S & J PROJECTS
ActiveS & J PROJECTS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-184k) and a net result of €-421. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability1▼-35
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.08 against 0.04 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-858.2%
Return on assets
-2%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€184k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
28 d late
2023
60 d late
2022
29 d late
2021
120 d late
2020
31 d late
2019
33 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-184k▼ 0.2%
2024 · €-184k
2019: €42k
2020: €58k
2021: €31k
2022: €17k
2023: €-170k
2024: €-184k
2019 → 2025
Total assets
€21k▲ 30.6%
2024 · €16k
2019: €868k
2020: €1.26M
2021: €989k
2022: €488k
2023: €45k
2024: €16k
2019 → 2025
Net result
€-421▲ 96.8%
2024 · €-13k
2019: €36k
2020: €16k
2021: €-40k
2022: €-13k
2023: €-188k
2024: €-13k
2019 → 2025
Working capital
€-190k▲ 0.8%
2024 · €-192k
2019: €604k
2020: €1.05M
2021: €411k
2022: €17k
2023: €-180k
2024: €-192k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€17k▼ 43.8%€-170k€-184k▼ 7.8%€-184k▼ 0.2%
Operating result€-31k-€10k€-120k€-8k▲ 93.1%€3k
Net result€-40k-€-13k▲ 66.4%€-188k▼ 1,299%€-13k▲ 92.9%€-421▲ 96.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21k
Fixed assets
€6k▼ 25.2%
Current assets
€16k▲ 82.4%
Key figures and ratios
EBITDA
€5k▲
2024 · €-6k
Cash flow
€2k▲
2024 · €-11k
Solvency
-858.2%
Current ratio
0.08▲
2024 · 0.04
Quick ratio
0.08▲
2024 · 0.04
Debt / equity
-1.12▼
2024 · -1.09
ROE
0.2%▼
2024 · 7.2%
ROA
-2.0%▲
2024 · -80.8%
Interest coverage
1.49▲
2024 · -1.40
Debt
€206k▲
2024 · €200k
Debt ≤ 1 year
€206k▲
2024 · €200k
Income taxes
€214▼
2024 · €237
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€16k€21k▲
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Furniture and vehicles24€2-
Leasing and similar rights25€8k€6k▼
Current assets29/58€9k€16k▲
Amounts receivable within one year40/41€1k€13k▲
Trade receivables40€667€13k▲
Other amounts receivable41€431€111▼
Cash at bank and in hand54/58€7k€3k▼
Deferred charges and accrued income490/1€70-
Equity and liabilities
Total equity and liabilities10/49€16k€21k▲
Equity10/15€-184k€-184k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-204k€-205k▼
Amounts payable17/49€200k€206k▲
Amounts payable within one year42/48€200k€206k▲
Trade debts44€1k€6k▲
Suppliers440/4€1k€6k▲
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€197k€195k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€3k€1k▼
Gross operating margin9900€-3k€7k▲
Operating profit (loss)9901€-8k€3k▲
Financial income75/76B-€19
Recurring financial income75-€19
Financial charges65/66B€5k€4k▼
Recurring financial charges65€4k€4k▼
Non-recurring financial charges66B€271-
Profit (loss) for the period before taxes9903€-13k€-208▲
Income taxes67/77€237€214▼
Profit (loss) for the period9904€-13k€-421▲
Profit (loss) for the period to be appropriated9905€-13k€-421▲
Appropriation of the result
Profit (loss) to be appropriated9906€-204k€-205k▼
Profit (loss) brought forward from the previous period14P€-191k€-204k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-12
Financial
Weakest financial yearnet €-188k
Net result drops to €-188k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
28-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 120 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beatrijslaan 742050 AntwerpenGround area
754 m²
Building footprint
168 m²
Volume, LiDAR
1,176 m³
Parcel 11813N0778/00M002, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Beatrijslaan 74, 2050 Antwerpen
since 20182.278.482.983
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11813N0778/00M002 | Flanders | 754 m² | 1 · 168 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEMAR CONSULTING
BE 0783.772.569
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NS MANAGEMENT
BE 0771.904.026
Herentals · Eq €17k
ADVISOR
BE 0768.740.935
Anderlecht · Eq €17k
CREAGEEN
BE 0777.813.108
Mons · Eq €17k
CGMA
BE 0704.734.890
Lasne · Eq €17k
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 28,877 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.