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S.C.S. COMPUTERS

Active
Private limited companyfounded 200620 yrs activeTurnhoutsebaan 151, 2480 Dessel, BelgiumKBO/BCE: BE 0879.452.280

S.C.S. COMPUTERS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €17k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 95% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
93 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+24
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 20.98 against 64.35 in 2024; short-term debt: 4.8% and cash: 97.2% of total assets), and 4.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 20 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
95.2%
Return on assets
27.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
81 d early
2024
125 d early
2023
85 d early
2022
67 d early
2021
116 d early
2020
30 d early
2019
92 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€59k▲ 40.9%
2024 · €42k
2018: €28k 2019: €32k 2020: €34k 2021: €34k 2022: €37k 2023: €40k 2024: €42k
2018 → 2025
Total assets
€62k▲ 45.7%
2024 · €43k
2018: €33k 2019: €40k 2020: €35k 2021: €36k 2022: €39k 2023: €41k 2024: €43k
2018 → 2025
Net result
€17k▲ 628%
2024 · €2k
2018: €7k 2019: €4k 2020: €2k 2021: €407 2022: €2k 2023: €3k 2024: €2k
2018 → 2025
Working capital
€59k▲ 40.9%
2024 · €42k
2018: €27k 2019: €32k 2020: €33k 2021: €34k 2022: €36k 2023: €40k 2024: €42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€34k-€37k▲ 6.4%€40k▲ 8.6%€42k▲ 6.0%€59k▲ 40.9%
Operating result€2k-€3k▲ 35.2%€4k▲ 30.5%€3k▼ 21.3%€24k▲ 628%
Net result€407-€2k▲ 440%€3k▲ 43.2%€2k▼ 24.8%€17k▲ 628%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20kOperating result 2021: €2k€2kNet result 2021: €407€407Operating result 2022: €3k€3kNet result 2022: €2k€2kOperating result 2023: €4k€4kNet result 2023: €3k€3kOperating result 2024: €3k€3kNet result 2024: €2k€2kOperating result 2025: €24k€24kNet result 2025: €17k€17k20212022202320242025
The operating result recovers in 2025; 2025 is 628% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €62k
Equity €59k▲ 40.9%
Debt €3k▲ 347%
The debt ratio rises from 1.6% to 4.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€24k
2024 · €3k
Cash flow
€17k
2024 · €3k
Solvency
95.2%
2024 · 98.4%
Current ratio
20.98
2024 · 64.35
Quick ratio
20.98
2024 · 64.35
Debt / equity
0.05
2024 · 0.02
ROE
29.0%
2024 · 5.6%
ROA
27.6%
2024 · 5.5%
Interest coverage
77.45
2024 · 34.94
Debt
€3k
2024 · €664
Debt ≤ 1 year
€3k
2024 · €664
Income taxes
€6k
2024 · €899
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€43k€62k
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Land and buildings22€0-
Current assets29/58€43k€62k
Amounts receivable within one year40/41€3k€1k
Trade receivables40€791€0
Other amounts receivable41€3k€1k
Cash at bank and in hand54/58€39k€60k
Deferred charges and accrued income490/1-€660
Equity and liabilities
Total equity and liabilities10/49€43k€62k
Equity10/15€42k€59k
Contributions10/11€19k€19k=
Reserves13€23k€41k
Distributable reserves133€23k€41k
Amounts payable17/49€664€3k
Amounts payable within one year42/48€664€3k
Trade debts44€0€851
Suppliers440/4€0€851
Taxes, remuneration and social security45€664€2k
Taxes450/3€664€2k
Income statement Code20242025
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€158€0
Other operating charges640/8€505€1k
Gross operating margin9900€4k€27k
Operating profit (loss)9901€3k€24k
Financial income75/76B€72€0
Recurring financial income75€72€0
Financial charges65/66B€99€309
Recurring financial charges65€99€309
Profit (loss) for the period before taxes9903€3k€24k
Income taxes67/77€899€6k
Profit (loss) for the period9904€2k€17k
Profit (loss) for the period to be appropriated9905€2k€17k
Appropriation of the result
Profit (loss) to be appropriated9906€2k€17k
Transfer to equity691/2€2k€17k
To other reserves6921€2k€17k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
11-05
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2018net €17k ▲628%
Operating result €24k, net result €17k, both a record.
28-03
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Liquidity doublescurrent ratio 64.35
Current ratio from 27.09 to 64.35; short-term debt falls from €2k to €664.
07-05
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-05
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
06-04
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Weakest financial yearnet €407 ▼73.4%
Net result drops to €407, the lowest in the series; recovery starts the following year.
01-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Liquidity times 5current ratio 26.95
Current ratio from 5.03 to 26.95; short-term debt falls from €8k to €1k.
30-04
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dessel · 1 establishment unit since 2006
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Turnhoutsebaan 1512480 Dessel
Ground area
1,225 m²
Building footprint
292 m²
Volume, LiDAR
1,469 m³
Parcel 13006B1091/00K004, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Turnhoutsebaan 151, 2480 Dessel
NACE 52487
since 20062.152.068.130
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13006B1091/00K004 Flanders 1,225 m² 1 · 292 m² 8.3 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 1,448 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded17-02-2006
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
52487
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72100
72400
72500
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.