COUSSEMENT KRIS
ActiveCOUSSEMENT KRIS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €158k and a net result of €27k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 79% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+6
Solvency99▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 4.23 against 2.37 in 2024; short-term debt: 17.3% and cash: 71.6% of total assets), and 26.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.8%
Return on assets
12.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
20 d early
2023
48 d early
2022
41 d early
2021
19 d early
2020
38 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€158k▲ 20.9%
2024 · €131k
2018: €61k
2019: €88k
2020: €90k
2021: €87k
2022: €96k
2023: €113k
2024: €131k
2018 → 2025
Total assets
€214k▲ 3.8%
2024 · €207k
2018: €111k
2019: €167k
2020: €152k
2021: €150k
2022: €160k
2023: €185k
2024: €207k
2018 → 2025
Net result
€27k▲ 55.5%
2024 · €18k
2018: €-2k
2019: €27k
2020: €2k
2021: €-3k
2022: €9k
2023: €20k
2024: €18k
2018 → 2025
Working capital
€120k▲ 52.6%
2024 · €78k
2018: €-3k
2019: €-29k
2020: €-5k
2021: €7k
2022: €39k
2023: €74k
2024: €78k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€87k-€96k▲ 10.1%€113k▲ 17.9%€131k▲ 15.5%€158k▲ 20.9%
Operating result€-3k-€10k€25k▲ 147%€26k▲ 2.0%€42k▲ 66.3%
Net result€-3k-€9k€20k▲ 125%€18k▼ 11.0%€27k▲ 55.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 66% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214k
Fixed assets
€58k▼ 18.7%
Current assets
€157k▲ 15.5%
Equity and liabilities €214k
Equity
€158k▲ 20.9%
Provisions
€19k▲ 3.6%
Debt
€37k▼ 35.3%
The debt ratio falls from 27.7% to 17.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k▲
2024 · €36k
Cash flow
€41k▲
2024 · €28k
Solvency
73.8%▲
2024 · 63.4%
Current ratio
4.23▲
2024 · 2.37
Quick ratio
4.23▲
2024 · 2.37
Debt / equity
0.23▼
2024 · 0.44
ROE
17.3%▲
2024 · 13.4%
ROA
12.7%▲
2024 · 8.5%
Interest coverage
256.38▲
2024 · 176.52
Debt
€37k▼
2024 · €57k
Debt ≤ 1 year
€37k▼
2024 · €57k
Income taxes
€15k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€207k€214k▲
Fixed assets21/28€71k€58k▼
Tangible fixed assets22/27€71k€58k▼
Land and buildings22€40k€35k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€26k€19k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€136k€157k▲
Amounts receivable within one year40/41€4k€3k▼
Trade receivables40€3k€3k▼
Other amounts receivable41€1k€689▼
Cash at bank and in hand54/58€131k€154k▲
Deferred charges and accrued income490/1€820€0▼
Equity and liabilities
Total equity and liabilities10/49€207k€214k▲
Equity10/15€131k€158k▲
Contributions10/11€6k€6k=
Reserves13€107k€135k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€107k€135k▲
Profit (loss) carried forward14€17k€17k=
Provisions and deferred taxes16€18k€19k▲
Provisions for liabilities and charges160/5€18k€19k▲
Pensions and similar obligations160€15k€15k=
Other liabilities and charges164/5€3k€4k▲
Amounts payable17/49€57k€37k▼
Amounts payable within one year42/48€57k€37k▼
Trade debts44€9k€14k▲
Suppliers440/4€9k€14k▲
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Other amounts payable47/48€41k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€13k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-262€667▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€40k€61k▲
Operating profit (loss)9901€26k€42k▲
Financial income75/76B€27€46▲
Recurring financial income75€27€46▲
Financial charges65/66B€203€217▲
Recurring financial charges65€203€217▲
Profit (loss) for the period before taxes9903€25k€42k▲
Income taxes67/77€8k€15k▲
Profit (loss) for the period9904€18k€27k▲
Profit (loss) for the period to be appropriated9905€18k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€45k▲
Profit (loss) brought forward from the previous period14P€17k€17k=
Transfer to equity691/2€18k€27k▲
To other reserves6921€18k€27k▲
Profit to be distributed694/7€0-
Directors or managers695€0-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €150kEq €158k ▲20.9%
4 profitable years in a row build equity to €158k.
10-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €100kEq €113k ▲17.9%
2 profitable years in a row build equity to €113k.
20-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
11-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-3k ▼242%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
23-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stabroek · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molensteeg 242940 StabroekGround area
1,408 m²
Building footprint
205 m²
Volume, LiDAR
927 m³
Parcel 11044B0207/00X002, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Coussement Kris
since 20092.178.212.402
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11044B0207/00X002 | Flanders | 1,408 m² | 1 · 205 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 413 EUR awarded · 413 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 93 EUR | 93 EUR |
| 2023 | 1 | 89 EUR | 89 EUR |
| 2022 | 1 | 231 EUR | 231 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,294 companies in sector 43350 we hold annual accounts for 2,361. 1,886 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2008
Fiscal year end30-09
Activities, NACEBEL
43350Other building finishing work
43230Insulation installation
43291Specialised construction activities
43320Joinery installation
43422Screed work
81220Other building cleaning and industrial cleaning
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.