Equity
€713,140 ▲ 23.4%
S. CARMANS has made a profit without a break since 2020.
S. CARMANS
Lifetime
19 annual accounts with figures on one time axis, 29 filings since 1997peak €358,458 (2016)
€257,010▲ 171%
lowest -€34,807 (2013)
€135,006▲ 16×
peak €713,140 (2025)
€713,140▲ 23.4%
€381,670▼ 34.8%
Board4 names since 1996
2 directors and 1 other
Documentsfilings and deeds
30-04-2026on the last day
2025abbreviated format
Gross margin from €94,943 to €257,010Result from €8,685 to €135,006Equity from €578,134 to €713,140Debts from €585,325 to €381,670Cash from €24,419 to €83,100
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 20,135 companies had the same profile as S. CARMANS has now. Each dot stands for 51 companies, two years later.
95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,135 companies, not a prediction for S. CARMANS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, , since 13-04-1996
Manager, since 13-04-1996
Director, since 13-04-1996
- all the sharesdeed of 23-02-2016
Shares in 3 companies, including and
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0457538706
Amendment of the articles · Legal-form change · Resignations & appointments
Director in office: (director (not named in the articles)) · General meeting of 11-12-2023 · Gazette deed
Capital decrease of €43,400 to €18,600
Capital from €62,000 to €18,600 · Change of role: , from director to manager · Resignation: (director) · General meeting of 18-12-2015 · Gazette deed
Registered office moved within Lummen
New registered office: Kanaalstraat 14, 3560 Lummen · Previous registered office: Sint-Rochusstraat 24, 3560 Lummen · Resignation: (director) · General meeting of 10-08-2014 · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as S. CARMANS: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1m and €1.2m, founded between 1994 and 2000.
Official details
Source: KBO- Status
- Active since 01-01-1996Normal situation
- Registered office
- 13 active companies are registered at this address4 started in the 12 months before. Source: KBO register, as of 15 November 2026.
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.076.769.3073560 Lummen, since 04-06-1996
- Financial year end
- 30 September
- Peppol
- Reachable since 14-04-2025
Annual accounts to 30-09-2025
- ≈ €400,000estimated
- €1.1m▼ 5.9%
- Filing
- Filed on 30-04-2026, on the last day of the filing period
Insights on S. CARMANS
S. CARMANS files the abbreviated format. That format states no turnover. The gross margin rose from €115,985 in 2007 to €257,010 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about S. CARMANS
- What is the company number of S. CARMANS?
- The company number of S. CARMANS is 0457.538.706. The VAT number is the same number with BE in front: BE 0457.538.706.
- Where is S. CARMANS based?
- The registered office is at Kanaalstraat 14, 3560 Lummen.Company details
- What does S. CARMANS do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of S. CARMANS?
- S. CARMANS is a private limited company (BV).
- When was S. CARMANS founded?
- S. CARMANS was founded on 01-01-1996.
- Is S. CARMANS still active?
- Yes, S. CARMANS is an active enterprise in the KBO register.
- What is the turnover of S. CARMANS?
- The turnover in financial year 2025 is ≈ €400,000. This figure is estimated from the gross margin of €257,010 and 73 comparable companies (NACE 70200). It probably lies between €300,000 and €710,000.Financials
- Is S. CARMANS profitable?
- In financial year 2025, S. CARMANS made a profit of €135,006.
- Where can I find the annual accounts of S. CARMANS?
- S. CARMANS filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of S. CARMANS due?
- S. CARMANS must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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