Financials
- Financial year
- 2025
- Total assets
- €211,934
- Loss
- -€9,019
- Solvency
- 74.0%
Total assets▼ 5.3%
Net result
20192025
S.A.M.
ActiveSummary
S.A.M. has been active since 2013 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries (see administrative flags). The 2025 annual accounts show equity of €156,888 and a net result of -€9,019. Equity is growing by about 3.3% per year across the filed financial years. Its solvency ranks better than 79% of 34,718 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Other building finishing work
NACE 43350Painting of buildings NACE 43341
1 site
Size
€211,934total assets 2025
- Staff
- 1.9 FTE
- Equity
- €156,888
- Loss
- -€9,019
Turnover not published (micro format)
Why 84raises riskName on a sanctions list1 change of registered office in 24 monthsLoss of €9,019 (financial year 2025)Ex-officio strike-off in the KBOlowers riskLiquidity: current ratio 3.61, cash €122,323Show the evidence
Checked score
Score 2025
84
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 52% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency
99=
equity 74.0% of total assets
Liquidity
90=
short-term debt 26.0% · cash 57.7%
Profitability
13-64
return on assets -4.3%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%
12-2024: < 0.1%● unchanged vs 11-2024
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.4%▲ +0.2 percentage points vs 03-2026highest value
05-2026: 0.4%● unchanged vs 04-2026highest value
06-2026: 0.4%● unchanged vs 05-2026highest value
07-2026: 0.4%● unchanged vs 06-2026highest value
08-2026: 0.4%● unchanged vs 07-2026highest value
09-2026: 0.4%● unchanged vs 08-2026highest value
10-2026: 0.4%● unchanged vs 09-2026highest value
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.61, compared with 3.69 in 2024, above the usual 1.5; short-term debt: 26% and cash: 57.7% of total assets), and 26% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 80% on solvency, 87% on liquidity, 13% on profitability and 28% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-03-2026, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 days early
2024
6 days early
2023
131 days early
2022
40 days early
2021
50 days early
2020
45 days early
2019
28 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 49 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struckAddress strikeout annulled
Searched, nothing found (1)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 17 March (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end27-10-2026 today30-04-2027 deadline
Name match with a sanctions list
1 entryS M A
A name match is not a finding that this company itself is on the list; check the entry at the source.
- Appointment: Mirsad Duka (director)Gazette deed
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€9,019
Key points
- Risk: Name on a sanctions lista name, not a verdict: check the source Match View
- Caution: Among the weakest 13% on net resultsector median €10,244 · 34,705 companies -€9,019 View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- New directorlatest change 07-03-2026 · 2 in office 1 joined View
By topic
Board & ownership
- Board
- 2 members
- Mirsad DukaDirector
- Hoxhaj,SadikDirector
Timeline
- Events
- 20
- Since
- 2015
- Next accounts
- by 30-04-2027
- 18-07-2025Address strikeout annulled
- 14-07-2025Registered office
- 20-06-2025Address struck
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other building finishing workNACE 43350
- Founded
- 17-04-2013
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 9
- Annual meeting
- First Saturday of March at 11:00
Key facts about S.A.M.
- What is the company number of S.A.M.?
- 0527.996.734. In Belgium the VAT number is the company number with BE in front: BE 0527.996.734.
- Where is S.A.M. based?
- The registered office is at Invalidenstraat 6, 9041 Gent.Company details
- What does S.A.M. do?
- According to the KBO register, the main activity is other building finishing work (NACE 43350).
- What is the legal form of S.A.M.?
- Private limited company (BV).
- When was S.A.M. founded?
- On 17-04-2013.
- Is S.A.M. still active?
- Yes, S.A.M. is an active enterprise in the KBO register.
- How many employees does S.A.M. have?
- On average 1.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of S.A.M.?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is S.A.M. profitable?
- In financial year 2025, S.A.M. made a loss of €9,019.
- Where can I find the annual accounts of S.A.M.?
- S.A.M. filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of S.A.M. due?
- By 30-04-2027, for financial year 2026.Timeline
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