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computer @ your service

Active
Private limited company (pre-2019)founded 200421 yrs activeElseroux 52, 4890 Thimister-Clermont, BelgiumKBO/BCE: BE 0870.868.671

computer @ your service has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €7k and a net result of €25k. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 28% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2024
79 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+4
Solvency32▲+26
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.89 against 3.13 in 2023; short-term debt: 13.8% and cash: 51% of total assets), but 92.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 21 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
7.5%
Return on assets
24.9%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-08-2025, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
18 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
61 d late
2019
28 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€7k
2023 · €-17k
2018: €-38k 2019: €-42k 2020: €-39k 2021: €-43k 2022: €-37k 2023: €-17k
2018 → 2024
Total assets
€100k▲ 10.5%
2023 · €90k
2018: €39k 2019: €31k 2020: €24k 2021: €21k 2022: €121k 2023: €90k
2018 → 2024
Net result
€25k▲ 25.9%
2023 · €20k
2018: €-4k 2019: €-3k 2020: €3k 2021: €-5k 2022: €6k 2023: €20k
2018 → 2024
Working capital
€40k▲ 51.1%
2023 · €26k
2018: €7k 2019: €3k 2020: €6k 2021: €-6k 2022: €17k 2023: €26k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€-39k-€-43k▼ 12.5%€-37k▲ 14.4%€-17k▲ 53.2%€7k
Operating result€2k-€-7k€9k€22k▲ 143%€27k▲ 20.4%
Net result€3k-€-5k€6k€20k▲ 215%€25k▲ 25.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20k€30kOperating result 2020: €2k€2kNet result 2020: €3k€3kOperating result 2021: €-7k€-7kNet result 2021: €-5k€-5kOperating result 2022: €9k€9kNet result 2022: €6k€6kOperating result 2023: €22k€22kNet result 2023: €20k€20kOperating result 2024: €27k€27kNet result 2024: €25k€25k20202021202220232024
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 20% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €100k
Fixed assets €46k▼ 10.3%
Current assets €53k▲ 38.4%
Equity and liabilities €100k
Equity €7k
Debt €92k
Debt finances 92.5% of the balance-sheet total.
Key figures and ratios
2024 value · change against 2023
EBITDA
€32k
2023 · €28k
Cash flow
€30k
2023 · €25k
Solvency
7.5%
2023 · -19.3%
Current ratio
3.89
2023 · 3.13
Quick ratio
3.88
2023 · 3.12
Debt / equity
12.35
2023 · -6.18
ROE
333.0%
ROA
24.9%
2023 · 21.9%
Interest coverage
16.13
2023 · 10.79
Debt
€92k
2023 · €108k
Debt ≤ 1 year
€14k
2023 · €12k
Debt > 1 year
€20k
2023 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€90k€100k
Fixed assets21/28€52k€46k
Tangible fixed assets22/27€52k€46k
Land and buildings22€51k€46k
Plant, machinery and equipment23€437€326
Financial fixed assets28€30€30=
Current assets29/58€39k€53k
Stocks and contracts in progress3€37€124
Stocks30/36€37€124
Amounts receivable within one year40/41€765€2k
Trade receivables40€633€2k
Other amounts receivable41€132€140
Cash at bank and in hand54/58€37k€51k
Deferred charges and accrued income490/1€419€482
Equity and liabilities
Total equity and liabilities10/49€90k€100k
Equity10/15€-17k€7k
Contributions10/11€19k€19k=
Reserves13€420€420=
Non-distributable reserves130/1€420€420=
Reserves not available under the articles1311€420€420=
Profit (loss) carried forward14€-36k€-12k
Amounts payable17/49€108k€92k
Amounts payable after more than one year17€30k€20k
Financial debts170/4€30k€20k
Amounts payable within one year42/48€12k€14k
Current portion of amounts payable after more than one year42€9k€9k
Trade debts44€2k€3k
Suppliers440/4€2k€3k
Taxes, remuneration and social security45€2k€2k
Taxes450/3€547€547=
Remuneration and social security454/9€1k€1k
Other amounts payable47/48€192€182
Accrued charges and deferred income492/3€66k€58k
Income statement Code20232024
Remuneration, social security and pensions62€20-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€485€497
Gross operating margin9900€28k€33k
Operating profit (loss)9901€22k€27k
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Financial charges65/66B€3k€2k
Recurring financial charges65€3k€2k
Profit (loss) for the period before taxes9903€20k€25k
Profit (loss) for the period9904€20k€25k
Profit (loss) for the period to be appropriated9905€20k€25k
Appropriation of the result
Profit (loss) to be appropriated9906€-36k€-12k
Profit (loss) brought forward from the previous period14P€-56k€-36k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
18-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial Highest result since 2018net €25k ▲25.9%
Operating result €27k, net result €25k, both a record.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Liquidity doublescurrent ratio 3.13
Current ratio from 1.38 to 3.13; short-term debt falls from €46k to €12k.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial Liquidity doublescurrent ratio 1.38
Current ratio from 0.67 to 1.38.
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial Weakest financial yearnet €-5k ▼258%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
30-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial Back to profitnet €3k
Net result €3k after 2 loss-making years.
28-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
11-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 72 days late
2018
23-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
27-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
02-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thimister-Clermont · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Elseroux 524890 Thimister-Clermont
Ground area
1,376 m²
Building footprint
158 m²
Volume, LiDAR
968 m³
2 parcels, Wallonia · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
COMPUTER@YOUR SERVICE
Place du Perron 31, 4910 TheuxRetail trade
since 20102.183.927.977
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63077B0392/00V000 Wallonia 1,175 m² 1 · 108 m² 6.1 m · 2 fl.
63076A0485/00B000 Wallonia 201 m² 1 · 50 m² 11.6 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 810 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded29-12-2004
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
52487
46500Wholesale of information and communication equipment
46510Wholesale trade
47430Retail trade
47540Retail sale of electrical household appliances
51840
52450
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.