Summary
S.B.A. has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2023 annual accounts show equity of €91k and a net result of €20k. Its solvency ranks better than 93% of 24629 sector peers (fiscal year 2023). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Axes, FY 2023
Profitability86
Solvency100
Growth-
Track record85
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
87.4%
Return on assets
19.5%
Age of the figures
33 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 31-05-2024, 61 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2023
61 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€91k
Total assets
€105k
Net result
€20k
Working capital
€91k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €105k
Fixed assets
€750
Current assets
€104k
Equity and liabilities €105k
Equity
€91k
Debt
€13k
Debt finances 12.6% of the balance-sheet total.
Key figures and ratios
Current ratio
7.86
Debt to equity
0.14
ROE
22.3%
ROA
19.5%
Debt ≤ 1 year
€13k
Income taxes
€6k
Annual accounts
| Line | 2023 |
|---|---|
| Other operating charges640/8 | €3k |
| Gross operating margin9900 | €29k |
| Operating profit (loss)9901 | €26k |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €380 |
| Recurring financial charges65 | €380 |
| Profit (loss) for the period before taxes9903 | €26k |
| Income taxes67/77 | €6k |
| Profit (loss) for the period9904 | €20k |
| Profit (loss) for the period to be appropriated9905 | €20k |
| Line | 2023 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €105k | |
| Fixed assets21/28 | €750 | |
| Financial fixed assets28 | €750 | |
| Current assets29/58 | €104k | |
| Amounts receivable within one year40/41 | €104k | |
| Trade receivables40 | €13k | |
| Other amounts receivable41 | €91k | |
| Cash at bank and in hand54/58 | €62 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €105k | |
| Equity10/15 | €91k | |
| Contributions10/11 | €500 | |
| Reserves13 | €91k | |
| Distributable reserves133 | €91k | |
| Amounts payable17/49 | €13k | |
| Amounts payable within one year42/48 | €13k | |
| Trade debts44 | €8k | |
| Suppliers440/4 | €8k | |
| Taxes, remuneration and social security45 | €5k | |
| Taxes450/3 | €5k | |
| Line | 2023 |
|---|---|
| Profit (loss) for the period9904 | €20k |
| Operating cash flow (approximation) | €20k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2019
Ground area
67 m²
Building footprint
67 m²
Volume, LiDAR
444 m³
Parcel 34354C0030/00B002, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
S.B.A.
since 20192.290.201.078
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354C0030/00B002 | Flanders | 67 m² | 1 · 67 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VANDECASTEELE FILIEP
BE 0835.000.843
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Racine Energie
BE 0766.250.807
Theux · Eq €91k
MEDISSA
BE 0877.054.402
Ronse · Eq €90k
DC-TECHNIEKEN
BE 0778.955.134
Dilsen-Stokkem · Eq €89k
HBV
BE 0670.780.437
Beringen · Eq €88k
Of 212 companies in sector 47527 we hold annual accounts for 146. 118 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formLimited partnership
Founded11-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47527Retail trade
Contact
E-mail
elke.vandenberghe@filieux.be
Scores and ratios are computed by Checked and are not a credit decision.