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S-BOUW

Active
Private limited companyfounded 1997active for 29 yearsBergensesteenweg 753, 1502 Halle, BelgiumKBO/BCE: BE 0461.391.782
Summary

S-BOUW has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €4.8m and a net result of €601,844. Equity has been growing by about 9.6% per year since 2019. Its solvency ranks better than 84% of 441 sector peers (NACE 41, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 08-09-1997 Normal situation
Activity
General construction of residential buildings NACE 41001
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 31-03-2026
Establishment unit
2.083.900.884 1502 Halle, since 23-10-1997
Financial year end
31 March
Peppol
Reachable since 08-07-2025

Board and ownership

Board
  • Schoukens KrisDirector · since 31-03-2020
  • Schoukens LeentjeDirector · since 31-03-2020
Auditor
Groupe Audit Belgium
Shareholders
  • SCHOUKENS· score 9630-09-2025 annual accounts of SCHOUKENS

Financial position

96 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 31-03-2026
Turnover
€15.2m
▲ 8.3%
Profit
€601,844
▲ 136%
Equity
€4.8m
▲ 14.2%
Total assets
€6.1m
▲ 8.6%
Employees on 31-03-2026
5
=
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)lowers riskFounded in 1997Liquidity: current ratio 6.68, cash €1.1mEquity €4.8m (79.0% of total assets)Show the evidence

Checked score

Score 2026
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 66% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2025
Strong
Solvency 100=
equity 79.0% of total assets
Liquidity 71-4
short-term debt 13.6% · cash 18.8%
Profitability 69+9
return on assets 9.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,457 companies, NACE 41, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025lowest value 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026highest value 11-2026: < 0.1%● unchanged vs 10-2026highest value
Credit of up to €450,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.68 (5.5 in 2025), above the usual 1.5. Short-term debt is 13.6% and cash 18.8% of total assets. 21% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 75% on liquidity, 40% on profitability and 58% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1997
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Liquidity: current ratio 6.68, cash €1.1m
NBB · annual accounts
lowers risk · Equity €4.8m (79.0% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-10-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
1 day early
2025
2 days early
2024
1 day early
2023
36 days early
2022
24 days early
2021
16 days late
2020
41 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 29 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2026from €254,858 to €601,844 ▲ 136% View
  • Positive: Higher net result than 95% of companies in construction of buildingssector median €14,830 · 441 companies €601,844 View
  • Positive: 8 profitable years in a rowprofit 2026: €601,844 8 years View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Reappointment: Groupe Audit Belgium (statutory auditor)
All 15 events

Comparable companies

These companies have the same main activity as S-BOUW: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €4.3m and €11m, founded between 1986 and 2013.

CompanyTotal assetsTurnover
S-BOUW Halle€6.1m€15.2m
JPB BUILDING Oostkamp€4.9m€11.0m
ORELIA BOUW Wommelgem€8.8m€10.5m
PERFECTION HABITAT Sprimont€4.7m€18.7m
BATIMONT Roeselare€8.1m€12.1m
SF - CONSTRUCT Diest€11.2m€13.9m
TOGOFILL Wortegem-Petegem€4.3m€4.6m
Full comparison

Key facts about S-BOUW

What is the company number of S-BOUW?
The company number of S-BOUW is 0461.391.782. The VAT number is the same number with BE in front: BE 0461.391.782.
Where is S-BOUW based?
The registered office is at Bergensesteenweg 753, 1502 Halle.Company details
What does S-BOUW do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of S-BOUW?
The legal form of S-BOUW is Private limited company (BV).
When was S-BOUW founded?
S-BOUW was founded on 08-09-1997.
Is S-BOUW still active?
Yes, S-BOUW is an active enterprise in the KBO register.
How many employees does S-BOUW have?
S-BOUW had an average of 5 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
Which joint committee does S-BOUW fall under?
In its 31-03-2026 annual accounts, S-BOUW states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of S-BOUW?
The turnover of S-BOUW was €15.2m in financial year 2026, according to the filed annual accounts.
Is S-BOUW profitable?
In financial year 2026, S-BOUW made a profit of €601,844.
Where can I find the annual accounts of S-BOUW?
S-BOUW filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of S-BOUW due?
S-BOUW must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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