2703
ActiveSummary
2703 has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82k and a net result of €-11k. Equity is growing by ~29.4% per year across the filed fiscal years. Its solvency ranks better than 32% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability13▼-86
Solvency58▼-40
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.8 against 3.67 in 2024; short-term debt: 14.2% and cash: 9.5% of total assets), and 67.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.8%
Return on assets
-4.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
92 d late
2022
11 d early
2021
45 d early
2020
31 d late
2019
20 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€82k▼ 11.7%
2024 · €92k
Total assets
€249k▲ 96.2%
2024 · €127k
Net result
€-11k
2024 · €31k
Working capital
€-7k
2024 · €92k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€19k▼ 19.8%€25k▲ 31.4%€37k▲ 45.9%€46k▲ 25.6%€-6k
Net result€13k▼ 18.3%€18k▲ 31.8%€27k▲ 55.0%€31k▲ 14.7%€-11k
Equity€46k▲ 40.5%€50k▲ 9.2%€78k▲ 53.9%€92k▲ 19.2%€82k▼ 11.7%
Total assets€57k▲ 16.3%€62k▲ 9.9%€92k▲ 47.9%€127k▲ 37.7%€249k▲ 96.2%
Debt€11k▼ 33.7%€12k▲ 13.3%€15k▲ 22.2%€34k▲ 136%€167k▲ 385%
Working capital€45k▲ 36.5%€47k▲ 5.7%€72k▲ 52.6%€92k▲ 27.3%€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €46k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €249k
Fixed assets
€221k ▲ 58,203%
Current assets
€28k ▼ 77.5%
Equity and liabilities €249k
Equity
€82k ▼ 11.7%
Debt
€167k ▲ 385%
Debt's share of the balance-sheet total rises from 27.2% to 67.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-298▼
2024 · €47k
Cash flow
€-5k▼
2024 · €32k
Current ratio
0.80▼
2024 · 3.67
Debt to equity
2.05▲
2024 · 0.37
ROE
-13.2%▼
2024 · 33.7%
ROA
-4.3%▼
2024 · 24.6%
Interest coverage
-0.06▼
2024 · 62.46
Debt ≤ 1 year
€35k▲
2024 · €34k
Debt > 1 year
€131k
Income taxes
€0▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €5k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €432 | €1k | €3k | €1k | €6k | ▲ 418% |
| Other operating charges640/8 | €440 | €630 | €1k | €1k | €2k | ▲ 38.5% |
| Gross operating margin9900 | €20k | €27k | €40k | €48k | €1k | ▼ 97.0% |
| Operating profit (loss)9901 | €19k | €25k | €37k | €46k | €-6k | ▼ 113% |
| Financial income75/76B | €148 | €31 | €1 | €21 | €0 | ▼ 100% |
| Recurring financial income75 | €148 | €31 | €1 | €21 | €0 | ▼ 100% |
| Financial charges65/66B | €448 | €346 | €213 | €755 | €5k | ▲ 546% |
| Recurring financial charges65 | €448 | €346 | €213 | €755 | €5k | ▲ 546% |
| Profit (loss) for the period before taxes9903 | €19k | €25k | €36k | €45k | €-11k | ▼ 124% |
| Income taxes67/77 | €6k | €7k | €9k | €14k | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €13k | €18k | €27k | €31k | €-11k | ▼ 135% |
| Profit (loss) for the period to be appropriated9905 | €13k | €18k | €27k | €31k | €-11k | ▼ 135% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €57k | €62k | €92k | €127k | €249k | ▲ 96.2% |
| Fixed assets21/28 | €1k | €3k | €5k | €378 | €221k | ▲ 58,203% |
| Tangible fixed assets22/27 | €1k | €3k | €5k | €378 | €221k | ▲ 58,203% |
| Land and buildings22 | - | - | - | - | €220k | - |
| Furniture and vehicles24 | €1k | €3k | €5k | €378 | €131 | ▼ 65.3% |
| Current assets29/58 | €55k | €59k | €87k | €127k | €28k | ▼ 77.5% |
| Amounts receivable after more than one year29 | €6k | €0 | - | - | - | - |
| Other amounts receivable291 | €6k | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €17k | €25k | €18k | €34k | €4k | ▼ 86.9% |
| Trade receivables40 | €15k | €25k | €18k | €33k | €4k | ▼ 86.4% |
| Other amounts receivable41 | €1k | €0 | - | €1k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €33k | €32k | €67k | €92k | €24k | ▼ 74.3% |
| Deferred charges and accrued income490/1 | €267 | €2k | €2k | €492 | €353 | ▼ 28.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €57k | €62k | €92k | €127k | €249k | ▲ 96.2% |
| Equity10/15 | €46k | €50k | €78k | €92k | €82k | ▼ 11.7% |
| Contributions10/11 | €3k | €3k | €3k | €3k | €3k | = |
| Reserves13 | €43k | €47k | €75k | €89k | €79k | ▼ 12.1% |
| Distributable reserves133 | €43k | €47k | €75k | €89k | €79k | ▼ 12.1% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €11k | €12k | €15k | €34k | €167k | ▲ 385% |
| Amounts payable after more than one year17 | - | - | - | - | €131k | - |
| Financial debts170/4 | - | - | - | - | €131k | - |
| Amounts payable within one year42/48 | €11k | €12k | €15k | €34k | €35k | ▲ 2.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €5k | - |
| Financial debts43 | €0 | €5 | €0 | - | €21 | - |
| Credit institutions430/8 | €0 | €5 | €0 | - | €21 | - |
| Trade debts44 | €5k | €4k | €7k | €1k | €959 | ▼ 18.0% |
| Suppliers440/4 | €5k | €4k | €7k | €1k | €959 | ▼ 18.0% |
| Taxes, remuneration and social security45 | €5k | €5k | €7k | €17k | €422 | ▼ 97.5% |
| Taxes450/3 | €5k | €5k | €7k | €17k | €422 | ▼ 97.5% |
| Other amounts payable47/48 | €144 | €3k | €321 | €17k | €29k | ▲ 71.7% |
| Accrued charges and deferred income492/3 | - | - | - | - | €1k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €18k | €27k | €31k | €-11k | ▼ 135% |
| + Depreciation and write-downs630 | €432 | €1k | €3k | €1k | €6k | ▲ 418% |
| Operating cash flow (approximation) | €14k | €19k | €30k | €32k | €-5k | ▼ 116% |
| Investment in fixed assets (approximation) | - | €-3k | €-5k | €4k | €-226k | ▼ 6,106% |
| Change in cash | - | €-818 | €35k | €25k | €-68k | ▼ 376% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-09
State Gazette act
Board meeting · Registered-office move2 facts ▸
State Gazette act
Board meeting · Registered-office move
2 facts ▸
- Board meeting, 31-12-2025
- Registered-office move, Edmond de Coussemakerstraat 9, 2050 Antwerpen
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €31k ▲14.7%
Operating result €46k, net result €31k, both a record.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Ground area
3,761 m²
Building footprint
689 m²
Volume, LiDAR
19,635 m³
2 parcels, Flanders · tallest building 34.4 m, ±11 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
2703
since 20192.289.515.447
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11813N0895/00T000 | Flanders | 3,574 m² | 1 · 598 m² | 34.4 m · 11 fl. |
| 11813N0833/00C009 | Flanders | 187 m² | 1 · 91 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 456 EUR awarded · 456 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 456 EUR |
| 2023 | 1 | 456 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 40,174 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.