2703
ActiveSummary
2703 has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81,614 and a net result of -€10,808. Equity is growing by ~29.4% per year across the filed fiscal years. Its solvency ranks better than 32% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability13▼-86
Solvency58▼-40
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity short (current ratio 0.8 against 3.67 in 2024; short-term debt: 14.2% and cash: 9.5% of total assets), and 67.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.8%
Return on assets
-4.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
92 d late
2022
11 d early
2021
45 d early
2020
31 d late
2019
20 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€81,614▼ 11.7%
2024 · €92,423
Total assets
€249,007▲ 96.2%
2024 · €126,907
Net result
-€10,808
2024 · €31,158
Working capital
-€6,969
2024 · €92,044
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€19,152▼ 19.8%€25,157▲ 31.4%€36,697▲ 45.9%€46,074▲ 25.6%-€5,928
Net result€13,300within the sector's middle half▼ 18.3%€17,525within the sector's middle half▲ 31.8%€27,165within the sector's middle half▲ 55.0%€31,158within the sector's middle half▲ 14.7%-€10,808below the sector's middle half
Equity€46,126within the sector's middle half▲ 40.5%€50,352within the sector's middle half▲ 9.2%€77,517within the sector's middle half▲ 53.9%€92,423within the sector's middle half▲ 19.2%€81,614within the sector's middle half▼ 11.7%
Total assets€56,685below the sector's middle half▲ 16.3%€62,318below the sector's middle half▲ 9.9%€92,143within the sector's middle half▲ 47.9%€126,907within the sector's middle half▲ 37.7%€249,007within the sector's middle half▲ 96.2%
Debt€10,559▼ 33.7%€11,966▲ 13.3%€14,626▲ 22.2%€34,484▲ 136%€167,393▲ 385%
Working capital€44,808within the sector's middle half▲ 36.5%€47,367within the sector's middle half▲ 5.7%€72,291within the sector's middle half▲ 52.6%€92,044within the sector's middle half▲ 27.3%-€6,969below the sector's middle half
Solvency81.4%above the sector's middle half▲ 14.0pp80.8%above the sector's middle half▼ 0.6pp84.1%above the sector's middle half▲ 3.3pp72.8%within the sector's middle half▼ 11.3pp32.8%within the sector's middle half▼ 40.1pp
Current ratio5.24above the sector's middle half▲ 2.184.96above the sector's middle half▼ 0.295.94above the sector's middle half▲ 0.983.67within the sector's middle half▼ 2.270.80below the sector's middle half▼ 2.87
Return on assets (ROA)23.5%within the sector's middle half▼ 9.9pp28.1%above the sector's middle half▲ 4.7pp29.5%within the sector's middle half▲ 1.4pp24.6%within the sector's middle half▼ 4.9pp-4.3%below the sector's middle half▼ 28.9pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5,928 after €46,074 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €249,007
Fixed assets
€220,550 ▲ 58,203%
Current assets
€28,457 ▼ 77.5%
Equity and liabilities €249,007
Equity
€81,614 ▼ 11.7%
Debt
€167,393 ▲ 385%
Debt's share of the balance-sheet total rises from 27.2% to 67.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€298▼
2024 · €47,162
Cash flow
-€5,178▼
2024 · €32,246
Debt to equity
2.05▲
2024 · 0.37
ROE
-13.2%▼
2024 · 33.7%
Interest coverage
-0.06▼
2024 · 62.46
Debt ≤ 1 year
€35,426▲
2024 · €34,484
Debt > 1 year
€130,942
Income taxes
€0▼
2024 · €14,182
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,442 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a small loss
2.1%
went bankrupt
7.3%
stopped otherwise
90%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,442 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €4,837 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €432 | €1,273 | €2,759 | €1,088 | €5,630 | ▲ 418% |
| Other operating charges640/8 | €440 | €630 | €1,015 | €1,259 | €1,744 | ▲ 38.5% |
| Gross operating margin9900 | €20,023 | €27,060 | €40,471 | €48,421 | €1,446 | ▼ 97.0% |
| Operating profit (loss)9901 | €19,152 | €25,157 | €36,697 | €46,074 | -€5,928 | ▼ 113% |
| Financial income75/76B | €148 | €31 | €1 | €21 | €0 | ▼ 100% |
| Recurring financial income75 | €148 | €31 | €1 | €21 | €0 | ▼ 100% |
| Financial charges65/66B | €448 | €346 | €213 | €755 | €4,881 | ▲ 546% |
| Recurring financial charges65 | €448 | €346 | €213 | €755 | €4,881 | ▲ 546% |
| Profit (loss) for the period before taxes9903 | €18,852 | €24,842 | €36,485 | €45,340 | -€10,808 | ▼ 124% |
| Income taxes67/77 | €5,553 | €7,317 | €9,320 | €14,182 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €13,300 | €17,525 | €27,165 | €31,158 | -€10,808 | ▼ 135% |
| Profit (loss) for the period to be appropriated9905 | €13,300 | €17,525 | €27,165 | €31,158 | -€10,808 | ▼ 135% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €56,685 | €62,318 | €92,143 | €126,907 | €249,007 | ▲ 96.2% |
| Fixed assets21/28 | €1,318 | €2,985 | €5,226 | €378 | €220,550 | ▲ 58,203% |
| Tangible fixed assets22/27 | €1,318 | €2,985 | €5,226 | €378 | €220,550 | ▲ 58,203% |
| Land and buildings22 | - | - | - | - | €220,419 | - |
| Furniture and vehicles24 | €1,318 | €2,985 | €5,226 | €378 | €131 | ▼ 65.3% |
| Current assets29/58 | €55,366 | €59,333 | €86,917 | €126,529 | €28,457 | ▼ 77.5% |
| Amounts receivable after more than one year29 | €6,000 | €0 | - | - | - | - |
| Other amounts receivable291 | €6,000 | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €16,526 | €25,387 | €18,024 | €34,188 | €4,487 | ▼ 86.9% |
| Trade receivables40 | €15,370 | €25,387 | €18,024 | €33,056 | €4,487 | ▼ 86.4% |
| Other amounts receivable41 | €1,156 | €0 | - | €1,132 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €32,574 | €31,756 | €67,157 | €91,849 | €23,617 | ▼ 74.3% |
| Deferred charges and accrued income490/1 | €267 | €2,190 | €1,736 | €492 | €353 | ▼ 28.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €56,685 | €62,318 | €92,143 | €126,907 | €249,007 | ▲ 96.2% |
| Equity10/15 | €46,126 | €50,352 | €77,517 | €92,423 | €81,614 | ▼ 11.7% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €43,126 | €47,352 | €74,517 | €89,423 | €78,614 | ▼ 12.1% |
| Distributable reserves133 | €43,126 | €47,352 | €74,517 | €89,423 | €78,614 | ▼ 12.1% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €10,559 | €11,966 | €14,626 | €34,484 | €167,393 | ▲ 385% |
| Amounts payable after more than one year17 | - | - | - | - | €130,942 | - |
| Financial debts170/4 | - | - | - | - | €130,942 | - |
| Amounts payable within one year42/48 | €10,559 | €11,966 | €14,626 | €34,484 | €35,426 | ▲ 2.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €5,245 | - |
| Financial debts43 | €0 | €5 | €0 | - | €21 | - |
| Credit institutions430/8 | €0 | €5 | €0 | - | €21 | - |
| Trade debts44 | €4,996 | €4,215 | €7,131 | €1,169 | €959 | ▼ 18.0% |
| Suppliers440/4 | €4,996 | €4,215 | €7,131 | €1,169 | €959 | ▼ 18.0% |
| Taxes, remuneration and social security45 | €5,419 | €4,879 | €7,175 | €16,554 | €422 | ▼ 97.5% |
| Taxes450/3 | €5,419 | €4,879 | €7,175 | €16,554 | €422 | ▼ 97.5% |
| Other amounts payable47/48 | €144 | €2,867 | €321 | €16,761 | €28,779 | ▲ 71.7% |
| Accrued charges and deferred income492/3 | - | - | - | - | €1,025 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,300 | €17,525 | €27,165 | €31,158 | -€10,808 | ▼ 135% |
| + Depreciation and write-downs630 | €432 | €1,273 | €2,759 | €1,088 | €5,630 | ▲ 418% |
| Operating cash flow (approximation) | €13,731 | €18,798 | €29,924 | €32,246 | -€5,178 | ▼ 116% |
| Investment in fixed assets (approximation) | - | -€2,940 | -€4,999 | €3,760 | -€225,802 | ▼ 6,106% |
| Change in cash | - | -€818 | €35,401 | €24,692 | -€68,232 | ▼ 376% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-09
State Gazette act
Board meeting · Registered-office move2 facts ▸
State Gazette act
Board meeting · Registered-office move
2 facts ▸
- Board meeting, 31-12-2025
- Registered-office move, Edmond de Coussemakerstraat 9, 2050 Antwerpen
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€10,808
Net result drops to -€10,808, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €31,158 ▲14.7%
Operating result €46,074, net result €31,158, both a record.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Ground area
187 m²
Building footprint
91 m²
Volume, LiDAR
505 m³
Parcel 11813N0833/00C009, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
2703
since 20192.289.515.447
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11813N0833/00C009 | Flanders | 187 m² | 1 · 91 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 456 EUR awarded · 456 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 456 EUR |
| 2023 | 1 | 456 EUR | 0 EUR |
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 40,191 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0727500394
Also
9925:BE0727500394
Registered
29-04-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.