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Complete company report
Generated 01-08-2026
Active BE 0769.452.302Private limited company

S.B. BLOC

Montenegrostraat 68 ·1060 Sint-Gillis (bij-Brussel), Belgium· 5 yrs active
Sector: Specialised construction (43990)
Conclusion Checked

The computed 12-month bankruptcy probability of S.B. BLOC is 8.0% (elevated). The 2023 annual accounts show equity of €2k and a net result of €-877. Its solvency ranks better than 13% of 9068 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €2k
Net result €-877
Better than sector 13%
Active 5 yrs
Snowflake analysis 5 axes · computed by Checked
Health23Profitability0Solvency4Growth58Stability94
36 / 100

Fragile profile, watch profitability in particular.

Health 23
Profitability 0
Solvency 4
Growth 58
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
8.0% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
23 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 19-09-2024 with the NBB · fiscal year 2023 · micro
€-50k€0€50k€100kRevenue 2022: €125k€125kOperating result 2022: €-2k€-2kNet result 2022: €-2k€-2kOperating result 2023: €-162€-162Net result 2023: €-877€-87720222023
RevenueOperating resultNet result
Sector comparison
Fiscal year 2023 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 6.3% 38.6%
better than 13% of 9068 sector peers
Net result €-877 €12k
better than 18% of 9053 sector peers
Equity €2k €30k
better than 10% of 9074 sector peers
Gross operating margin €2k €33k
better than 11% of 9043 sector peers
Total assets €26k €89k
better than 13% of 9069 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€125k
- -69% vs sector
EBITDA
€1k
- -88% vs sector
Net profit
€-877
+64.1% far below sector median
Cash flow
€562
- -97% vs sector
Total assets
€26k
+127.5% -85% vs sector
Equity
€2k
-34.3% -98% vs sector
Working capital
€-9k
-268.0% far below sector median
Income taxes
€596
- -79% vs sector
Debt
€25k
+173.1% -75% vs sector
Debt ≤ 1y
€10k
+6.3% -80% vs sector
Debt > 1y
€15k
- -78% vs sector
Current ratio
0.10
-86.9% -96% vs sector
Quick ratio
0.10
-86.9% -95% vs sector
Solvency
6.3%
-71.1% -86% vs sector
Debt / equity
14.75
+315.7% far above sector median
ROE
-52.2%
+45.4% far below sector median
ROA
-3.3%
+84.2% far below sector median
Net margin
-2.0%
- far below sector median
EBITDA margin
-1.3%
- far below sector median
Interest coverage
1.79
- -81% vs sector
Figures by fiscal year
Fiscal year2023
Revenue-
EBITDA€1k
Net profit€-877
Cash flow€562
Staff costs-
Income taxes-
Dividends-
Total assets€26k
Equity€2k
Debt€25k
of which ≤ 1y€10k
of which > 1y€15k
Working capital€-9k
Employees (FTE)-
Ratios (computed)
2023
Current ratio0.10
Quick ratio0.10
Working capital ratio-32.9%
Solvency6.3%
Debt / equity14.75
Long-term debt ratio9.01
Interest coverage1.79
Gross margin-
Net margin-
ROA-3.3%
ROE-52.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding6d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€26k
Fixed assets 21/28€26k
Tangible fixed assets 22/27€25k
Financial fixed assets 28€955
Current assets 29/58€930
Amounts receivable within one year 40/41€819
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€26k
Equity 10/15€2k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€-3k
Amounts payable 17/49€25k
Amounts payable after one year 17€15k
Amounts payable within one year 42/48€10k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€2k
Operating result 9901€-162
Financial charges 65€716
Result before taxes 9903€-877
Net result for the period 9904€-877
Result to be appropriated 9905€-877
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Ratios computed by Checked.
Legal Structure
NACE primary Specialised construction(43990)
Legal form Private limited company(610)
Incorporation08-06-2021
StatusActive
Postal code1060
Establishment units 1 location
S.B. BLOC
Montenegrostraat 68, 1060 Sint-Gillis (bij-Brussel)Algemene bouw van residentiële gebouwen
since 20212.318.404.324
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21562A0231/00B003 Brussels 128 m² 1 · 91 m² 18.7 m · 6 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
19-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
07-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
Legal nameFR S.B. BLOC
Registered office
Montenegrostraat 68
1060 Sint-Gillis (bij-Brussel), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative