S & G BUSINESS
The computed 12-month bankruptcy probability of S & G BUSINESS is 1.0% (low). The 2024 annual accounts show equity of €45k and a net result of €21k. Equity is growing by ~111.4% per year across the filed fiscal years. Its solvency ranks better than 60% of 6722 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €45k |
| Net result | €21k |
| Better than sector | 60% |
| Active | 8 yrs |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 30.7% | 20.4% | |
| Net result | €21k | €4k | |
| Equity | €45k | €16k | |
| Gross operating margin | €95k | €24k | |
| Staff costs | €72k | €33k |
Show 7 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | €1.02M |
| EBITDA | - |
| Net profit | €21k |
| Cash flow | - |
| Staff costs | €72k |
| Income taxes | - |
| Dividends | - |
| Total assets | €147k |
| Equity | €45k |
| Debt | €102k |
| of which ≤ 1y | €102k |
| of which > 1y | - |
| Working capital | €45k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 1.44 |
| Quick ratio | 0.28 |
| Working capital ratio | 30.7% |
| Solvency | 30.7% |
| Debt / equity | 2.25 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | 9.3% |
| Net margin | 2.1% |
| ROA | 14.5% |
| ROE | 47.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | 5d |
| Inventory turnover | 7.86 |
| Days inventory (DSI) | 46d |
Full annual accounts (18 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €147k |
| Current assets | 29/58 | €147k |
| Stocks & contracts in progress | 3 | €118k |
| Cash & bank | 54/58 | €29k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €147k |
| Equity | 10/15 | €45k |
| Contributions / capital | 10/11 | €1 |
| Accumulated profits (losses) | 14 | €45k |
| Amounts payable | 17/49 | €102k |
| Amounts payable within one year | 42/48 | €102k |
| Trade debts payable within one year | 44 | €13k |
| Income statement | ||
| Turnover | 70 | €1.02M |
| Gross operating margin | 9900 | €95k |
| Operating result | 9901 | €22k |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €21k |
| Net result for the period | 9904 | €21k |
| Result to be appropriated | 9905 | €21k |
Former directors (1)
-
Former24-08-2018 → 12-12-2025
2 events
- 12-12-2025 Resigned· Director
- 24-08-2018 Appointed· Manager
| NACE primary | Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110) |
| Legal form | Private limited company(610) |
| Incorporation | 08-08-2018 |
| Status | Active |
| Postal code | 9000 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809I0711/00P005 | Flanders | 111 m² | 1 · 111 m² | 18.4 m · 5 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
12-12-2025 RUBI resigns as director
- RUBI, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "RUBI",
"address": null,
"birth_date": null
},
"evidence_quote": "Van 30/03/2022, Mevrouw RUBI, neemt ontslag van de functie van bestuurder. De Algemene vergadering aanvaardt zijn ontslag en ontheft hem van zijn mandaat.",
"discharge_granted": true
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0700.741.559",
"name_full": "S \u0026 G BUSINESS",
"legal_form": "BV"
}
}07-12-2023 Registered office moved within Gent
- Rooigemlaan 609, 9000 Gent → Koningin Maria Hendrikaplein 38, 9000 Gent
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Gent",
"region": null,
"street": "Koningin Maria Hendrikaplein",
"country": "BE",
"postcode": "9000",
"box_number": null,
"street_number": "38"
},
"old_address": {
"city": "Gent",
"region": null,
"street": "Rooigemlaan",
"country": "BE",
"postcode": "9000",
"box_number": null,
"street_number": "609"
},
"effective_date": "2023-10-01",
"evidence_quote": "De Maatschappelijke zetel is Overgebracht naar: Koningin Maria Hendrikaplein 38-9000 Gent"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0700.741.559",
"name_full": "S \u0026 G BUSINESS",
"legal_form": "BV"
}
}30-12-2022 Articles of association amended
Technical details
{
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"statute_change": {
"name_change": false,
"seat_change": false,
"object_change": false,
"effective_date": "2022-11-25",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0700.741.559",
"name_full": "S \u0026 G BUSINESS",
"legal_form": "BVBA"
},
"signature_regime": "solo",
"special_mandates": [
{
"quote": "de BV J. Jordens met haar zetel te Ukkel (1180 Brussel), Kersebeeklaan 308, (bedrijfsnummer 0417.478.003), vertegenwoordigd door haar bestuurder de Heer TREJBIEZ Anaud, is aangewezen als lasthebber ad hoc van de vennootschap, om over alle documenten te ondertekenen en alle nodige formaliteiten te vervullen.",
"holder_kbo": "0417.478.003",
"holder_name": "BV J. Jordens",
"scope_categories": [
"publication",
"filing",
"formalities"
],
"with_substitution": false
}
],
"governance_change": {
"admin_delegated_added": []
}
}07-08-2020 Registered office moved within Gent
- Ledebergstraat 9, 9050 GENT → Rooigemlaan 609, 9000 Gent
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Gent",
"region": null,
"street": "Rooigemlaan",
"country": "BE",
"postcode": "9000",
"box_number": null,
"street_number": "609"
},
"old_address": {
"city": "GENT",
"region": null,
"street": "Ledebergstraat",
"country": "BE",
"postcode": "9050",
"box_number": null,
"street_number": "9"
},
"effective_date": "2020-07-01",
"evidence_quote": "Van 01/07/2020 de Maatschappelijke zetel is Overgebracht naar: Rooigemlaan 609 -9000 Gent"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0700.741.559",
"name_full": "S \u0026 G BUSINESS",
"legal_form": "BVBA"
}
}24-08-2018 RUBI appointed as manager
- RUBI, Zaakvoerder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "zaakvoerder",
"person": {
"rrn": null,
"name": "RUBI",
"address": null,
"birth_date": null
},
"evidence_quote": "VAN 13/08/2018,Is bonoemt tot zaakvoerder voor onbepaald tijd MEVROUW RUBI wonende Ledebergstraat 9-9050 Gent."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0700.741.559",
"name_full": "S \u0026 G BUSINESS",
"legal_form": "BVBA"
}
}10-08-2018 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "9050 Gent, Ledebergstraat 9",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1986-08-16",
"name": "SINGH Gulab",
"niss": null,
"address": "9050 Gent, Ledebergstraat 9"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1.0,
"holder_person_name": "SINGH Gulab",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 1.0,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 1.0,
"subject_company": {
"kbo": "0700.741.559",
"name_full": "S \u0026 G BUSINESS",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2018-08-06",
"post_incorporation_mandates": []
}| Legal nameNL | S & G BUSINESS |