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Complete company report
Generated 21-08-2026
Active BE 0799.359.182Private limited company

S.I.S.L. GROUP

Louis Mettewielaan 75 ·1080 Sint-Jans-Molenbeek, Belgium· 3 yrs active
Sector: Goederenvervoer over de weg (49410)
Conclusion Checked

The computed 12-month bankruptcy probability of S.I.S.L. GROUP is 6.4% (elevated). The 2024 annual accounts show equity of €39k and a net result of €49k. Its solvency ranks better than 40% of 255 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €39k
Net result €49k
Better than sector 40%
Active 3 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health56Profitability100Solvency27Growth78Stability94
71 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 56
Profitability 100
Solvency 27
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
6.4% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
56 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 28-04-2025 with the NBB · fiscal year 2024 · micro
€-20k€0€20k€40k€60kOperating result 2023: €-16k€-16kNet result 2023: €-16k€-16kOperating result 2024: €62k€62kNet result 2024: €49k€49k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 53 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 22.1% 31.2%
better than 40% of 255 sector peers
Net result €49k €9k
better than 92% of 255 sector peers
Equity €39k €22k
better than 71% of 255 sector peers
Gross operating margin €85k €39k
better than 66% of 254 sector peers
Staff costs €1k €68k
higher than 5% of 140 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€82k
- 23-24
Net profit
€49k
- 23-24
Cash flow
€70k
- 23-24
Total assets
€177k
+60.3% 23-24
Equity
€39k
- 23-24
Working capital
€-22k
+63.4% 23-24
Staff costs
€1k
- 23-24
Income taxes
€12k
- 23-24
Show 9 other metrics
Debt
€138k
+14.2% 23-24
Debt ≤ 1y
€138k
+14.2% 23-24
Current ratio
0.84
+67.2% 23-24
Quick ratio
0.84
+67.2% 23-24
Solvency
22.1%
- 23-24
Debt / equity
3.52
- 23-24
ROE
126.5%
-20.0% 23-24
ROA
28.0%
- 23-24
Interest coverage
1633.49
- 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€82k
Net profit€49k
Cash flow€70k
Staff costs€1k
Income taxes€12k
Dividends-
Total assets€177k
Equity€39k
Debt€138k
of which ≤ 1y€138k
of which > 1y-
Working capital€-22k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.84
Quick ratio0.84
Working capital ratio-12.4%
Solvency22.1%
Debt / equity3.52
Long-term debt ratio-
Interest coverage1633.49
Gross margin-
Net margin-
ROA28.0%
ROE126.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€177k
Fixed assets 21/28€61k
Tangible fixed assets 22/27€52k
Financial fixed assets 28€9k
Current assets 29/58€116k
Amounts receivable within one year 40/41€104k
Cash & bank 54/58€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€177k
Equity 10/15€39k
Contributions / capital 10/11€6k
Accumulated profits (losses) 14€33k
Amounts payable 17/49€138k
Amounts payable within one year 42/48€138k
Trade debts payable within one year 44€66k
Income statement
Gross operating margin 9900€85k
Operating result 9901€62k
Financial income 75€0
Financial charges 65€50
Result before taxes 9903€62k
Income taxes 67/77€12k
Net result for the period 9904€49k
Result to be appropriated 9905€49k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 4 directors
Current directors & mandates
  • BEN GHANEM Othman
    Managing director
    State Gazette act 25103949 (18-08-2025)
    Current
    24-06-2025 → present
  • CHERGUI Ismaël
    Director
    State Gazette act 24098802 (02-07-2024)
    Current
    03-01-2024 → present
Former directors (2)
  • CHERGUI Akim
    Managing director
    State Gazette act 25103949 (18-08-2025)
    Former
    - → 24-06-2025
  • BEN KACEM Selma
    Director
    State Gazette act 24098802 (02-07-2024)
    Former
    - → 03-01-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Goederenvervoer over de weg(49410)
Legal form Private limited company(610)
Incorporation09-03-2023
StatusActive
Postal code1080
Establishment units 1 location
S.I.S.L. GROUP
Louis Mettewielaan 75, 1080 Sint-Jans-MolenbeekOverige posterijen en koeriers
since 20232.343.229.889
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21524C0180/00F000 Brussels 2,903 m² 1 · 283 m² 85.5 m · 28 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
18-08-2025
State Gazette act Capital & shares
28-04-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
02-07-2024
State Gazette act Capital & shares
23-04-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Capital history · 2
18-08-2025
Capital change
02-07-2024
Capital change
All acts · 2 updated 1 year ago
2025
18-08-2025 Transaction in capital or shares Capital & shares
Technical details 
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  "notary": {
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    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-08-18",
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2025-06-23",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2025-06-23"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0799.359.182",
    "name_full": "S.I.S.L. GROUP",
    "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e",
    "_kbo_filled_from_list": true,
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": null,
    "org_kbo": null,
    "org_name": null,
    "person_name": "Chergui, Isma\u00EBl",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "shareholders_after": [
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      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "BEN KACEM Selma",
      "role": null,
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    },
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      "role": null,
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      "share_class": null
    }
  ],
  "share_classes_after": []
}
2024
02-07-2024 Transaction in capital or shares Capital & shares
Technical details 
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  "events": [
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      "kind": "share_transfer",
      "after_eur": null,
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      "decrease_purpose": null,
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      "not_yet_called_eur": null,
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      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
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        },
        {
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      "decrease_purpose": null,
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      "not_yet_called_eur": null,
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  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2024-07-02",
    "filing_date": "2024-06-24",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
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    "unanimous": true,
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  },
  "bedrijfsrevisor": null,
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    "_kbo_filled_from_list": true,
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}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Goederenvervoer over de weg49410Overige posterijen en koeriers53200Bouw van autowegen en andere wegen42110Bouw van civieltechnische werken voor elektriciteit en telecommunicatie42220Detailhandel in vaste, vloeibare en gasvormige brandstoffen, muv motorbrandstoffen47781Overige detailhandel, niet in winkels en exclusief markt- en straathandel47990Personenvervoer per spoor, m.u.v. personenvervoer per spoor binnen steden of voorsteden49100Personenvervoer per trein49110Draadgebonden en draadloze telecommunicatie en telecommunicatie via satelliet61100Wederverkoop van telecommunicatie en bemiddelingsactiviteiten in verband met telecommunicatie61200Schoonheidsverzorging96022Schoonheidsverzorging en andere schoonheidsbehandelingen96220
Primary activity highlighted.
Names & trade names
Legal nameFR S.I.S.L. GROUP
Registered office
Louis Mettewielaan 75 bus 36
1080 Sint-Jans-Molenbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative