Checked.be
Active
BE 0799.793.110Private limited company
S.F. READ
Rue des Auges(AUV) 9 ·5060 Sambreville, Belgium· 3 yrs active
Conclusion
The computed 12-month bankruptcy probability of S.F. READ is 3.3% (moderate). The 2024 annual accounts show equity of €110k and a net result of €51k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €110k |
| Net result | €51k |
| Active | 3 yrs |
Snowflake analysis
89
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
100
Profitability
100
Solvency
100
Growth
52
Stability
94
Bankruptcy probability (12 mo)
3.3%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+No NACE activity registered
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
100
/ 100
Excellent
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 09-09-2025 with the NBB · fiscal year 2024 · micro
€157k
-
23-24
€79k
-10.9%
23-24
€51k
-8.0%
23-24
€69k
-0.7%
23-24
€157k
+44.3%
23-24
€110k
+87.3%
23-24
€73k
-
23-24
€8k
-55.6%
23-24
€47k
-6.4%
23-24
€31k
-38.9%
23-24
€16k
-
23-24
3.39
+352.7%
23-24
3.39
+352.7%
23-24
70.2%
+29.8%
23-24
0.42
-50.0%
23-24
46.6%
-50.9%
23-24
32.7%
-36.2%
23-24
32.8%
-
23-24
50.3%
-
23-24
61.49
-100.0%
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | €157k |
| EBITDA | €79k |
| Net profit | €51k |
| Cash flow | €69k |
| Staff costs | - |
| Income taxes | €8k |
| Dividends | - |
| Total assets | €157k |
| Equity | €110k |
| Debt | €47k |
| of which ≤ 1y | €31k |
| of which > 1y | €16k |
| Working capital | €73k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 3.39 |
| Quick ratio | 3.39 |
| Working capital ratio | 46.4% |
| Solvency | 70.2% |
| Debt / equity | 0.42 |
| Long-term debt ratio | 0.15 |
| Interest coverage | 61.49 |
| Gross margin | 50.6% |
| Net margin | 32.8% |
| ROA | 32.7% |
| ROE | 46.6% |
| EBITDA margin | 50.3% |
| Days sales outstanding | 89d |
| Days payable outstanding | 4d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €157k |
| Fixed assets | 21/28 | €54k |
| Intangible fixed assets | 21 | €52k |
| Tangible fixed assets | 22/27 | €2k |
| Current assets | 29/58 | €104k |
| Amounts receivable within one year | 40/41 | €38k |
| Cash & bank | 54/58 | €51k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €157k |
| Equity | 10/15 | €110k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €107k |
| Accumulated profits (losses) | 14 | €446 |
| Amounts payable | 17/49 | €47k |
| Amounts payable after one year | 17 | €16k |
| Amounts payable within one year | 42/48 | €31k |
| Trade debts payable within one year | 44 | €894 |
| Income statement | ||
| Turnover | 70 | €157k |
| Gross operating margin | 9900 | €79k |
| Operating result | 9901 | €61k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €60k |
| Income taxes | 67/77 | €8k |
| Net result for the period | 9904 | €51k |
| Result to be appropriated | 9905 | €51k |
You are seeing the latest fiscal year only. 1 prior year (figures + ratios) is in a paid plan.
See plans →
Ratios computed by Checked.
Legal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 22-03-2023 |
| Status | Active |
| Postal code | 5060 |
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92007F0147/00Z002 | Wallonia | 504 m² | 1 · 67 m² | 12.4 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
09-09-2025
NBB filing
Annual accounts filed
2024
28-06-2024
NBB filing
Annual accounts filed
Credit advice
Company registry (CBE)
Names & trade names
| Legal nameFR | S.F. READ |
Registered office
Rue des Auges(AUV) 9
5060 Sambreville, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.