720Wholesale of motor vehicle parts and accessories
70200Business and other management consultancy
73300Public relations and communication consultancy
77110Renting and leasing of cars and light motor vehicles
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0545993501
Also
9925:BE0545993501
Registered
01-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.